Freddie Mac · OTC:FMCC
Freddie Mac — Q2 2026 Earnings Presentation
9 slides from Freddie Mac's earnings presentation, Jul 30, 2026
Slide 1: Second Quarter 2026 Earnings Presentation
Second Quarter 2026 Earnings Presentation July 30, 2026
Slide 2: 2Q 2026 Key Highlights
2Q 2026 Key Highlights Financial Performance Net Revenues Net Income Net Worth $6.0B $3.8B $78B Up 1% from $5.9B in 2Q25 Up 61% from $2.4B in 2Q25 Up from $70B as of 4Q25 Mission Performance 2Q26 $128B Liquidity provided to the mortgage market 439K Households helped to buy, refinance, or rent a home
Slide 3: 2Q 2026 Financial Summary
2Q 2026 Financial Summary Key Metrics $ Millions 2Q26 1Q26 Var ($) Var (%) 2Q25 Var ($) Var (%) $6.0B Net revenues $5,991 $6,133 ($142) (2)% $5,916 $75 1% ($5.3B in 2Q25) Net Interest Income (Provision) benefit for 880 320 560 175 (783) 1,663 NM credit losses 0.69% (0.62% in 2Q25) Non-interest expen
Slide 4: Single-Family Highlights
Single-Family Highlights New Business Activity (UPB in $B) $ Millions 2Q26 1Q26 Var ($) Var (%) 2Q25 Var ($) Var (%) 54 54 54 54 54 Net revenues $5,100 $5,175 ($75) (1)% $5,135 ($35) (1)% (Provision) benefit for $118 $110 846 311 535 172 (622) 1,468 NM $94 $99 $103 credit losses $41 $36 $18 $18 $43
Slide 5: Credit Characteristics of Single-Family New Business Activity
Credit Characteristics of Single-Family New Business Activity Weighted Average Original LTV Ratio 77% 77% 76% 75% 76% 2Q25 3Q25 4Q25 1Q26 2Q26 Weighted Average Original Credit Score Weighted Average Original DTI Ratio 759 756 758 758 761 38% 38% 37% 37% 37% 2Q25 3Q25 4Q25 1Q26 2Q26 2Q25 3Q25 4Q25 1Q
Slide 6: Multifamily Highlights
Multifamily Highlights New Business Activity (UPB in $B) $ Millions 2Q26 1Q26 Var ($) Var (%) 2Q25 Var ($) Var (%) Net revenues $891 $958 ($67) (7)% $781 $110 14 % $29 (Provision) benefit for 34 9 25 278 (161) 195 NM $25 credit losses $18 Non-interest expense (227) (242) 15 6 (253) 26 10 $12 $13 Inc
Slide 7: Net Worth and Regulatory Capital
Net Worth and Regulatory Capital Growth in Net Worth ($B) Progress Towards Regulatory Capital $117 Requirements ($B) $114 $107 4Q22 2Q26 $96 $90 $122B $161B $44 $32 $60 $78 $117B $70 $90B $50 Total CET1 $60 Total CET1 $48 Capital Capital $37 Requirement Requirement $57 $40 December 31, December 31,
Slide 8: Forward-Looking Statements and Additional Information
Forward-Looking Statements and Additional Information Forward-looking statements This presentation contains forward-looking statements using terms such as will, expect, forecast, and others that do not refer solely to past periods. These may include statements pertaining to our conservatorship, our
Slide 9: Freddie Mac
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