New India Assurance Co. Ltd. · NSE:NIACL
New India Assurance — The New India Assurance Company — Q1 FY2026 Earnings Presentation
20 slides from New India Assurance's earnings presentation, Jul 29, 2025
Slide 1: Investor Presentation filing letter to stock exchanges
fq..17--4Err -crpt-{-4r 4)441 iciii-is (1-17a. WchR W 34sh1-1) THE NEW INDIA ASSURANCE COMPANY LTD. (Govt. of India Undertaking) :171T9--0-1;raTR chNioq : 1 •c";•--zfr ,.i),(,+i -f--4R---- grr, 87, ,tici-ii Trit ivi, -cb—lt IN — 400 001. Phone : 022 2270 8100 Regd. & Head Office : New India Assuranc
Slide 2: Results for the period ended 30 June 2025
Results for the period ended 30 June 2025
Slide 3: Disclaimer
Disclaimer This presentation may contain forward-looking statements, which are not historical facts but relate to future expectations, projections, objectives, or strategies of the Company. Such statements are inherently subject to various risks, uncertainties, and assumptions—many of which are beyo
Slide 4: Chairperson's comments on Q1FY26 performance
Chairperson’s comments on Q1FY26 performance “It gives me great pleasure to inform you that NIACL has achieved a gross written premium of 13,334 Cr, reflecting a YoY growth of 13.11% in Q1FY26. The domestic gross direct premium during the period grew by more than 15% vis-à-vis the industry which gre
Slide 5: Agenda
Agenda Financial Performance Performance v/s industry Company strategy
Slide 6: Agenda
Agenda Financial Performance Performance v/s industry Company strategy
Slide 7: Financial Performance
Financial Performance Amounts in ₹ Cr Q1FY26 Q1FY25 FY25 FY24 Gross Written Premium 13333.58 11787.92 43618 41996 % Change YoY 13.11% 3.74% 3.86% 8.26% Net Written Premium 10839.90 9,577 36315 34407 Net Earned Premium 9369.42 8503 35368 34028 Net Incurred Claim 9347.01 8161 34168 33128 ICR % 99.76%
Slide 8: Financial performance
Financial performance Combined Ratio Gross Written Premium 119.88% 43,618 41,996 116.78% 116.16% 116.13% 13,334 11,787 Q1 FY25-26 Q1 FY24-25 FY 24-25 FY23-24 Q1 FY25-26 Q1 FY24-25 FY25 FY24 Investment Income 9,241 PAT 8,034 1,129 988 391 2,290 1,852 217 Q1 FY25-26 Q1 FY24-25 FY25 FY24 Q1 FY25-26 Q1
Slide 9: Financial performance
Financial performance Solvency Ratio Asset Under Management Technical Reserve 1,00,802 1.87 55,789 98,769 1.83 51,638 Q1 FY 25-26 Q1FY24-25 Q1FY 25-26 Q1FY 24-25 Q1FY 25-26 Q1FY 24-25 Net Worth Fair Value Change Account ROE 22,279 26,360 7.17% 4.15% 23,416 21,343 Q1FY 25-26 Q1FY 24-25 Q1 FY 25-26 Q1
Slide 10: Segment wise performance
Segment wise performance GWP % YoY ICR % Q1FY25-26 Q1FY24-25 Q1FY25-26 Q1FY24-25 Fire 2272 1894 19.95% 11.44% 7.75% Marine 300 274 9.48% 59.88% 55.86% Motor OD 1270 1193 6.45% 116.35% 114.86% Motor TP 1415 1363 3.81% 105.09% 111.71% Health & PA 6692 5862 14.15% 108.98% 105.96% Crop 126 125 0.8% 94.2
Slide 11: Agenda
Agenda Financial Performance Performance v/s industry Company strategy
Slide 12: Performance v/s industry (Indian business)
Performance v/s industry (Indian business) GI Industry VS NIACL 79301.21 72859.93 GI industry grew by 8.84% in Q1 FY26 12299.49 10670.47 Q1 FY 25-26 Q1 FY 24-25 GI Industry NIACL NIACL domestic gross direct premium income Quarterly Comparison ₹ Cr grew by 15.27% Particulars Q1FY26 Q1FY25 GI industry
Slide 13: Segment wise market share
Segment wise market share Segment (₹ Cr) Market NIACL Market Share Fire 11241.76 1857.16 16.5 Marine 1737.15 280.68 16.2 Motor 23200.28 2302.1 9.92 Health & PA 35543.33 6713.35 18.9 All other Misc. (Incl. 3658.06 559.97 15.3 Crop*, Credit & Misc.) Others 3920.63 586.23 15 Total 79,301.21 12299.49 15
Slide 14: Agenda
Agenda Financial Performance Performance v/s industry Company strategy
Slide 15: About the company
About the company Market leadership with a Rated AAA by CRISIL and 107th year of operation strong brand image B++ (Good) by AM Best 1,665 offices in India Multi channel distribution Indian multinational with underlining strong network presence in 25 countries domestic presence
Slide 16: Segment Mix
Segment Mix Gross Written Premium 0.94% 9.43% 17.04% 2.51% 10.65% 50.19% 10.61% Fire Marine Motor OD MotoreTP Health and PA Crop Others
Slide 17: Distribution mix – Q1 FY25-26 (Indian business)
Distribution mix – Q1 FY25-26(Indian business) Dealer Bancassurance 5.65% 0.54% Direct 33.28% Broker 38.80% Agency 21.73% Direct Agency Broker Dealer Bancassurance
Slide 18: Key initiatives for FY26
Key initiatives for FY26 Launching innovative new products with focus on Retail and MSME Growing new lines like parametric insurance Emphasis on growth in segments other than Motor and Health where competitive intensity is high Special efforts to drive insurance penetration in the state of Gujarat u
Slide 19: Key IT initiatives
Key IT initiatives WhatsApp services in 8 Call centre offering languages which offer services in 7 regional Revamped website policy and claim related languages services Customer portal offering Claim automation efforts AI/ML enabled Chatbot a seamless user continue for faster claim for customer serv
Slide 20: Thank You
(2) NEWINDIA ASSURANCE Pro steer oer eet Mahee The New India Assurance Co. Ltd THANK YOU
The New India Assurance Company — Q1 FY2026 Earnings Presentation on 6ix