Bank Of Bahrain And Kuwait B.s.c. · BAHRAIN:BBK
Bank Of Bahrain And Kuwait B.s.c — Q3 2022 Earnings Presentation
14 slides from Bank Of Bahrain And Kuwait B.s.c's earnings presentation, Nov 23, 2022
Slide 1: Investors' Conference Call Q3-2022
Investors’ Conference Call Q3-2022 23 November 2022
Slide 2: Major Developments
Major Developments BBK Investors’ Conference Call – Q3 2022 1
Slide 3: Corporate Highlights – Major Initiatives
Corporate Highlights – Major Initiatives • Launched the first Sustainability Report for 2021. • Offered sustainability financing solutions to retail and corporate customers. • Continued supporting various housing initiatives in the Kingdom by expanding retail mortgage financing and collaborating wit
Slide 4: Corporate Highlights – Awards Won
Corporate Highlights – Awards Won Best Bank in Terms of Outstanding Digital Compliance and Banking Digital Services from the Customer Experience Management Ethics award World Union of Arab Banks. Strategy Award from The from International Digital Banker. Excellence Foundation. BBK Investors’ Confere
Slide 5: CSR Initiatives
CSR Initiatives Continuation of BBK’s support of the education sector: • Announcement of the BBK University Scholarship – 50 students from University of Bahrain and Bahrain Polytechnic • Platinum Sponsor of the Crown Prince International Scholarship Program • Continuation of the BBK Digital Literacy
Slide 6: Key Governance & Investors Relations Developments
Key Governance & Investors Relations Developments • The Bank held its Q2 Investors conference on 31 August 2022 and enhanced meeting results’ disclosures were published. • The Nomination, Remuneration and Governance Committee reviewed the sustainability report, which was issued independently from th
Slide 7: Financial Highlights
Financial Highlights BBK Investors’ Conference Call – Q3 2022 6
Slide 8: Financial Performance – YTD Sep 2022
Financial Performance – YTD 30 Sep 2022 10.1% 68.8 62.5 8.3% 9.9% 47.2 43.6 44.5 40.5 19.5% 28.8 24.1 136.0% 5.9 2.5 NII Other Income Operating Expenses Net Provisions, taxes & NCI Net Profit 30-Sep-22 30-Sep-21 In BD Millions BBK Investors’ Conference Call – Q3 2022 7
Slide 9: Financial Performance – (Q3-2022)
Financial Performance – (Q3-2022) 23.6% 26.2 21.2 13.1% 16.4 12.9% 14.5 14.0 12.4 8.0% 8.1 7.5 116.7% 3.9 1.8 NII Other Income Operating Expenses Net Provisions, taxes & NCI Net Profit In BD Millions BBK Investors’ Conference Call – Q3 2022 Q3-2022 Q3-2021 8
Slide 10: Comprehensive income attributable to owners of the Bank
Comprehensive income attributable to owners of the Bank 37.4% 47.6 29.8 75.7% 12.3 7.0 YTD 30-Sep-2022 YTD 30-Sep-2021 3Q-2022 3Q-2021 In BD Millions BBK Investors’ Conference Call – Q3 2022 9
Slide 11: Financial Position – Sep 2022
Financial Position – 30 Sep 2022 3.1% 3,786 3,673 3.4% 2,199 2,126 4.4% 1,679 1,607 -0.2% 542 543 Loans and advances Total assets Customer deposits Equity attributable to shareholders In BD Millions BBK Investors’ Conference Call – Q3 2022 30-Sep-2022 31-Dec-2021 10
Slide 12: Key Performance Indicators
Key Performance Indicators Profitability Sep-22 Dec-21 Return on Average Equity % 10.96 10.11 Return on Average Assets % 1.57 1.43 Earning Per share BHD 0.036 0.032 Cost/ Income % 48.35 51.83 Assets Quality Specific Coverage Ratio % 66.90 68.01 ECL Coverage Ratio (ECL/ PL) % 2.05 1.93 Gross NPL/ Gro
Slide 13: Q&A
Q&A BBK Investors’ Conference Call – Q3 2022 12
Slide 14: Thank You
Thank You BBK Investors’ Conference Call – H1 2022
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