FirstRand Limited · JSE:FSR
FirstRand — Investor Presentation (2004)
7 slides from FirstRand's investor presentation, 2004
Slide 1: Retail Cluster Structure
Retail Cluster Structure Financial Reporting Retail Cluster Wendy Lucas-Bull FNB Retail WesBank Insurance FNB Africa Willem Roos & EB Nieuwoudt Michael Jordaan Peet van der Walt Ronnie Watson Howard Aron Customer Solutions Service Network OUTsurance • Business • Botswana • Branch Banking • Motor • N
Slide 2: Retail Cluster Structure: Recent Changes
Retail Cluster Structure Recent Changes Retail Cluster Wendy Lucas-Bull FNB Retail WesBank Insurance FNB Africa EB Nieuwoudt Michael Jordaan Peet van der Walt Ronnie Watson Willem Roos & Howard Aron Customer Solutions Service Network • Business OUTsurance • Botswana • HomeLoans • Branch Banking • Mo
Slide 3: The journey so far…
The journey so far...
Slide 4: From an Internal to an External Focus…
From an Internal to an External Focus… June June June June June June 2000 2003 2004 1998 1999 2001 2002 *NBS Insurance *NBS HomeLoans *Saambou Deposits *Saambou Home Loans *Swabou *Saambou Affordable Housing *Saambou Insurance “Hands-off” Get Basics Right External Focus Growth New Strategy being imp
Slide 5: Retail Cluster's financial dynamics in perspective…
Retail Cluster’s financial dynamics in perspective…
Slide 6: Retail Cluster Advances at Dec'03
Retail Cluster Advances at Dec’03 Retail Cluster 52% Share of FirstRand Banking Group Advances HomeLoans 20% Other 48% WesBank 21% FNB Africa 5% Loans Division Transactional 2% Credit Card Banking 2% 2%
Slide 7: Income Statement relative to FirstRand Banking Group (Dec '03)
Income Statement relative to FirstRand Banking Group (Dec ‘03) NPBT Operating Expenditure 64% 70% Net Interest Income Non-Interest Revenue 67% 67%