Freddie Mac · OTC:FMCC
Freddie Mac — Investor Presentation (June 2026)
50 slides from Freddie Mac's investor presentation, Jun 30, 2026
Slide 1: Multifamily Business and Securitization Program Overview
Multifamily Business and Securitization Program Overview Investor Presentation As of June 30, 2026
Slide 2: Multifamily Business Overview
Multifamily Business Overview Securitization Program Overview © Freddie Mac Multifamily
Slide 3: Freddie Mac Multifamily Business Key Facts
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Freddi
Slide 4: Multifamily Business Review
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 5: Multifamily New Business Activity
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 6: New Business Activity (Continued)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting New Bu
Slide 7: Financing Affordable Units
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Financ
Slide 8: Multifamily Key Metrics
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 9: Multifamily Market Overview
Multifamily Market Overview Securitization Program Overview © Freddie Mac Multifamily
Slide 10: Multifamily Permits, Starts and Completions
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 11: Demand
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 12: Multifamily Rent Growth and Vacancy
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 13: Multifamily Gross Income Growth
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 14: Q2 2026 YoY Rent Growth and Inventory Ratio
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Q2 202
Slide 15: Housing Completions to Total Households
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Housin
Slide 16: Cap Rates and U.S. Treasuries
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 17: Multifamily Mortgage Originations
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 18: Delinquency Rates
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 19: Production, Sales and Underwriting
Production, Sales and Underwriting Securitization Program Overview © Freddie Mac Multifamily
Slide 20: Our Optigo Lender Network
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Our Op
Slide 21: Our Optigo Lender Network (Continued)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Our Op
Slide 22: Our Credit Philosophy
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Our Cr
Slide 23: Production, Sales & Underwriting Presence
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Produc
Slide 24: Mortgage Guidelines
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Mortga
Slide 25: Mortgage Guidelines (Continued)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Mortga
Slide 26: Securitization Program
Securitization Program Securitization Program Overview © Freddie Mac Multifamily
Slide 27: Multifamily Programs
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 28: Multifamily Program Timeline
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 29: Multifamily Securitization Program Strengths
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 30: Transaction Structure
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Transa
Slide 31: Sample Rated Fixed-Rate Deal Structure
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Sample
Slide 32: Sample Floating-Rate Deal Structure
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Sample
Slide 33: Multifamily Securitization Volume (2009 – Q2 2026)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 34: Multifamily Securitization Volume (Continued)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 35: K-Deal Program
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting K-Deal
Slide 36: SB-Deal Program
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting SB-Dea
Slide 37: Multi PC Program
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multi
Slide 38: M-Deal and ML-Deal Programs
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting M-Deal
Slide 39: Q-Deal Program
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Q-Deal
Slide 40: Credit Risk Transfer (MSCR & MCIP)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Credit
Slide 41: Community Reinvestment Act
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Commun
Slide 42: Performance
Performance Securitization Program Overview © Freddie Mac Multifamily
Slide 43: Servicing Standard – Best-in-Class Service
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Servic
Slide 44: Multifamily Loan Performance
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 45: Investor Resources
Investor Resources Securitization Program Overview © Freddie Mac Multifamily
Slide 46: Multifamily Loan Performance Database
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 47: Multifamily Loan Performance Database (Continued)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 48: Multifamily Securities Information Online
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Business Multifamily Market Production, Sales and Securitization Program Performance Investor Resources Overview Overview Underwriting Multif
Slide 49: Multifamily Securities Information Online (Continued)
Multifamily Business Overview Multifamily Market Overview Production, Sales and Underwriting Securitization Program Performance Investor Resources Multifamily Team Multifamily Business Multifamily Market Overview Production, Sales and Securitization Program Performance Investor Resources Multifamily
Slide 50: Forward-looking statements notice
This product overview may contain forward-looking statements. Forward-looking statements involve known and unknown risks and uncertainties, some of which are beyond the company’s control. Management’s expectations for the company’s future necessarily involve a number of assumptions, judgments and es