Moneyme Ltd. · ASX:MME
Moneyme — Shareholder Meeting (November 2021)
30 slides from Moneyme's shareholder meeting presentation, Nov 23, 2021
Slide 1: ASX Announcement: AGM Chair and CEO addresses and presentation
ASX Announcement For personal use only 23 November 2021 AGM Chair and CEO addresses and presentation MoneyMe Limited (ASX: MME) (MoneyMe) attaches the Chair and CEO addresses and accompanying presentation to be made at MoneyMe’s Annual General Meeting which will be held via online platform at 11.00a
Slide 2: Chair's Address
MONEYME LIMITED For personal use only 2021 ANNUAL GENERAL MEETING – CHAIR AND CEO ADDRESSES 11.00 AM, TUESDAY 23 NOVEMBER 2021 Chair’s Address Good morning Ladies and Gentlemen, and welcome to the 2021 Annual General Meeting of MoneyMe Limited. I am Peter Coad, the Chair of the Board, and I would li
Slide 3: Chair's Address: meeting opening and arrangements
It is 11.00 am Sydney time, the nominated time for the meeting. As a quorum is present, I am pleased to declare the meeting open. The notice of meeting was made available to shareholders and lodged with the For personal use only ASX on 20 October 2021 and I propose to take the notice as read. Shareh
Slide 4: Chair's Address: directors, mission and strategy
• Jonathan Swain, our Company Secretary. My fellow Non-Executive Directors Susan Wynne, Scott Emery and Jon Lechte are joining the meeting via teleconference, and you will hear from each of For personal use only Susan and Scott later in the meeting. Mark Stretton, the Audit Partner from our Auditor,
Slide 5: Chair's Address: sustainability and Horizon platform
the year are remarkable with robust underlying profitable growth alongside rapid expansion. The Group issued its inaugural Sustainability Statement as part of the FY21 For personal use only Annual Report which provided an opportunity to formally recognise our success in these areas and communicate o
Slide 6: Chair's Address: board and corporate governance
A summary biography for each MoneyMe Board Director is set-out on page 5. I would like to take this opportunity to recognise and thank my fellow Board members for the commitment and expertise they provided to the business in For personal use only its second year since listing in December 2019. On be
Slide 7: CEO's Address
governance framework, which reflects a formal review and update completed during the 2021 financial year. As we look ahead to the continued growth and success of the company, I want For personal use only to thank all shareholders for your trust and ongoing support for the growth of MoneyMe. I will n
Slide 8: CEO's Address: FY21 achievements
• establishing a Major bank warehouse which lowered funding costs by 55% year on year; • delivery of stronger credit performance at 5% charge-offs, 25% lower year For personal use only on year; and • the launch of 2 big sector products, MoneyMe+ and Autopay. The bigger business with breakthrough pro
Slide 9: CEO's Address: Q1 FY22 and product framework
The Q1 FY22 record revenue, originations and customer receivables demonstrate our business ability to continue accelerating even during the extended lockdown period. At the same time credit quality was maintained, For personal use only and we saw our diversified product and distribution strategy pay
Slide 10: CEO's Address: customers and pricing
I am also pleased with the Group’s continuing ability to successfully tailor our marketing to particular segments. These initiatives have all been executed to support low customer acquisition For personal use only costs while expanding distribution and increasing operating leverage to deliver scale
Slide 11: CEO's Address: Autopay and outlook
decisions and even real-time funding to dealers bank accounts. It has fixed everything that was broken about existing auto finance models and has provided a real solution to the problems faced by the industry that put the For personal use only brakes on dealers and car buyers. The macro-economic out
Slide 12: 2021 Annual General Meeting
For personal use only 2021 Annual General Meeting Tuesday 23 November 2021 moneyme.com.au Copyright 2021 | MoneyMe Limited | ACN 636 747 414 | Australian Credit Licence Number 442218
Slide 13: Chair's Address
For personal use only Chair’s Address Peter Coad Page 1
Slide 14: Our mission
Our mission For personal use only To be the favourite credit provider for Generation Now We are making credit fair for everyone Page 2
Slide 15: ESG at MoneyMe: Building profit with purpose
ESG at MoneyMe: Building profit with Environment purpose For personal use only Digital business model and virtual Achieved 100% carbon-neutral energy for products minimise plastic, paper, and Sydney office with further plans to reduce general waste production company’s carbon emissions MoneyMe’s sus
Slide 16: Our proprietary Horizon technology platform
Our proprietary Horizon technology platform advanced Cloud based and streamlined technology stack facilitates automated approval and For personal use only settlement Data analytics Horizon Seamless MoneyMe’s Cloud-based customer experience Efficiency through automation technology platform Data prote
Slide 17: MoneyMe's Board of Directors
MoneyMe’s Board of Directors For personal use only Peter Coad Clayton Howes Jonathan Lechte Scott Emery Susan Wynne Independent Non-Executive Managing Director & Independent Non-Executive Non-Executive Director Independent Non-Executive Chairman Chief Executive Officer Director Director • Peter has
Slide 18: Key corporate governance references
Key corporate governance references Please refer to our investor website for key corporate governance related information. For personal use only Page 6
Slide 19: CEO's Address
For personal use only CEO’s Address Clayton Howes Page 7
Slide 20: FY21 key highlights
FY21 key highlights For personal use only More than doubled our gross customer receivables to $333m up 149% Increased customer lifetime value with future contracted cash interest up by 240% to $98m in FY21, 3x FY20 Delivered $12m cash NPAT with significant expansion, new products and channels, more
Slide 21: Strong key financials over time
Strong key financials over time Record receivables, profitable returns, sound credit & book quality For personal use only Gross customer receivables ($m) Total revenue ($m) Cash NPAT ($m) 333 58 12 48 10 32 134 5 149% 87 21% 16% FY20 to FY21 FY20 to FY21 FY20 to FY21 FY19 FY20 FY21 FY19 FY20 FY21 FY
Slide 22: Q1 FY22 key highlights
Q1 FY22 key highlights For personal use only • Record originations $173m for Q1 FY22 despite major lockdown Record customer receivables • • $1 billion in customer originations since inception in 2013 $452m in customer receivables for Q1 FY22 Record revenue • • Record revenue $23m in Q1 FY22 Contract
Slide 23: The favourite credit provider for Generation Now
The favourite credit provider for Generation Now For personal use only Page 11
Slide 24: Direct & indirect distribution, tailored segment marketing
Direct & indirect distribution, tailored segment marketing For personal use only B2C B2B2C Page 12
Slide 25: Customer highlights
Customer highlights Market-leading customer satisfaction, customer >99% experience with digital simplicity and multiple access Customers transacted on NPP For personal use only points, ongoing robust customer diversification >80% Calls answered within 10 seconds Why our customers love us: Digital si
Slide 26: Autopay – game changing innovation in the sector
Autopay – game changing innovation in the sector Secured vehicle finance that settles within 60 minutes, 7 days a week, enabling dealers and brokers to close deals on the spot and allows customers to drive away the same day For personal use only Autopay key features Market opportunities 1 3.2m $12-1
Slide 27: Accelerating returns through innovation, scale and technology
Accelerating returns through innovation, scale and technology for Generation Now For personal use only Accelerating returns Market share gains Expanding New distribution We are creating value products channels • Take market share from traditional banks and and accelerating to launch large non-bank l
Slide 28: Thank you for your attendance
For personal use only Thank you for your attendance
Slide 29: Important Notices and Disclaimers
Important Notices and Disclaimers For personal use only The information contained in this presentation has been prepared by MoneyMe Limited ACN 636 747 414 (Company) As a result, actual results or developments may differ materially from those expressed in the statements contained in and is general b
Slide 30: www.moneyme.com.au
For personal use only www.moneyme.com.au Copyright 2021 | MoneyMe Limited | ACN 636 747 414 | Australian Credit Licence Number 442218