Pak-qatar General Takaful Ltd. · PSX:PQGTL
Pak-qatar General Takaful — Investor Presentation (August 2026)
25 slides from Pak-qatar General Takaful's investor presentation, Aug 24, 2026
Slide 1: Pak Qatar General Takaful Corporate Brief Session
PAK QATAR GENERAL TAKAFUL Corporate Brief Session 12:00 pm (PST), 24th August 2026, Monday PRESENTED BY : SAQIB ZEESHAN (CEO) & MUHAMMAD SALEEM (CFO) 1
Slide 2: Agenda Items
Agenda Items 1 Introduction: Pak Qatar Group 2 Pak Qatar General Takaful Profile 3 Vision & Mission 4 PQGTL Leadership 5 Our Impact 6 Board of Directors + Sponsors 7 Shariah Function 8 Products & Services 9 Branch Network 10 Innovation & Digitalizations 11 Key Revenue Drivers (LoB wise) 12 Annual FS
Slide 3: Pak Qatar Group - A Movement in Islamic Finance
Pak Qatar Group - A Movement in Islamic Finance Pak-Qatar Group stands as a trailblazer in Pakistan's Islamic financial services industry, offering a diverse range of Shariah-compliant solutions since 2007. Embedded in Islamic values and driven by excellence, the Group’s trusted entities— Pak-Qatar
Slide 4: PQGTL Profile
PQGTL Profile Pak-Qatar General Takaful Limited (PQGTL) is one of the leading General Takaful companies in Pakistan. The company commenced its operations in 2007. Pak-Qatar General Takaful Limited offers comprehensive General Takaful (Non-Life insurance) products’ portfolio for corporate customers a
Slide 5: Vision
Vision Providing financial protection & freedom through Takaful to everyone. 5
Slide 6: Mission
Mission Promote Takaful amongst the masses, encompassing education and awareness, and present an image that is consistent with our ideological values. Adhere to best ethical practices in all aspects of our operations, while abiding by the Shariah and the law of the land. Empower our employees by ins
Slide 7: PQGTL Leadership: Leading the Journey, Delivering the Impact
PQGTL Leadership: Leading the Journey, Delivering the Impact Mr. Saqib Zeeshan, with over 20 years of experience in Takaful, insurance, and Saqib Zeeshan health services, has held senior roles at organizations like Pak-Qatar Family Chief Executive Officer | (PQGTL) Takaful and Allianz EFU. A philant
Slide 8: Our Impact
Our Impact 2 Decades Paid-up Capital of expertise in empowering A Professional and Result PKR 1 Billion+ customers’ financial well-being Driven Team of 200+ People Protecting nearly 500k Helping the economy grow with Individuals And serving more than an Annual Contribution of PKR 1.3+ BILLION in 202
Slide 9: Board of Directors: The Architects of Our Strategic Journey
Board of Directors : The Architects of Our Strategic Journey H.E Sheikh Ali Bin Abdullah Thani J. Al-Thani CHAIRMAN BOARD OF DIRECTORS Mr. Abdul Basit Ahmad Al-Shaibei Mr. Ali Ibrahim Al Abdul Ghani Mr. Said Gul Mr. Muhammad Kamran Saleem Member Board of Directors Member Board of Directors Member Bo
Slide 10: Our Sponsors: The Force Behind Our Momentum
Our Sponsors: The Force Behind Our Momentum 10
Slide 11: Shariah Function: The Compass Behind Our Decisions
Shariah Function : The Compass Behind Our Decisions The Shariah Advisory Function of Pak-Qatar is a cornerstone of credibility and expertise, ensuring all products and operations adhere to Shariah principles. Chaired by the esteemed Mufti Muhammad Hassaan Kaleem, the board continues the legacy of it
Slide 12: Products & Services
Products & Services Fire and Property Takaful Coverage Protect your business premises, homes, and assets from unexpected damage against both visible and unforeseen risks. Marine Takaful Coverage Secure your valuable cargo during transit; this plan ensures your goods reach their destination safely. M
Slide 13: Branch Network: Our Footprint, Pakistan-Wide
Branch Network: Our Footprint, Pakistan-Wide Total Number of Branches 14 South North Central 07 03 04 13
Slide 14: Innovation & Digitalization
Innovation & Digitalization 14
Slide 15: PQGTL - HIFAZAT Soft Launched
PQGTL - HIFAZAT Soft Launched Buy Motor, Travel & Home Takaful Claims Easily Track Online Policies Payment 15
Slide 16: E-Learning Portal Demo
norte E-Learning Portal Demo sl, PAK-QATAR onour ail, ° PAK-QATAR E-Learning Portal Pak Qatar E-Learning Portal A & ss @ wes score Oe ee 16
Slide 17: Established Centralized CRM Integrated with Call Center
Established Centralized CRM Integrated with Call Center We have established a strategic partnership with Maison Consulting, a leading technology solutions provider, and implemented Microsoft Dynamics 365 for a better customer Experience 17
Slide 18: ISO Certificate
ISO CERTIFICATE ISMS: ISO-27001 Protect Reputation The globally accepted benchmark for the effective management of information assets Risk Management Increased reliability and security of systems and information. Improved customer and business partner confidence 18
Slide 19: LoB-wise Actual 2025 vs 2024
LoB-wise Actual 2025 vs 2024 PQGTL posted 20% growth from 2024 2025 2024 % Increase / Business (Decrease) Segment Actual – Rs. Actual – Rs. from 2024 Fire 257,839,874 253,937,703 2% Marine 175,776,369 139,211,740 26% Motor 618,856,397 571,723,410 8% Misc. 76,566,151 70,484,298 9% Total Business 1,12
Slide 20: Aggregate Gross Contribution - 6 Years at a Glance
Aggregate Gross Contribution - 6 Years at a Glance PQGTL has achieved Rs. 1.4 B Aggregate Gross Contribution in 2025, increased by 20 %, %, i.e., from Rs. 1.2 b to Rs. 1.4 b Fire Marine Motor Misc Health Health Fire 20% 18% PKR in Billions 1.5 B 1.4 B 1.3 B 1.2 B 1.2 B Misc 1B 5% 1.0 B Marine 13% 0.
Slide 21: Profit and Loss Account for the Year Ended December 31, 2025
PAK-QATAR GENERAL TAKAFUL Profit and Loss Account For the Year Ended December 31, 2025 PARTICIPANTS’ TAKAFUL FUND (PTF) ‘Contribution earned Less : Contribution ceded to retakaful Net contribution revenue Retakaful rebate earned Net underwriting income Net takaful claims including IBNR Charge of con
Slide 22: Six Years' Key Historic Financial Data
Six Years’ Key Historic Financial Data 22
Slide 23: Key Risks
Key Risks Higher claim frequency or severity may impact underwriting results. Natural disasters and large-scale events may lead to significant claims. Failure of re-takaful partners to meet obligations may increase exposure. Market fluctuations may adversely affect investment income. Intense competi
Slide 24: Question & Answers
Question & Answers 24
Slide 25: Thank You
< ‘ Thank You > >
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