Compagnie Financiere Tradition Sa · SIX:CFT
Compagnie Financiere Tradition Sa — H1 2025 Earnings Presentation
16 slides from Compagnie Financiere Tradition Sa's earnings presentation, Aug 29, 2025
Slide 1: 2025 Half Year Results Presentation
2025 Half Year Results Presentation 29 August 2025 Lausanne
Slide 2: Summary of CFT's H1 2025 key financial metrics
Summary of CFT’s H1 2025 key financial metrics Solid growth continues, building on last three years of strong momentum Variations at constant fx rate +12.3% +27.3% +32.5% CHF 632m CHF 115m CHF 104m Revenue* EBITDA* Operating profit* Brokers productivity up 13% Margin: 18.1% Margin: 16.4% +20.4% +11.
Slide 3: 1H25 aligned with the long term track record
1H25 aligned with the long term track record A long established Swiss group focused on critical size and sound balance sheet Creating long term value through growth, profitability and cash conversion Focus on organic growth and Opportunities arising from sound financial position structural developme
Slide 4: Revenue including share of joint ventures up 12.3% in constant currencies
Revenue including share of joint ventures up 12.3% in constant currencies EBITDA including share of JVs increase by 27.3% to 114.7m for a margin of 18.1% +12.3% +10.8% +27.3% +32.5% +34.1% +20.6% +19.2% +20.4% 632,1 577,0 580,1 552,4 537,1 513,3 H1 2025 margin H1 2024 margin H1 2023 margin 18.1% 16.
Slide 5: Growth in both wholesale and retail businesses in constant currencies
Growth in both wholesale and retail businesses in constant currencies Gaitame reported revenue up 47.6% driven by the acquisition of Money Partners Group Reported revenue and revenue including share of JV Revenue including share of JV by business M CHF Joint ventures (IDB) M CHF +11.2% +12.3% Subsid
Slide 6: Diversified revenue portfolio both in terms of geographies and asset classes
Diversified revenue portfolio both in terms of geographies and asset classes Positive revenue development trend reflected in all regions Breakdown by region in H1 2025 Asia Pacific; United 24% Kingdom; 33% Americas; 30% Continental Europe; 12% Trend by region Non IDB APAC Americas CE UK 3% 3% 4% +12
Slide 7: Diversified revenue portfolio: wholesale revenue by product
Diversified revenue portfolio both in terms of geographies and asset classes Strong improvement in Energy and Commodities products Currencies and Securities and Energy and rates security derivatives Commodities Retail FX Breakdown by product in 2025 Non IDB; 4% • Interest rate • Government • Oil • G
Slide 8: EBITDA up 27.3% to CHF 114.7m including share of joint ventures
EBITDA up 27.3% to CHF 114.7m including share of joint ventures Improved average annualized productivity up 12.6% to CHF 970’000 per individual; Operational compensation ratio down to 54.7% from 56.8% EBITDA including share of JVs IDB headcount trend (Variation at constant rates) 2.405 2.454 2.489 m
Slide 9: Gaitame.com: Revenue growth of 47.6% with EBITDA margin decreasing to 38%
Gaitame.com : Revenue growth of 47.6% with EBITDA margin decreasing to 38% Integration of Money Partners Group in Japan completed as of June 2025; Disposal in July of legacy operating structure generating an capital gain of approx. CHF 8m for our Group share Revenue trend* EBITDA trend* M CHF M CHF
Slide 10: Net profit – Group share up 15.8% to CHF 74.0m
Net profit – Group share up 15.8% to CHF 74.0m Net financial results impacted by FX losses from the weakening US dollar and lower net interest income from higher borrowing cost related to prefinancing of July 2025 bond repayment Net profit – Group share Change Change M CHF H1 2025 H1 2024 at at curr
Slide 11: Solid financial situation with strong cash position and tangible shareholders' equity
Solid financial situation with strong cash position and tangible shareholders’ equity Bond of CHF 130m maturing in July 2025 fully repaid The Swiss franc appreciated strongly against key currencies in H1 2025, impacting the currency translation reserve Assets Equity and Liabilities M CHF 30.06.2025
Slide 12: Total shareholders' equity of CHF 510.2m; Net cash position of CHF 278m
Total shareholders’ equity of CHF 510.2m; Net cash position of CHF 278m1) Acquisition of treasury shares for CHF 12.7m net during the period, mostly on the second line of trading; Refinanced in November 2024 for an amount of CHF 100m the next bond maturity of CHF 130m repaid July 2025 Shareholders’
Slide 13: Number of shares
At 30 June 2025, CFT owns 334’464 treasury shares or ~4.2% of share capital of which 16’725 arise from the share buyback program at a cumulative cost of CHF 3.8m 142’183 shares from the share buyback program cancelled at the AGM in May 2025 (cost CHF 22.0m) Treasury shares buy back details % of tota
Slide 14: CFT, a Swiss group ranked amongst the top 3 worldwide in its sector
CFT, a Swiss group ranked amongst the top 3 worldwide in its sector Roadmap based on growth initiatives, operational performance and quality of balance sheet Market 1 Track record demonstrates agility in navigating both cyclical volatility and structural market Resilience shifts Macro 2 Central bank
Slide 15: Events calendar
Events calendar: Thursday 6 November 2025 Publication of consolidated revenue for the third quarter 2025 (before the opening of the stock exchange)
Slide 16: Q & A Thank you!
4s Compagnie Financiére Tradition Compagnie Financiére Tradition SA ll, rue de Langallerie, CH 1003 Lausanne T.: +41 21343 52 87 F.: +41 21343 55 00 Q&A Thank you!
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