Crunchfish Ab · OMXSTO:CFISH

Crunchfish Ab — Q3 2024 Earnings Presentation

15 slides from Crunchfish Ab's earnings presentation, Nov 13, 2024

  1. Slide 1: Interim Report Q3 2024

    crunchfish> TRUST IN CLIENTS INTERIM REPORT Q3 2024

  2. Slide 2: Financing a future in offline payments

    CRUNCHFISH CEO JOACHIM SAMUELSSON IN FRONT OF THE HEADQUARTER IN MALMÖ WITH TURNING TORSO IN THE BACKGROUND Financing a future in offline payments Entering commercial deals for offline payments is a process that has taken longer than Crunchfish expected. The Board therefore makes the assessment that

  3. Slide 3: Digital Cash

    Digital Cash 4 5

  4. Slide 4: Digital Cash Revenue Opportunities

    Digital Cash Revenue Digital Cash in India Opportunities India is the leading real-time payments market in the world, accounting for almost half of the world’s transaction volume. The Reserve Bank of India (RBI) and the organization National Payment Corporation of India (NPCI) form the hub of the pa

  5. Slide 5: Central Bank Digital Currency in India

    Central Bank Digital Currency in India India’s Central Bank RBI is pilot testing digital currency (CBDC) with leading Indian banks. In February 2024, the RBI announced that offline payments are a priority for the digital rupee, both in the form of offline payments nearby and at a distance. Crunchfis

  6. Slide 6: Digital Cash in the world

    Digital Cash in the world A majority of the world’s central banks are evaluating or preparing to launch CBDCs. Support for offline payments is on the agenda for most of these projects. Outside of India and the CBDC market, it is primarily in developing countries that the Company believes that the po

  7. Slide 7: CBDC events in Europe

    CBDC events in Europe Crunchfish is considered a thought leader in the space of offline payments for CBDC. To sustain and further develop this role it’s important to be present at the key CBDC events in the world. During the autumn two events were in the spotlight. Patrik Lindeberg, Crunchfish Digit

  8. Slide 8: Significant news during and after Q3

    Crunchfish group 2024-10-24 Crunchfish held an extraordinary general meeting. The sumary is in Swedish. 2024-10-08 Crunchfish held a Lunch Talk where CEO Joachim Samuelsson discussed the company’s right issue with analyst Johan Widmark at Emergers. The content is in Swedish. 2024-09-20 Crunchfish ca

  9. Slide 9: Financials

    Financials Financial report Sales and earnings for the quarter At Crunchfish AB’s Extraordinary General Meeting on October 24, 2024, it was resolved to conduct a rights Net sales amounted to SEK 274 (189) thousand for the third issue of shares and warrants with preferential rights quarter and operat

  10. Slide 10: Sales and earnings, parent company

    Sales and earnings for the quarter, parent Sales and earnings for the first nine months company of the year, parent company The parent company’s net sales amounted to SEK 3,276 The parent company’s net sales amounted to SEK 11,595 (3,877) thousand for the third quarter and operating (12,988) thousan

  11. Slide 11: Group income statement and balance sheet (SEK)

    Group income statement (SEK) Group balance sheet (SEK) Q3 2024 Q3 2023 Q1-Q3 2024 Q1-Q3 2023 2023 Sep 30, 2024 Sep 30, 2023 Dec 31, 2023 Operating income Assets Net sales 273 773 189 180 2 371 004 654 483 987 834 Fixed assets Own work capitalized 3 259 529 4 047 715 11 682 936 12 314 607 16 473 949

  12. Slide 12: Group balance sheet cont. and cash flow statement

    Group balance sheet cont. (SEK) Group cash flow statement (SEK) Sep 30, 2024 Sep 30, 2023 Dec 31, 2023 Q3 2024 Q3 2023 Q1-Q3 2024 Q1-Q3 2023 2023 Equity and liabilities Operating activities Operating profit or loss -6 886 705 -6 955 322 -21 115 187 -22 621 394 -49 392 634 Equity Adjustments for non-

  13. Slide 13: Parent company income statement and balance sheet (SEK)

    Parent company income statement (SEK) Parent company balance sheet (SEK) Q3 2024 Q3 2023 Q1-Q3 2024 Q1-Q3 2023 2023 Sep 30, 2024 Sep 30, 2023 Dec 31, 2023 Operating income Assets Net sales 3 276 274 3 877 295 11 595 105 12 988 129 17 240 870 Fixed assets Other operating income 580 518 554 585 1 780

  14. Slide 14: Parent company balance sheet cont. and cash flow statement

    Parent company balance sheet cont. (SEK) Parent company cash flow statement (SEK) Sep 30, 2024 Sep 30, 2023 Dec 31, 2023 Q3 2024 Q3 2023 Q1-Q3 2024 Q1-Q3 2023 2023 Equity and liabilities Operating activities Operating profit or loss 54 255 285 423 167 567 443 647 503 366 Equity Adjustments for non-c

  15. Slide 15: crunchfish>

    crunchfish> TRUST IN CLIENTS

Crunchfish — Q3 2024 Earnings Presentation on 6ix