China Construction Bank Corporation Class A · SSE:601939

China Construction Bank Corporation Class A — Q2 2026 Earnings Presentation

15 slides from China Construction Bank Corporation Class A's earnings presentation, Aug 29, 2026

  1. Slide 1: 2026 Interim Results Announcement

    2026 Interim Results Announcement Maintain Stability while Enhancing Quality and Efficiency Steadily Advance High-Quality Development August 2026 | Beijing, Hong Kong

  2. Slide 2: Disclaimer

    Disclaimer The information contained herein contains certain forward-looking statements relating to the plans, beliefs, strategies and growth prospects of China Construction Bank Corporation ("CCB" or the "Bank"). These statements are based on different assumptions and are subject to various risks a

  3. Slide 3: Contents

    Financial Performance Contents High-Quality Development Future Outlook

  4. Slide 4: Steady Growth Driven by Scale and Efficiency

    Steady Growth Driven by Scale and Efficiency Maintained stable growth in assets and liabilities (RMB trillion) 3.72% 3.69% 47.33 43.49 45.63 41.95 2025-12-31 2026-6-30 Total Assets Total Liabilities Profit growth continued to improve quarter-on-quarter Operating income Profit before provisions Net p

  5. Slide 5: Structural Optimisation Accelerates Transformation Momentum

    Structural Optimisation Accelerates Transformation Momentum Precise and efficient asset allocation (RMB trillion) 5.65% 2025-12-31 29.34 8.48% 27.77 2026-6-30 13.99 12.90 Gross loans to customers Financial investments Maintained healthy loan and bond investment yields Effective control of More diver

  6. Slide 6: Enhanced Efficiency and Strengthened Operational Quality

    Enhanced Efficiency and Strengthened Operational Quality Further deepened Robust and effective Balanced short- and long- comprehensive cost control risk management term capital objectives Maintained disciplined control over general expenses Non-performing loan ratio Capital replenishment Enhanced fi

  7. Slide 7: Robust Cash Payouts to Shareholders

    Robust Cash Payouts to Shareholders Historical dividend distribution (RMB 100 million) 1200 1000.04 1007.54 1016.84 Interim cash dividend for 1H 2026 972.54 1000 910.04 800.04 815.04 RMB 2.01 per 10 shares 800 765.03 727.53 685.03 695.03 Total dividend of approximately 600 RMB 52.582 billion 400 Div

  8. Slide 8: Contents

    Financial Performance Contents High-Quality Development Future Outlook

  9. Slide 9: Strengthened Support for the Real Economy While Enhancing the Quality and Efficiency of Financial Services

    Strengthened Support for the Real Economy While Enhancing the Quality and Efficiency of Financial Services Achieved more solid progress in supporting the "Five Key Priorities" Technology Finance 绿色金融 绿色金融 Green Finance Underwriting of sci-tech Built an integrated "Five-pronged" technology finance Gr

  10. Slide 10: Strengthened Support for the Real Economy (Cont'd)

    Strengthened Support for the Real Economy While Enhancing the Quality and Efficiency of Financial Services (Cont'd) Targeted support for domestic demand Enhanced support for growth in key areas Stronger support for high-level opening-up expansion and consumption growth Refined "Shanjian Intelligent

  11. Slide 11: Maintained a Customer-Centric Approach with Continued Enhancement of Comprehensive Service Capabilities

    Maintained a Customer-Centric Approach with Continued Enhancement of Comprehensive Service Capabilities Further streamlined the "Four Integrations" mechanism Continued to advance the commercial banking and investment banking integration Advanced the integrated development of domestic and foreign cur

  12. Slide 12: Strengthened Risk and Compliance Management

    Strengthened Risk and Compliance Management and Further Consolidated the Foundation for Sound Development • Continuously advanced the development of a comprehensive, proactive, intelligent and agile risk control system Improved risk and internal • Dynamically reviewed differentiated credit policies

  13. Slide 13: Contents

    Financial Performance Contents High-Quality Development Future Outlook

  14. Slide 14: Outlook for the Second Half

    Outlook for the Second Half Closely follow national strategic Accelerate business model Strengthen operational synergies Safeguard the bottom line and priorities and foster new drivers of transformation and deepen integrated and enhance value creation strengthen risk and compliance transformation an

  15. Slide 15: Thank You

    Thank You 2026 Interim Results Announcement

China Construction Bank — Q2 2026 Earnings Presentation on 6ix