Slide 1: Visa's Global Innovation Strategy
Visa’s Global Innovation Strategy May 11, 2011 Exhibit 99.2
Slide 2: Disclaimer
Visa Public 2 Disclaimer Forward-Looking Statements This presentation contains forward-looking statements within the meaning of the U.S. Private Securities Litigation Reform Act of 1995. These statements can be identified by the terms “will,” “expected,” “intends,” “aims,” “accelerate,” expand,” and
Slide 3: Visa core strategy: Innovation at Visa
Visa Public 3 Visa core strategy ensures investments and initiatives remain disciplined and focused on: Innovation at Visa Increasing the number of participants in Visa’s network Growing the number of interactions between participants Enhancing the value of each interaction for all stakeholders
Slide 4: Consumers at the Center of Payments
Local Mobile Social Visa Public 4 Consumers at the Center of Payments Local Mobile Social Consumers engage (community), research (content), and purchase (commerce) wherever, whenever and however they choose • Transact where they connect and connect where they transact • Demand simple and safe ways t
Slide 5: eCommerce and Mobile Solutions Drive Visa Growth
Visa Public 5 eCommerce and Mobile Solutions Drive Visa Growth Protect and grow core as convergence occurs Deliver merchant value that makes Visa transactions more valuable than others Provide new value-add services and revenue streams
Slide 6: VisaNet at the core
Visa Public 6 VisaNet at the core… Payments are complex, VisaNet delivers:
Slide 7: ...but new technology increases complexity
7 Visa Public …but new technology increases complexity Expands Visa’s growth in the digital commerce category and provides Visa with digital wallet functionality Accelerates Visa mobile payments through financial institutions globally Transforms a smartphone into a Visa payments device Expands Visa’
Slide 8: Visa Capability Evolution: 2010
8 Visa Public Developers Merchant Network Consumer Visa Capability Evolution: 2010 Developers Merchant Checkout Flow Gateway Acquirer Processor Issuer Processor Issuer Consumer KEY Built Acquired Partnered VisaNet DPS / VPS
Slide 9: Visa Capability Evolution: 2011
Network Developers Merchant Consumer Visa Public 9 Square (Acceptance) Checkout Flow Gateway Acquirer Processor Issuer Processor Issuer Developers Merchant Consumer Rightcliq Payclick RTM CyberSource / Authorize.net Visa Capability Evolution: 2011 Value Added Reseller Program Monitise (Distribution
Slide 10: Platform Vision
Visa Public 10 Platform Vision Ubiquitous merchant acceptance and click-to-buy payments Cross-channel consumer payments solution (digital wallet) * Placeholder name An easier, secure way to pay A better way to accept N ext generation of payments solutions that replicate the ease, reliability and sec
Slide 11: An easier, secure way to pay
Visa Public 11 An easier, secure way to pay Provide world-class payment products that make it easier for consumers to purchase goods and services Cross-channel consumer payments solution (digital wallet) • Shop anywhere using any payment method • Simple, convenient and secure checkout • Manage perso
Slide 12: A better way to accept
Visa Public 12 A better way to accept Ubiquitous merchant acceptance and single click payments • Acquire new customers with trusted acceptance mark by Visa • Rapid, straightforward program on-boarding • Reduce cost of acceptance (PCI-DSS) • Reduction in fraud using advanced authentication techniques
Slide 13: eCommerce, Mobile, Cross-Channel Click to Buy
Visa Public 13 eCommerce eCommerce Mobile Mobile Cross - Channel Click to Buy * Placeholder name
Slide 14: Transforming the POS in developed markets and...
Visa Public 14 Transforming the POS in developed markets and… • Visa payWave transforms mobile smart phones into payment devices with Device Fidelity • Historic Milestone: Visa payWave-enabled smart phones now listed as Visa compliant product • Several BlackBerry, iPhone and Samsung models approved
Slide 15: ...emerging markets as well
Visa Public 15 … emerging markets as well With Visa’s simple wallet, I can: • Top up • Bill pay • Person-to-person payments * Placeholder name
Slide 16: Closed Loop Virtual Mobile Prepaid: Payment System Evolution
Closed Loop Virtual Mobile Prepaid Visa Public 16 • Cash-in/ Cash-out • Top-up • P2P Issuer MNO Distribution • Cash-in/ Cash-out • Top-up • P2P Payment System Evolution
Slide 17: Open Loop Virtual Mobile Prepaid: Payment System Evolution
Visa Open Loop Virtual Mobile Prepaid 17 Visa Public Issuer MNO Distribution • Cash-in/ Cash-out • Top-up • P2P • Bill Pay • mCommerce • Payroll/ Disbursements • International Remittances Payment System Evolution
Slide 18: Driving Visa's Growth
Visa Public 18 Driving Visa’s Growth Protect and grow core as convergence occurs Deliver merchant value that makes Visa transactions more valuable than others Provide new value-add services and revenue streams
Slide 19: Visa
VISA