Mnrb Holdings Bhd. · MYX:MNRB

Mnrb Holdings Bhd — Q1 FY2026 Earnings Presentation

30 slides from Mnrb Holdings Bhd's earnings presentation, Aug 14, 2025

  1. Slide 1: Unaudited Quarterly Report on Consolidated Results for Period Ended 30 June 2025

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED QUARTERLY REPORT ON CONSOLIDATED RESULTS FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025

  2. Slide 2: Condensed Consolidated Statement of Profit or Loss and Other Comprehensive Income

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 Current quarter Three months ended 30.06.2025 30.06.2024 RM'000 RM'000 Insurance/takaful revenue* 866,280 748,354 Insura

  3. Slide 3: Statement of Profit or Loss and Other Comprehensive Income (cont'd)

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF PROFIT OR LOSS AND OTHER COMPREHENSIVE INCOME FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 Current quarter Three months ended 30.06.2025 30.06.2024 RM'000 RM'000 Net profit for the period attributable to equity

  4. Slide 4: Condensed Consolidated Statement of Financial Position

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF FINANCIAL POSITION AS AT 30 JUNE 2025 30.06.2025 31.03.2025 RM'000 RM'000 Assets Property and equipment 234,746 237,951 Intangible assets 117,580 114,438 Right-of-use assets 1,086 2,202 Investments in associate

  5. Slide 5: Condensed Consolidated Statement of Changes in Equity

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF CHANGES IN EQUITY FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 Attributable to owners of the Company Reserves Non-distributable Distributable Foreign exchange Share translation Fair value Revaluation Retained ca

  6. Slide 6: Condensed Consolidated Statement of Cash Flows

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 30.06.2025 30.06.2024 RM '000 RM '000 Cash flows from operating activities Profit before zakat and taxation 199,003 112,447 Adjustments for: Depreciation o

  7. Slide 7: Statement of Cash Flows (cont'd)

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) UNAUDITED CONDENSED CONSOLIDATED STATEMENT OF CASH FLOWS FOR THE FINANCIAL PERIOD ENDED 30 JUNE 2025 (CONT'D.) 30.06.2025 30.06.2024 RM '000 RM '000 Cash flows from operating activities (cont'd.) Changes in working capital (cont'd.) Interest income/profit

  8. Slide 8: Notes: A1. Basis of preparation

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS A1. Basis of preparation These condensed consolidated interim financial statements of MNRB Holdings Berhad ("MNRB" or "the Company") and its subsidiaries (MNRB and its sub

  9. Slide 9: Notes: A1. Basis of preparation (cont'd)

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A1. Basis of preparation (cont'd.) (ii) Standards issued but not yet effective (cont'd.) Effective for annual periods Description beginning on or after Amendment

  10. Slide 10: Notes: A7. Dividend paid and other disclosures

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A7. Dividend paid No dividend has been declared for the financial period ended 30 June 2025. A8. Carrying amount of revalued properties The valuation of property

  11. Slide 11: A13. Segmental reporting

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A13. Segmental reporting The Group has five business segments as follows: Segments Investment holding and others Investment holding and non-insurance/takaful sub

  12. Slide 12: A14. Profit or loss and financial position by business

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business

  13. Slide 13: A14. Profit or loss by business, 30 June 2024

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business (cont'd

  14. Slide 14: A14. Statement of financial position, 30 June 2025

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business

  15. Slide 15: A14. Statement of financial position, 31 March 2025

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A14. Unaudited condensed consolidated statement of profit or loss and consolidated statement of financial position of Reinsurance, Retakaful and Takaful business

  16. Slide 16: A15. Fair value information

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information MFRS 7 Financial Instruments: Disclosures ("MFRS 7") requires the classification of financial instruments measured at fair value acco

  17. Slide 17: A15. Fair value information: unobservable inputs

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) Description of significant unobservable inputs: Valuation technique Significant Observable Input Range 30 June 2025/31 March 2025 P

  18. Slide 18: A15. Fair value hierarchy as at 30 June 2025

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) Financial instruments that are measured at fair value disclosed under Levels 1, 2 and 3 of the fair value hierarchy as at 3

  19. Slide 19: A15. Fair value hierarchy as at 31 March 2025

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) Financial instruments that are measured at fair value disclosed under Levels 1, 2 and 3 of the fair value hierarchy as at 31 March

  20. Slide 20: A15-A16. Derivatives and insurance contract assets/liabilities

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART A: EXPLANATORY NOTES TO THE CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS (CONT'D.) A15. Fair value information (cont'd.) (i) Derivatives The Group did not enter into any derivative transactions during the period ended 30 June 2025 or the previo

  21. Slide 21: B1. Review of quarterly profitability against prior period

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES B1. Review of 3 months current quarter profitability against 3 months current quarter in prior period General Family Reinsurance Retakaful takaful takaful Others

  22. Slide 22: B1. Review of profitability: the Group

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B1. Review of 3 months current quarter profitability against 3 months current quarter in prior period (cont'd.) The Group For the quarter ended 30 June

  23. Slide 23: B1. Review of profitability: takaful businesses

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B1. Review of 3 months current quarter profitability against 3 months current quarter in prior period (cont'd.) General Takaful Business The General Ta

  24. Slide 24: B2. Profitability against immediate preceding quarter

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B2. Review of current quarter profitability against immediate preceding quarter General Family Reinsurance Retakaful takaful takaful Others Group RM'00

  25. Slide 25: B2. Profitability against preceding quarter: takaful businesses

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B2. Review of current quarter profitability against immediate preceding quarter (cont'd.) General Takaful Business Profit before zakat and taxation for

  26. Slide 26: B3. Current period prospect

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B3. Current period prospect Malaysia’s economy is expected to maintain stable growth, driven primarily by resilient domestic demand. The cut in the Ove

  27. Slide 27: B3. Current period prospect (cont'd)

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B3. Current period prospect (cont'd.) The recent imposition of Services Tax of 8% on financial services will have implications particularly on the fami

  28. Slide 28: B9. Investment results

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B9. Investment results Current quarter Three months ended 30.06.2025 30.06.2024 RM'000 RM'000 Interest income/profit revenue calculated using the effec

  29. Slide 29: B10-B11. Taxation and borrowings

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B10. Taxation Current quarter Three months ended 30.06.2025 30.06.2024 RM'000 RM'000 Profit before zakat and taxation 199,003 112,447 Taxation: Current

  30. Slide 30: B12-B13. Earnings per share and additional disclosures

    MNRB HOLDINGS BERHAD 197201001795 (13487-A) PART B: EXPLANATORY NOTES PURSUANT TO THE MAIN MARKET LISTING REQUIREMENTS OF BURSA SECURITIES (CONT'D.) B12. Earnings per share Current quarter Three months ended 30.06.2025 30.06.2024 RM'000 RM'000 Net profit for the period (RM'000) 168,426 92,204 Number

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