Axis Bank Limited · NSE:AXISBANK
Axis Bank — Investor Presentation (2018)
9 slides from Axis Bank's investor presentation, 2018
Slide 1: Execution Strategy for FY19
Execution Strategy for FY19
Slide 2: Four elements of our FY19 strategy
Four elements of our FY19 strategy Return To Predictability Deliver Normalize Profitable Enhance Invest in Credit capabilities the Future 01 Risk 02 Growth 03 04 2
Slide 3: Normalize Credit Risk: New NPA formation to come down by H2 FY19
01 New NPA formation would come down from elevated levels by Normalize Credit Risk H2 FY19 Normalize Credit Risk Vulnerable Corporate loan book has reduced significantly 30, 000 8.0 % NPA Recognition phase of this credit cycle is nearly complete. 7.3% Will be complete in H1. 7.0 % 25, 000 5.6% 6.0 %
Slide 4: Corporate Lending will continue to move towards better rated customers and Working Capital loans
01 Corporate Lending will continue to move towards better rated Normalize Credit Risk customers and Working Capital loans. Business Mix has changed materially in recent years Rating Mix is Better AAA 12% 13% AA 20% ‘A or better’ rated clients form 77% of loans, up from 61% in FY14. 63% 77% 34% A 31%
Slide 5: Growth opportunities are abundant on both sides of the Profitable Balance Sheet
02 Growth opportunities are abundant – on both sides of the Deliver Profitable Balance Sheet Growth Business Mix goals of the Bank have largely been achieved Retail + SME account for 59% of advances today The Bank has a high quality deposit franchise. We expect strong growth here in FY19. Corporate
Slide 6: We plan to focus on two major areas of capability development
03 We plan to focus on two major areas of capability development Enhance Capabilities this year Operational Risk Management Reinvent the Corporate Bank We are creating a centralized operations team Strengthen talent pool in corporate lending independent of line business Strengthen tech and product c
Slide 7: We will invest in three areas in FY19 to build a strong foundation
04 We will invest in three areas in FY19 to build a strong foundation Invest in the Future for the future Digital Analytics Subsidiaries Leverage RPA/AI to create straight Maintain Market Leadership Axis Capital, Axis Securities Maintain leadership in Mobile through customer journeys (lower ops risk
Slide 8: Summary of our FY19 strategy: Return to Predictability
Summary of our FY19 strategy: Return to Predictability Deliver Normalize Profitable Enhance Invest in Credit Capabilities the Future 01 Risk 02 Growth 03 04 Grow loans and CASA Complete NPA recognition Heighten focus on Continue investment in materially faster than of last cycle in H1 Operational Ri
Slide 9: End of Deck
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