Mapfre Sa · BME:MAP

Mapfre Sa — FY2018 Earnings Presentation

16 slides from Mapfre Sa's earnings presentation, Mar 8, 2019

1. Slide 1: Ignacio Baeza, Vice Chairman of MAPFRE

   Ignacio Baeza Vice Chairman of MAPFRE March 8, 2019 #SomosMAPFRE

2. Slide 2: 2018 Annual Results

   2018 ANNUAL RESULTS SUSTAINABILITY STRENGTHENED COMMITMENT TO BALANCE SHEET SHAREHOLDERS Goodwill writedown Dividend maintained €702M 447M€ Generated in the period* 173M€ against 2018 results *Discounting the goodwill impairment, net earnings 2 #SomosMAPFRE would be 529 million euros

3. Slide 3: Key Aspects

   KEY ASPECTS FREQUENCY OF IMPACT OF INSTABILITY CATASTROPHIC CURRENCY OF FINANCIAL RISKS DIFFERENCES MARKETS IMPACT Dollar –3.5% All currencies Financial income decline Real –15.8% against the affected by: Lira –25.0% euros prolonged 2017 €184M LOW INTEREST IMPACT 2018 RATE ENVIRONMENT €1,439M less i

4. Slide 4: Key Aspects of the Year

   KEY ASPECTS OF THE YEAR FOCUS ON PROFITABLE GROWTH SPAIN* Principal result SOLIDITY OF NOTABLE SOLVENCIA RATIO 208% ** MAPFRE RE IMPROVEMENTS contributor €481M €149M Mexico Italy Global Risks IMPROVED RATINGS AND FITCH STANDARD & POOR’S Net earnings Net earnings Asistencia OUTLOOK MOODY’S +5.3% €96.

5. Slide 5: Integrated Report 2018

   Integrated Report 2018 5 #SomosMAPFRE

6. Slide 6: Service

   We are service 29M 152,000 86,500 clients providers distributors 6 #SomosMAPFRE

7. Slide 7: Talent

   We are talent +35,000 employees 91 +900 nationalities People with disabilities 7 #SomosMAPFRE

8. Slide 8: Talent

   We are talent SPAIN BEST COMPANY TO WORK FOR €176M 5.6 in social benefits % gender pay gap 2018: six out of ten new hires were women Brazil and, in general: Brazil: Best Best Workplace Guatemala Costa Rica Latin America Central America Workplace for Women Nicaragua Caribbean 8 #SomosMAPFRE

9. Slide 9: Sustainable

   We are sustainable Only Spanish insurer participating in the UNEP FI UN pilot program Strategic Plan for to evaluate climate change Energy Efficiency and Climate Change 9 #SomosMAPFRE

10. Slide 10: Commitment

    We are COMMITMENT Plan for Te cuidamos MAPFRE ACCIONISTA shareholders 10 #SomosMAPFRE

11. Slide 11: Commitment

    We are Finance Initiative of the United Nationas environment program COMMITMENT (UNEPI) Principles for Sustainable Insurance (PSI) Paris Pledge for Action United Nations United Nations Principles for Responsible Investment (PRI) Global Compact 11 #SomosMAPFRE

12. Slide 12: Sustainable development goals

    €24,164M in benefits, provider payments, Sustainable salaries and wages + development €863M in dividends goals + €766M taxes and contributions TOTAL of the United Nations €25,850M 12 #SomosMAPFRE

13. Slide 13: Volunteering

    VOLUNTEERING 7,800 1,600 111,000 Volunteers Activities Beneficiaries 13 13 #SomosMAPFRE

14. Slide 14: Fundación MAPFRE

    FUNDACIÓN MAPFRE 277 7,000 +25M 30 Activities Events People Countries International Fundación MAPFRE conference on social Zero road Medical research innovation traffic accident therapy awards victims for spinal injuries 14 14 #SomosMAPFRE

15. Slide 15: Recognitions

    RECOGNITIONS 4 most empathic brand 1 insurer with the 31 most valuable on the IBEX 35 best reputation insurance company ((MERCO) in the world according to Top Empathic Brands and in the Top 10 (International Brand Finance) in Spain for all sectors 15 #SomosMAPFRE

16. Slide 16: #SomosMAPFRE

    MAPFRE #SomosMAPFRE

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