New India Assurance Co. Ltd. · NSE:NIACL
New India Assurance — The New India Assurance Company — Q1 FY27 Earnings Presentation
20 slides from New India Assurance's earnings presentation, Jul 24, 2026
Slide 1: Cover letter to stock exchanges: Investor Presentation
Phone :022-22708100 f(q. EF<trqr*c<ffift{FT}s 22708400 THE NEW INDIA ASSURANCE COMPANY LTD. WEbSitE: WWW.NEWINd|A.CO.|N tds.cqf nwr*strqli{c : {Ek<rqvdrcRRdrT, 97, q615fiffi*r1, etd, ief - +oo oot. Regct & Head Ofllce : New lndia Assurance Bldg., 87, M.G. Road, Fort, Mumbai - 400 001. CIN No. 166000
Slide 2: Results for the Quarter ended 30th June 2026
Results for the Quarter ended 30th Jun e 2O26 I\IEIT IIIDIAA$$URAIICE fr=q$fuilEsqt*sffifrFreE The New lndia Assurance Go. Ltd
Slide 3: Disclaimer
Disclaimer @ This presentation may contain forward-looking statements, which are not historical facts but relate to future expectations, projections, objectives, or strategies of the Company. Such statements are inherently subject to various risks, uncertainties, and assumptions-many of which are be
Slide 4: Chairperson's comments on Q1 FY27 performance
Chairperson's comments on Ql FY27 performance Commenting on the results, Chairman-cum-Managing Director Ms. Girija Subramanian said, "QIFY27 wqs a challenging quarter for the Indian general insurance industry. The insurance industry property premium crashed by 27.8% during the quarter and QIFY27 bei
Slide 5: Agenda
Agenda @ Financial Performance Performance v/s i I d ustry Company strategy
Slide 6: Financial Performance
Fi nfl nc! a t Pe rfei rrT! & ffi c* Gross Written Premium 13,720 L3,334 47,174 43,618 % Change YoY 2.90% t3.rt% 8.15% 3.86% Net Written Premium tL,229 10,840 39,331 36,315 Net Earned Premium 9,683 9,369 38,462 35,368 Net lncurred Claim 10,010 9,347 37,942 34,168 *Underwriting results were ICR% ta33
Slide 7: Financial performance
Financiat performance Combined Ratio Gross Written Premium @ t22.ss% L2t.44% 47,174 43,6L8 tL6.L6% LL6.78% L3,72O L3,334 Q1 FY25-27 ql FY25-26 FY26 FY25 Q1 FY26-27 Ql FY25-26 FY26 FY25 lnvestment lncome Ll,ll2 PAT 1384 8,034 988 391 2,146 2,290 II Q1 FY26-27 Q1 FY25-26 FY26 FY25 orI-r, -257 Ql FY2s-
Slide 8: Financial performance
Financiat performance Solvency Ratio Asset Under Management Technical Reserve @ 1,00,802 L.87 59,824 99,980 55,789 1.80 FY26-27 ql FY2s-26 qL FY26-27 q1 FY25-26 QL FY26-27 q1 FY2s-26 QL Net Worth Fair Value Change Account ROE 23,393 23,4L6 7.O8% L6,O54 22,279 Qt FY26-27 Q1 FY25-26 Qt FY26-27 Q1 FY2s
Slide 9: Segment wise performance - Gross Written Premium
Segment wise performance * Gross \fidritten FremiL$r?-E @ GWP Ql FY26-27 Q1 FY25-25 % Change FY 25-26 FY 24-25 % Change FIRE 1971,.34 2272.28 (13.24]'% 6,895 6,225 t0.76% MARIN E 448.70 300.48 49.33% r,t25 1,010 t1,.43% MOTOR OD L433.73 L270.29 L2.87% 5,5L4 5,406 1,.99% MOTOR TP 1558.31 1,414.62 ro.
Slide 10: Segment wise performance - Incurred Claims Ratio
Segment wise performance * lnfiLf;rred Ct"airns Ftatir @ tcR Qt FY26-27 Q1 FY2s-25 FY 25-26 FY 24-25 FIRE 1,1.53% 31.72% 76.s4% 7r.20% MARIN E s9.89% 84.66% 86.74% 53.74% MOTOR OD 1L6.35% tLg.06% 108.85% IO4.22% MOTOR TP tos.o9% L22.20% 1,r3.86% ro8.t7% Health & PA to8.97% LO8.24% 99.Os% too.98% Cro
Slide 11: Agenda
Agenda @ Financial Performance Performa nce v / s i nd ustry Company strategy
Slide 12: Performance v/s industry (Indian business)
Performance v/s industry (lndian business) @ Gl industry grew by 1O.9% in Ql FY26-27 NIACL domestic gross direct premium income grew by 3% The QoQ market share increased from 12.74%to 14.45%
Slide 13: Segment wise market share
$egment wise rffiarket shar* @ Segment (t Cr) Market NIACL Market Share Fire 8,LL0 L,408 L7.35% Ma rine 2,32t 399 L7.L7% Motor 26,426 2,724 LO.3r% Health & PA 43,496 6,927 L5s2% Crop L06.50 0 0% Others 7,459 L,244 L6.68% Total 87,9L8 t2,7Ot L4.45%
Slide 14: Agenda
Agenda @ Financial Performance Performance v/s i I d ustry Company strategy
Slide 15: About the company
About the company @ Rated AAA by CRISIL and Market leadership with a 107th year of operation B++ (Good - Positive) by AM strong brand image Best 1,594 offices in lndia Multi channel distribution lndian multinational with underlining strong domestic network presenc e in 24 countries presence
Slide 16: Segment Mix
Segment Mix @ Gross Written Premium 10.85% 1.4.37% o.o4% 3.27% L0.45% L1..36% 49.70% r Fire I Marine r Motor OD I MotoreTP r Health and PA i* Crop Others
Slide 17: Distribution mix - Q1 FY 26-27 (Indian business)
Distribution mix - Ql FY 26-27 (lndian business) i Bancassurance @ o.59% Broker 38.69% r Direct r Agency r Broker r Dealer r Bancassurance
Slide 18: Key initiatives for FY27
Key initiatives fo r FY27 @ Focus on newer product lines, create new market to increase market penetration. Launching innovative new products with focus on Retail and MSME. Emphasis on growth in segments other than Motor and Health where competitive intensity is high. Further impetus on risk managem
Slide 19: Key IT initiatives
Key lT initiatives @ Call centre offering WhatsApp services in 8 services in 7 regional Revamped website languages which offer policy and claim related languages services Claim automation efforts Customer portal offering AI/ML enabled Chatbot a seamless user continue for faster claim experience for
Slide 20: Thank You
ilI EIil I I.I DIA A$$U RAilICE ftqgfucrssqtffiffiftftts The New lndia Assurance Co. Ltd ThankYou
The New India Assurance Company — Q1 FY27 Earnings Presentation on 6ix