Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — Q1 2020 Earnings Presentation
20 slides from Qatar International Islamic Bank's earnings presentation, 2020
Slide 1: OlB@ 223)
OlB@ 223)
Slide 2: Investor Presentation Q1 2020
Investor Presentation - Q1 2020 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Equity & Funding Overview 4. Rating Overview Page 3. Page 3.
Slide 4: Section 1: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 18% 17% As at 31 March 2020 QIIB is the third largest Listed Islamic bank in Qatar by total assets and accounts for GCC & Foreign ▪ The
Slide 6: QIIB Business Overview
QIIB Business Overview Business Units Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 20% Personal Banking Financing 21% 30% o Large personal ban
Slide 7: Section 2: Financial Performance
Section 2 Financial Performance Page 11. Page 7.
Slide 8: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (US$ mn) QIIB’s balance sheet sustained growth CAGR of 11.3% between FY 2016 – 15,607 16,534 Q1 2020, notwithstanding slower economic environment. 15,000 13,802 12,802 11,685 The growth has been driven by a strong increase in QIIB’s Islam
Slide 9: Summary of Q1-2020 Performance
Summary of Q1-2020 Performance 31 December 2019 31 March 2020 % Change Total Assets (US$ mn) 15,607 16,534 5.9% Sustained balance sheet growth Net Islamic Financing Facilities (US$ mn) 10,164 10,566 4.0% Stable asset quality Non-Performing Islamic Financing Facilities (%) 2.03% 1.98% -0.05% Liquid A
Slide 10: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio decreased to 1.98% as at 31 March 2016 2017 2018 2019 Q1-2020 2020, compared to December 2019. Bank’s non-performing ratio remains within the industry average. Non-performing financing ratio(1) 1.7% 1.3% 2.0%
Slide 11: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (US$ mn) Sustained profitability (US$ mn) 650 50 300 6 35.4 140 450 32.3 8 32.8 101.7 250 83.8 254.6 84.3 242.2 200 228.5 250 475 215.5 389.7 435.6 10 11 150 346.5 34 36 50 114 134 100 -2 -11 -4 -0.3 -150 2016 2017 2018 2019 Q
Slide 12: Balance Sheet Highlights
Balance Sheet Highlights QAR ‘000 2016 2017 2018 2019 Q1 2020 Commentary Total Assets 42,550,960 46,618,980 50,259,955 56,831,439 60,208,548 Sustained asset growth of 5.0%, 9.6%, 7.8%, 13.1% and 5.9% Financing Portfolio 27,233,326 32,500,027 27,991,116 37,010,528 38,475,460 from FY2016 to Q12020 res
Slide 13: Robust Capitalization Base
Robust Capitalization Base Highlights Capital Structure (US$ mn) Tier 1 Tier 2 +2.5% 2500 +21.5% QCB has implemented the Basel III framework (capital adequacy, liquidity ratios, leverage and domestic +2.1% +2.7% systematically important banks (DSIB) capital guidance) since 2014, and in 2015, require
Slide 14: Section 3: Funding Overview
Section 3 Funding Overview Page 17. Page 14.
Slide 15: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As at 31 March 2020 QIIB’s funding is predominantly driven by customer deposits and unrestricted investment accounts As at 31 December 2019 (URIA) and is backed by the bank’s own capital. 12% 21% 14% 4% QIIB has leveraged its expanding branch network
Slide 16: Section 4: Rating Overview
Section 4 Rating Overview Page 20. Page 16.
Slide 17: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A FI bb+ Stable October 2019 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-I baa3 Stable June 2019 Capital Intelligence Long Term Rating Short Term Rating Standalone Rating
Slide 18: Key Investment Highlights
Key Investment Highlights Third largest Islamic Bank in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 18 branches Strong capital position & asset quality Strong government support with QIA as one of th
Slide 19: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Treasury & Investment Finance Treasury & Investment hossamkhattab@qiib
Slide 20: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
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