Purple Finance Limited · BSE:PURPLEFIN
Purple Finance — Investor Presentation (September 2026)
28 slides from Purple Finance's investor presentation, September 2026
Slide 1: A New Age Phygital NBFC
A New Age Phygital NBFC Building a reliable, technology-enabled financial institution for MSME owners Ahead Together
Slide 2: Company Overview
Company Overview Purple Finance was institutionalized in 2022 by four industry veterans with over 150 years of combined experience to bridge the credit gap for underserved entrepreneurs and emerging businesses across India. The company was listed in 2024. Built on deep expertise in lending, risk man
Slide 3: A Defining Quarter for Purple Finance
CHAIRMAN'S MESSAGE A Defining Quarter for Purple Finance "What makes me most proud is not just the scale of growth, but the strong foundation we have built across the business." — Amitabh Chaturvedi, Founder & Executive Chairman ₹373 Cr Launch of 3 Clear Path new products Ahead Cumulative disburseme
Slide 4: Founders
Founders Amitabh Chaturvedi Rajeev Deoras Sabyasachi Rath Souvik Dasgupta Founder & Executive Chairman Co-Founder & President Co-Founder, ED & CEO Co-Founder & Deputy CEO 30+ years of experience. BFSI 43+ years in Corporate Banking, 27+ years across the full credit 23+ years in secured lending, vete
Slide 5: MSME Market: Immensely Large
MSME Market: Immensely Large 96% of MSMEs have annual revenue under ₹1 Cr. Micro Small Medium Up to INR 5 Cr annual revenue INR 5–75 Cr annual revenue INR 75–250 Cr annual revenue 63.4M 43.6M 14M Total MSMEs Trade & Services Retail Outlets Across India (MSME Ministry, 2024) MSMEs in trade and servic
Slide 6: Unbanked MSME Market: A Compelling Investment Opportunity
Unbanked MSME Market: A Compelling Investment Opportunity India's MSME credit gap represents one of the most attractive fintech opportunities in emerging markets. Despite government interventions, the small and medium enterprise segment remains chronically underserved. Credit demand will drive a mat
Slide 7: Our Vision & Mission
Our Vision & Mission Become a Small Finance Bank Drive Impact Through ESG-Led Practices Aspire to grow into a small finance bank serving India's underserved Embed environmental, social, and governance principles into every MSME segment at scale. aspect of our operations and lending decisions. Build
Slide 8: Board of Directors
Board of Directors Amitabh Chaturvedi Sabyasachi Rath Sandeep Jindal Rajan Bhat Founder & Executive Chairman Co-Founder, ED & CEO Executive Director Non-Executive Director (Ind.) 30+ years in organization building, 28+ years in scaling lending 25+ years in lending & operations; Seasoned business lea
Slide 9: Leadership Team
Leadership Team Meghana Lale Saurabh Lall Asim Padhi Chief Financial Officer Head - Credit Head - Product & Policy Vinay Patel Prashant Pandey Lalit Semwal Head - Operations Chief Technology Officer Head - Collections Gunjan Mishra Browne Ruchi Nishar Savita Kathaith Head - Human Resources Company S
Slide 10: Our Current Presence
Our Current Presence Gujarat Botad | Jamnagar | Rajkot | Valsad | Ahmedabad | Palanpur | Himmatnagar | Modasa | Bayad Maharashtra Virar | Palghar | Nagpur | Bhandara | Gondia | Hinganghat | Wani | Nashik | Kalyan | Yeola | Sangamner | Shrirampur | Panvel | Umred Madhya Pradesh UTTAR PRADESH RAJASTHA
Slide 11: Our Products
FINANCE Our Products
Slide 12: MSME Secured Loan
MSME Secured loan Loan up to ROI Door to door tenor up to ₹50 Lakh 18% to 24% 10 years Who we target Product features Sector agnostic: Manufacturers, traders, wholesalers, and services Flexible repayment schedule Loan purpose: Business expansion, asset purchase, construction/renovation Can be availe
Slide 13: Saksham LAP
Saksham LAP Loan up to ROI Door to door tenor up to ₹4 Lakh 22% to 26% 5 years Who we target Product features Sector agnostic: Manufacturers, traders, wholesalers, and services Flexible repayment schedule Loan purpose: Business expansion, asset purchase, construction/renovation Cash flow based asses
Slide 14: Purple SARAL
Purple SARAL Loan up to ROI Door to door tenor up to ₹2 Lakh 24% to 28% 3 years Who we target Product features Sector agnostic: Manufacturers, traders, wholesalers, and services Flexible repayment schedule Loan purpose: Business expansion, asset purchase, construction/renovation No Collaterals requi
Slide 15: NBFC Growth Loan
NBFC Growth Loan Loan up to ROI Door to door tenor up to ₹2 crore 15% to 16% 24 months Who we target Product features Sector agnostic: Both into secured / unsecured business Flexible repayment schedule Loan purpose For onward lending Selection methodology 01 02 03 Process and Technology Driven Lendi
Slide 16: 3 Key Pillars of Purple Execution
3 Key Pillars of Purple Execution 01 02 03 Differentiated strategy Tech-as-an-enabler Strong risk & governance to enter the market and operate for lean and agile operations for sustainability and profitability • Single product & focused • Clear go /no go decision in < 5 • High caliber board geograph
Slide 17: Digital End-to-End — But With High Touch
Digital End-to-End — But With High Touch Branch Straight- Fraud Paperless Sourcing Through Containment Disburse Branch presence builds trust. Technology drives speed. Together, they deliver a seamless, secure lending experience. Private and Confidential | Purple Finance Ltd.
Slide 18: Industry First: Soft Approval in Under 5 Hours
Industry First: Soft Approval in Under 5 Hours On-boarding Verification Result Transparent & seamless Multi bureau & Financial score No GO digitally assisted journey check GO OTP based KYC Digital property due diligence Deviation (PAN, Aadhar, DL, utility bills) Minimal data entry, OCR tech for Onli
Slide 19: Technology Partners
Technology Partners Private and Confidential | Purple Finance Ltd.
Slide 20: Journey So Far
FINANCE Journey So Far
Slide 21: Current Traction: 13,500+ Lives Impacted
Current Traction: 13,500+ Lives Impacted ₹373Cr ₹329Cr Disbursements AUM Total disbursements since inception Current assets under management 5480+ 2.40% Customers Gross NPA Active borrowers, all with women as borrower or co-borrower Strong asset quality maintained from day one First Loan Footprint 1
Slide 22: Customer Profile
FINANCE Customer Profile
Slide 23: Who Our Customers Are
Who Our Customers Are Customer Profile at a Glance • Micro enterprises with turnover up to ₹40 lakh • 100% have women as borrower or co-borrower • Sector agnostic — trade, manufacturing, services • Primary markets: tier-3 and tier-4 cities • First-time or underserved formal credit borrowers Purple F
Slide 24: Case Study I: Hotel & Kirana Store
Case Study I: Hotel & Kirana Store Samir Rambhau Padvale started his journey with a small Chinese food center in Palghar. While the business was running steadily, he always dreamed of expanding his source of income by opening a kirana store alongside his existing shop. In November, he received a bus
Slide 25: Case Study II: Cattle Business
Case Study II: Cattle Business Devideen Verma, a cattle farmer from Lucknow, aimed to expand his cattle farming business and availed a loan of ₹9.80 lakhs. Before the financial support, he owned 9 - 10 cattle, which has now grown to 43 cattle post expansion. With the scale-up of operations, his inco
Slide 26: 100% Subsidiary of Purple Finance Limited
100% Subsidiary of Purple Finance Limited
Slide 27: Current Traction: Saksham Gram Credit Pvt. Ltd
Current Traction: Saksham Gram Credit Pvt. Ltd ₹1550+Cr ₹595+Cr 164319 Cumulative Disbursements AUM Customers 10 153 10607 States Branches Villages 32577 78 978 No. of JLG group Districts Talents *AUM represents business sourced for Utkarsh Small Finance Bank, DCB Bank and Purple Finance Limited. *d
Slide 28: Thank You
Thank You Trust, technology, and social impact — together, we move forward. Meghana Lale Website CFO - Purple Finance www.purplefinance.in meghana.lale@purplefinance.in investordesk@purplefinance.in
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