Slide 1: Corporate presentation: About us
CORPORATE : "gre" | ABOUT US
Slide 2: MAPFRE Worldwide
MAPFRE WORLDWIDE SPAIN Leading insurance company USA Top 25 in Automobile insurance MAPFRE RE #17 in reinsurance* LATAM #1 multinational insurer in the region EUROPE Top 10 in premium volume (*) Source: S&P Global Ratings 2
Slide 3: Global Company
GLOBAL COMPANY Solid position in all lines of business TOTAL AUTOMOBILE ASSETS 13.5 million vehicles €63 billion insured ENTERPRISE ASSISTANCE HOMEOWNERS GLOBAL RISKS +1.3 million Assistance: 3.9 million +2.7 million companies companies 4.8 million homes insured insured insured HEALTH REINSURANCE +1
Slide 4: MAPFRE by the Numbers
MAPFRE BY THE NUMBERS +30 MILLION 31,000 +4,700 81,000 EMPLOYEES OFFICES INTERMEDIARIES CUSTOMERS 4
Slide 5: Key Figures
KEY FIGURES WARNING: The figures contained in this document are presented under the accounting principles currently in force in each country, homogenized to allow comparison and aggregation between units and regions. For this purpose, certain adjustments have been made, the most significant of which
Slide 6: Growing Despite Uncertainties
HISTORICAL GROWTH in revenue BUSINESS AND and premiums GEOGRAPHIC DIVERSIFICATION VERY POSITIVE Life, Spain, LATAM, ENVIRONMENT and reinsurance GROWING for recurring financial lead profitable income growth DESPITE UNCERTAINTIES PROFITABLE AUTO AND BUSINESS is regaining SUSTAINABLE EXCELLENCE profita
Slide 7: Distribution of Premiums
DISTRIBUTION OF PREMIUMS AUTOMOBILE GENERAL 28.3% 20.4% LIFE REINSURANCE 18% 26.6% ACCIDENT AND HEALTH 6.7% 7
Slide 8: Financial Strengths
FINANCIAL STRENGTHS CASH €2.09BN RATINGS: Fitch: A- (Stable) DEBT LEVEL S&P: A- (Stable) 22.7% 8
Slide 9: Commitment with Shareholders
COMMITMENT WITH SHAREHOLDERS DIVIDEND YIELD ON AVERAGE SHARE PRICE 9 CTS. 7.7% FINAL DIVIDEND 15 CTS. TOTAL 2023 DIVIDENDS DIVIDEND PAYABLE PAID OUT FOR THE FISCAL YEAR €447M €416M €416M €447M €447M 2019 2020 2021 2022 2023 TOTAL € 462M
Slide 10: Share Price
SHARE PRICE €5.98BN MARKET CAPITALIZATION at 12/31/2023 IBEX 35 +22.7% STOXX INSURANCE 600 8.7% MAPFRE +7.3%
Slide 11: Our Impact on Society
OUR IMPACT ON SOCIETY Volunteering 96.9% of employees 7,200 volunteers are on permanent 127,000 contracts beneficiaries Corporate tax Supporting indirect employment for our €416M Effective tax rate 125,000 of 23.1% providers
Slide 12: Strategic Public Commitments
2023 - HIGH LEVEL OF MEETING TARGETS STRATEGIC PUBLIC COMMITMENTS COMBINED ESG GROWTH INVESTMENTS RATIO 5 -6 % % ≈96 % 90 % +9.8% 97.2% +96.6% GENDER PAY ROE SOLVENCY GAP DEBT RATIO 9 -10 % % 175% - 225% 23 -25% % +/- 1 % 9.9% 198.1% 22.7% 0.9% * Figures at Q3 2023.
Slide 13: Our Identity
trusted insurance pany. We are by your side every step of the way, accompanying you to move forward with peace of mind, contributing to the development of a more sustainable and supportive society. We care about what matters to you Solvency Integrity Service Innovation Multicultural diverse team and
Slide 14: Our Values
OUR VALUES INTEGRITY Ethics, respect for human rights, and honesty among MAPFRE professionals in their relations with all our stakeholders. \ ! ] | SOLVENCY The financial, technical, and professional Ength to respond to/¢ommitments dertaken, with sustainable results. OUR VALUES | SERVICE Continual i
Slide 15: Sustainability Commitments
SUSTAINABILITY COMMITMENTS 2030 Carbon-neutral We will not invest in or company insure coal, gas or oil projects for clients that Inclusive policies: don’t have an energy People with a disability transition plan in place make up 3.9% of our workforce 100% sustainable providers 2024 Executive remuner
Slide 16: MAPFRE
MAPFRE XY