Park National Corporation · AMEX:PRK
Park National — Shareholder Meeting (April 2026)
11 slides from Park National's shareholder meeting presentation, Apr 27, 2026
Slide 1: Annual Shareholder Meeting
PA R K N AT I O N A L B A N K Annual Shareholder Meeting April 27, 2026
Slide 2: Safe Harbor Statement
Safe Harbor Statement This presentation contains forward-looking statements that are provided to assist in the understanding of anticipated future financial performance and the plans, expectations, projections, and benefits of the recently completed merger (the “Merger”) of Park National Corporation
Slide 3: Park National Corporation Footprint
Park National Corporation Footprint Ohio Kentucky Tennessee North Carolina South Carolina 3
Slide 4: Park National Bank Regions
Park National Bank Regions Full-Time(2) Region Loans Deposits Trust AUM(1) Counties Served Offices Employees Western Ohio $952M $1.70B $1.62B 159 6 20 Northern Ohio $1.35B $1.93B $1.50B 198 7 22 Metro $2.64B $1.09B $1.33B 195 6 13 Central Ohio (3) $1.08B $2.25B $3.70B 180 4 15 Eastern Ohio $609M $1.
Slide 5: Overview of Park National Corporation
Overview of Park National Corporation $ in millions 3/31/2026 12/31/2025 12/31/2024 Total Assets $ 12,984 $ 9,805 $ 9,805 Total Loans $ 9,667 $ 8,051 $ 7,817 Total Deposits $ 11,001 $ 8,244 $ 8,144 Total Shareholders' Equity $ 1,670 $ 1,353 $ 1,244 ACL / Loans 1.12% 1.15% 1.13% NPAs / Total Assets (
Slide 6: Financial Highlights
Financial Highlights Year Ended Year Ended (in thousands) Q1 2026 Q1 2025 2025 2024 INCOME STATEMENT: Net interest income $125,780 $104,377 $437,311 $398,019 Provision for credit losses 2,672 756 11,488 14,543 Other income 33,728 25,746 119,881 122,588 Other expense 105,159 78,164 324,381 321,339 In
Slide 7: Adjusted Financials
Adjusted Financials Q1 2026 Q1 2026 (in thousands) Adjusted (1) Actual INCOME STATEMENT: Net interest income $124,572 $125,780 Provision for credit losses 2,679 2,672 Other income 32,542 33,728 Other expense 87,830 105,159 Income before taxes 66,605 51,677 Income taxes 13,125 9,990 Net income 53,480
Slide 8: Adjusted Financials
Adjusted Financials (in thousands, except share and per share data) Three Months Ended March 31, 2026 Net interest income $ 125,780 less purchase accounting accretion 812 less interest income on former Vision Bank relationships 396 Net interest income - adjusted $ 124,572 Provision for credit losses
Slide 9: Park's Favorite Numbers
Park’s Favorite Numbers Adjusted Q1 Q1 2026 Q1 2025 2025 2024 2026 (4) Return on average assets (3) 1.83% 1.43% 1.70% 1.78% 1.53% Retun on average shareholders' equity (3) 13.68% 10.67% 13.46% 13.80% 12.65% Net interest margin (2) (3) 4.76% 4.80% 4.62% 4.75% 4.41% Earnings per common share - diluted
Slide 10: Peer Group Data
Peer Group Data Return on Price / Net Total Return on Average Tangible Interest Capital Average Shareholders' Book (1) Margin (2) Ratio Assets Equity PRK 205.47% 4.75% 15.13% 1.78% 13.80% PRK Rank 91% 95% 52% 95% 91% Regional Peer Group (3) - 50th percentile 151.67% 3.70% 15.03% 1.26% 9.86% Regional
Slide 11: We live and love to serve.
We live and love to serve. Let us know how we may help you, your family and your friends. PA R K N AT I O N A L B A N K