Slide 1: Exchange filing cover letter for results presentation
DiGiSPICE ~-- May 26, 2022 j BSELimited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers Exchange Plaza, Plot No. Cf 1, G Block Dalal Street, Mumbai - 400 001 Bandra - Kurla Complex, Bandra (E) Scrip Code: 517214 Mumbai - 400 051 •I Scrip Code: DIGISPICE Sub: Results Presentation D
Slide 2: DiGiSPICE Technologies Ltd. FY22 Results Presentation
DiGiSPICE Technologies Ltd. FY22 Results Presentation 26th May’2022
Slide 3: Disclaimer
Disclaimer This presentation has been prepared by DiGiSPICE Technologies Limited (the “Company”) solely for your information and may not be distributed, reproduced, or redistributed or passed on directly or indirectly to any other person, whether within or outside your organization or firm, or publi
Slide 4: Consolidated Financials Summary - Annual
Consolidated Financials Summary - Annual FY20 vs FY21 vs Particulars (Rs. Crs) FY20 FY21 FY22 FY21 FY22 1. Revenue 407 712 990 74.9% 39.1% a.) Fintech Segment (Spice Money) 250 578 858 131.0% 48.5% b.) Other Segments 157 134 132 2. Gross Margin 120 119 168 -0.7% 41.0% a.) Fintech Segment (Spice Mone
Slide 5: Consolidated Financials Summary - Quarterly
Consolidated Financials Summary - Quarterly Particulars (Rs. Crs) Q4FY21 Q3FY22 Q4FY22 Q-o-Q Y-o-Y 1. Revenue 186 248 277 11.9% 49.3% a.) Fintech Segment (Spice Money) 159 214 239 11.9% 50.7% b.) Other Segments 27 34 38 2. Gross Margin 24 43 50 16.4% 106.7% a.) Fintech Segment (Spice Money) 20 35 42
Slide 6: Fintech Segment - Spice Money
Fintech Segment - Spice Money India’s leading Rural Fintech Platform
Slide 7: Rural India shining
Rural India shining Internet Penetration in Contribution to Nation - Literacy rate in Rural MSME Sector - Rural Rural India Rural • 336 million Internet • Rural Economy • As of 2021, the literacy • A huge contributor to subscribers in Rural rate in rural India the Indian India contributes around 46%
Slide 8: Building the last mile digital services platform for Rural India
Building the last mile digital services platform for Rural India Product Partners Entrepreneurs empowered by Spice Money Adhikari App Consumers Bank NPCI Core Services NBFCs • Cash withdrawal • Bill Payment (Aadhaar) • Pan Card Insurance Cos • Ticket Booking • Loan • Money Transfer Other Payment Par
Slide 9: Building a Phygital Super App for Bharat
Building a Phygital Super App for Bharat Assisted Shopping mATM Delivery Cash Withdrawal Cash on Delivery Cash Deposit Balance Enquiry Remittance E-Pharmacy Digital Payment Diagnostics Bill Payment Telemedicine Mobile/DTH Recharge Loan repayments Bharat Enterprise Cash Management Consumer Savings Go
Slide 10: Investing behind Accelerated Transactions Growth
Investing behind Accelerated Transactions Growth • Positive unit economics business model • Operating leverage to be driven by transactions growth
Slide 11: New Initiatives have begun to show traction
New Initiatives have begun to show traction Enterprise Cash Management (CMS) Travel Union :- India’s first Rural Travel Super Aggregator (Launched – Aug’2021) • Problem Statement - Enterprises (eg. Microfinance NBFCs, Logistics companies, etc.) collect cash in rural through their representatives who
Slide 12: Spice Money Financials summary - Annual
Spice Money Financials summary - Annual FY20 vs FY21 vs Particulars (Rs. Crs) FY20 FY21 FY22 • Customer GTV driven by growth in Adhikari FY21 FY22 1. Customer GTV (A) 22,155 46,178 83,513 108.4% 80.9% base and growth in AEPS & CMS business 2. Revenue:- 250 578 858 131.0% 48.5% • Shift in revenue and
Slide 13: Spice Money Financials summary - Quarterly
Spice Money Financials summary - Quarterly Q3FY22 vs Q4FY21 vs Particulars (Rs. Crs) Q4FY21 Q1FY22 Q2FY22 Q3FY22 Q4FY22 Q4FY22 Q4FY22 • Customer GTV driven by 1. Customer GTV (A) 13,197 17,754 19,418 22,021 24,320 10.4% 84.3% growth in Adhikari base and growth in AEPS & CMS 2. Revenue:- 159 202 203
Slide 14: Steady Revenue Momentum driven by Adhikari Growth
Steady Revenue Momentum driven by Adhikari Growth 1200 120 Double digit revenue growth in last 8 quarters 101 1000 100 90 80 800 80 69 600 56 60 49 44 1006 41 903 400 802 40 25 683 23 24 24 576 200 388 444 20 319 193 216 241 175 0 0 Q1FY20 Q2FY20 Q3FY20 Q4FY20 Q1FY21 Q2FY21 Q3FY21 Q4FY21 Q1FY22 Q2FY
Slide 15: Key Metrics
Key Metrics AePS Market Share* (%) Source:- NPCI Spice Money Adhikaris ‘000 (Entrepreneurs/Kirana Stores) 350 18.0% 1006 300 17.0% 300 Continuing market leadership position in AePS 16.4% 576 49 16.0% 250 226 241 15.0% 31 200 14.0% 13.7% FY20 FY21 FY22 150 13.0% Gross Transaction Value (INR.‘000 Cr)
Slide 16: Management Team
Management Team Leading with expertise & experience Dilip Sanjeev Rajneesh Sunil Ramesh Vivek Varundeep Srivaths Modi Kumar Arora Kapoor Venkatraman Venkatesan Kaur Varadharajan Founder Co-Founder Co-Founder & Head-Group Finance, Advisory Board Chief Financial Chief Information Chief Operating &CEO
Slide 17: Thank You
Thank You Digispice Technologies Limited investor.relations@digispice.com Gavin Desa / Suraj Digawalekar / Kshitij Sharma CDR India +91 98206 37649 / +91 98211 94418 / +91 98331 98439 gavin@cdr-india.com suraj@cdr-india.com kshitij@cdr-india.com