Park National Corporation · AMEX:PRK
Park National — Shareholder Meeting (April 2025)
9 slides from Park National's shareholder meeting presentation, Apr 28, 2025
Slide 1: Annual Meeting of Shareholders
PA R K N AT I O N A L C O R P O R AT I O N Annual Meeting of Shareholders A P R I L 2 8 , 2 0 2 5
Slide 2: Safe Harbor Statement
Safe Harbor Statement PARK NATIONAL CORPORATION 2 This presentation contains forward-looking statements that are provided to assist in the understanding of anticipated future financial performance. Forward-looking statements provide current expectations or forecasts of future events and are not guar
Slide 3: Park National Corporation Footprint
Park National Corporation Footprint PARK NATIONAL BANK 3 Ohio Kentucky North Carolina South Carolina
Slide 4: Park National Bank Regions
Park National Bank Regions PARK NATIONAL CORPORATION 4 1 Market value of assets under management 2 Full-time employees does not include 799 full-time employees at Park’s shared service areas Note: Metro and Central Ohio regions share Franklin County Note: Financial and employee data as of March 31,
Slide 5: Overview of Park National Corporation
$ in millions 3/31/2025 12/31/2024 12/31/2023 Total Assets $ 9,887 $ 9,805 $ 9,837 Total Loans $ 7,884 $ 7,817 $ 7,476 Total Deposits $ 8,202 $ 8,144 $ 8,043 Total Shareholders' Equity $ 1,279 $ 1,244 $ 1,145 ACL / Loans 1.12% 1.13% 1.12% NPAs / Total Assets (2) 0.64% 0.72% 0.63% Net Interest Margin
Slide 6: Financial Highlights
(in thousands) Q1 2025 Q1 2024 Year Ended 2024 Year Ended 2023 INCOME STATEMENT: Net interest income $104,377 $95,623 $398,019 $373,113 Provision for credit losses 756 2,180 14,543 2,904 Other income 25,746 26,200 122,588 92,634 Other expense 78,164 77,228 321,339 309,239 Income before taxes 51,203
Slide 7: PRK Favorite Numbers
Q1 2025 Q1 2024 2024 2023 Return on average assets (3) 1.70% 1.44% 1.53% 1.27% Retun on average shareholders' equity (3) 13.46% 12.23% 12.65% 11.55% Net interest margin (2) (3) 4.62% 4.28% 4.41% 4.11% Earnings per common share - diluted $ 2.60 $ 2.17 $ 9.32 $ 7.80 Efficiency ratio (1) (3) 59.79% 63.
Slide 8: Peer Group Data
Price / Tangible Book (1) Net Interest Margin (2) Total Capital Ratio Return on Average Assets Return on Average Shareholders' Equity PRK 256.30% 4.41% 16.63% 1.53% 12.65% PRK Rank 85% 95% 75% 100% 90% Regional Peer Group (3) - 50th percentile 158.65% 3.31% 15.03% 1.22% 10.35% Regional Peer Group (3
Slide 9: We Live and Love to Serve
P A R K N A T I O N A L C O R P O R A T I O N We Live and Love to Serve. Let us know how we may help you, your family and your friends!