Compagnie Financiere Tradition Sa · SIX:CFT
Compagnie Financiere Tradition Sa — FY2025 Earnings Presentation
17 slides from Compagnie Financiere Tradition Sa's earnings presentation, Mar 20, 2026
Slide 1: 2025 Full Year Results Presentation
2025 Full Year Results Presentation 20 March 2026 Lausanne
Slide 2: FY2025 Key financial metrics – Progress across major indicators in constant currency
FY2025 Key financial metrics – Progress across major indicators in constant currency Solid performance from growth momentum and disciplined execution Variations at constant fx rate +11.4% +24.6% +28.9% CHF 1,204m CHF 210m CHF 187m Revenue* EBITDA Operating profit* Brokers’ productivity up 11% Margin
Slide 3: FY2025 confirming once more the longer term track record
FY2025 confirming once more the longer term track record Continuous creation of long term value through growth, profitability and cash conversion 2016 - 2025 – Consolidated revenue, shareholders’ equity and net cash Key strategic pillars (including share of JVs) 1,4 600 Focus on organic growth and s
Slide 4: Revenue up 11.4% in constant currencies with EBITDA of CHF 209.9m
Revenue including share of joint ventures up 11.4% in constant currencies with an EBITDA of CHF 209.9m, increasing 24.6%, for an improved margin of 17.4% Strong operating leverage +11.4% +11.3% +6.1% 1.203,6 1.132,8 +28.9% +35.0% +25.3% +21.8% +22.2% 1.115,8 +24.6% 1.053,9 1.051,6 982,4 17.4% 209,9
Slide 5: Revenue – Growth in both wholesale and retail businesses in constant currencies
Revenue – Growth in both wholesale and retail businesses in constant currencies Gaitame reported revenue up 18.8% driven by the acquisition of Money Partners Group Reported revenue and revenue including share of JV Revenue including share of JV by business M CHF (All variation at constant rates) (Al
Slide 6: Diversified revenue portfolio by geographies and asset classes
Diversified revenue portfolio both in terms of geographies and asset classes Positive revenue development trend reflected in all regions with EMEA leading the way Breakdown by region in FY 2025 Asia Pacific; United 24% Kingdom; 33% Americas; Continental 31% Europe; 12% Trend by region UK CE Americas
Slide 7: Diversified revenue portfolio: revenue growth across asset classes
Diversified revenue portfolio both in terms of geographies and asset classes Revenue growth across asset classes Currencies and Securities and Energy and Breakdown by product in FY 2025 Retail FX Rates Security derivatives Commodities Non IDB; 3% • Interest rate • Government bonds • Oil • Gaitame.co
Slide 8: EBITDA up 24.6% to CHF 209.9m including share of joint ventures
EBITDA up 24.6% to CHF 209.9m including share of joint ventures Improved average annualized brokers’ productivity up 11.0% to CHF 929’000 per individual; Operational compensation ratio down to 55.4% from 56.8% EBITDA including share of JVs IDB headcount trend (Variation at constant rates) 2.454 2.52
Slide 9: Tradition Lab, a mandate to combine data and AI with a strategic perspective
Tradition Lab, a mandate to combine data and AI with a strategic perspective Focus on AI solutions delivery, adoption and transformation, around a state-of-the-art data platform Discovery Proof of value AI integrated group-wide Since Introducing Data Science (2021) 2021 and GenAI (2023) Focus on hig
Slide 10: Gaitame.com: Revenue growth of 18.8% with EBITDA margin down to 43.2%
Gaitame.com : Revenue growth of 18.8% with EBITDA margin down to 43.2% Integration of Money Partners Group in Japan completed as of June 2025; Disposal in July of a non-core operating structure generating a financial gain of CHF 8.4m for our Group share Revenue trend* EBITDA trend* M CHF margin M CH
Slide 11: Net profit – Group share up 22.2% in constant currency to CHF 134.2m
Net profit – Group share up 22.2% in constant currency to CHF 134.2m; Earnings per share of CHF 17.55, increasing 16.3% in current currency and 22.4% in constant terms Net financial results impacted by FX losses and lower net interest income Net profit – Group share Change Change M CHF 2025 2024 at
Slide 12: Solid financial situation with strong cash position and tangible shareholders' equity
Solid financial situation with strong cash position and tangible shareholders’ equity Swiss franc appreciation impacting the currency translation reserve; increased RoU assets and lease liabilities from new offices in London and Singapore Assets Equity and Liabilities M CHF 31.12.2025 31.12.2024 M C
Slide 13: Total shareholders' equity of CHF 565.8m; net cash position of CHF 282.7m
Total shareholders’ equity of CHF 565.8m excluding treasury share of CHF 54.3m; Return on Equity up to 27.6% from 26.0%; Net cash position of CHF 282.7m1) Capex of CHF 11.4m related to the new offices in London and Singapore ; Treasury shares acquired for CHF 26.7m Shareholders’ equity breakdown Net
Slide 14: Proposed cash dividend up 11.1% to CHF 7.50, complemented by share buy back
Proposed cash dividend up 11.1% to CHF 7.50, complemented by share buy back program At 31 December 2025, CFT owns 385’932 treasury shares or ~4.8% of the share capital, of which 68’193 arise from the share buy back program to be cancelled at next AGM; Total underlying market value of CHF 110.8m Divi
Slide 15: CFT, a Swiss group ranked amongst the top 3 worldwide in its sector
CFT, a Swiss group ranked amongst the top 3 worldwide in its sector Strategic roadmap based on growth initiatives, operational performance and quality of balance sheet Market 1 Track record demonstrates agility in navigating both cyclical volatility and structural market shifts Resilience Macro 2 Ce
Slide 16: Events calendar
Events calendar: Monday 23 March 2026 Publication of the Annual Report 2025 (after the closing of the stock exchange) Thursday 30 April 2026 Publication of consolidated revenue for the first quarter 2026 (before the opening of the stock exchange) Publication: Notice of the General Meeting Thursday 2
Slide 17: Q & A Thank you!
4s Compagnie Financiére Tradition Compagnie Financiére Tradition SA ll, rue de Langallerie, CH 1003 Lausanne T.: +41 21343 52 87 F.: +41 21343 55 00 Q&A Thank you!
Compagnie Financière Tradition — FY2025 Earnings Presentation on 6ix