Authum Investment & Infrastucture Ltd · NSE:AIIL
Authum Investment & Infrastucture — Authum Investment & Infrastructure — Investor Presentation (November 2025)
27 slides from Authum Investment & Infrastucture's investor presentation, November 2025
Slide 1: Corporate Presentation
MAKING THE BIG LEAP Corporate Presentation November 2025 CONFIDENTIAL AND PROPRIETARY
Slide 2: Disclaimer
Disclaimer This presentation does not constitute a prospectus, a statement in lieu of a prospectus, an offering circular, an advertisement, an offer document or an offering memorandum, under the Companies Act, 2013, the Securities and Exchange Board of India (Issue of Capital and Disclosure Requirem
Slide 3: Table of Contents
TABLE OF CONTENTS 1 Overview 2 Key Highlights : Investments Business 3 Key Highlights : Credit and Alternative Assets Business 4 Strategic Way Forward 5 Summary: Financials 6 Corporate Governance 3
Slide 4: Overview
Overview AUTHUM
Slide 5: Authum's Key Milestones - Journey so far
Authum’s Key Milestones - Journey so far Transforming from Pure-play Investment platform to Diversified Credit Business • Incorporated in 1982 Authum’s Journey • Acquired by Alpana Sanjay Dangi in FY2020 • Authum is a registered NBFC FY25 onwards Background • Promoter shareholding: 68.79%1 (as on 30
Slide 6: Diversification of Revenue Streams
Diversification of Revenue Streams As at March 31, 2022 As at March 31, 2024 As at Sep 30, 2025 ARC Investment: Book size: Rs. 1,679.9 Cr (~16%) Platform ~Rs. 313 Cr (~2%) (ISARC) (88.37% shareholding) Credit & Alternative Fresh credit Book size: Rs. 1,789.8 Cr (~10%) Assets Portfolio Business Acqui
Slide 7: Key Highlights: Investments Business
2 Key Highlights: Investments Business 7
Slide 8: Investment Business: Long Term Value Creation Framework
Investment Business Long term Value Creation Framework Explore investments with appealable fundamentals and valuation attractive Focus on large and mid-cap companies Underlying Sector opportunities, with potential for value with significant presence in their sectors Fundamentals Presence enhance
Slide 9: Investment Business: Portfolio Overview
Investment Business Portfolio Overview Listed Equities (Regular Investments) Unlisted Equities / Other Investments Strategic Investments ✓ ~77% of the total investment portfolio (at market value) ✓ ~7% of the investment portfolio ✓ Portfolio with investment in high quality mid and large cap stocks,
Slide 10: Investment Business: Portfolio Performance (1/2)
Investment Business Portfolio Performance (1 / 2) Multiple of Invested Capital (MOIC) – Exited Investments (during FY25) MOIC – Exited Investments (during YTD FY26) XIRR - Exited XIRR - Exited 150%+ 88% 150%+ 150%+ 114% 150%+ 150%+ 68% 42% -11% 92% 150%+ 124% 60% 30%+ 30% 150%+ 53% 130% 43% Investme
Slide 11: Investment Business: Portfolio Performance (2/2)
Investment Business Portfolio Performance (2 / 2) MOIC - Existing Investments Cumulative 3.32 Unrealized Profits: Rs. 4,013 Cr 2.30 1.67 1.42 1.41 1.30 1.32 1.15 1.19 1.04 Rank 1 Rank 2 Rank 3 Rank 4 Rank 5 Rank 6 Rank 7 Rank 8 Rank 9 Other Investments Note 1: MOIC on notional basis, assuming portfo
Slide 12: Investment Business: Strategic Investments (Overview)
Investment Business: Strategic Investments (Overview) Prataap Snacks: Acquisition NITCO Ltd.: Conversion of Debt into Equity ✓ Authum had entered into a share purchase agreement for ✓ Authum acquired ~97% of the consortium debt in NITCO (Listed Co.) acquisition of ~42.3% stake in Prataap Snacks on S
Slide 13: Key Highlights: Credit and Alternative Assets Business
Key Highlights: Credit and Alternative Assets 3 Business 13
Slide 14: The NBFC Acquisition & Integration
Credit and Alternative Assets Business The NBFC Acquisition & Integration Acquisition Outcome: Key capabilities Strategic imperative for the NBFC acquisitions Presence: Geographic presence with 25 branches, wide reach Growth Potential: Entry into Credit Business Provides for runway through agency ne
Slide 15: Credit Business Overview
Credit Business Overview Loan book movement (Rs. Cr) Fresh deployment (Rs. Cr) 2,252.3 1,679.9 2,162.9 1,948.6 2,312.4 2,231.5 91.5 1,124.0 600.1 1,553.8 1,789.8 1,384.2 904.5 759.4 473.1 1,036.8 210.7 202.8 189.6 264.9 606.7 398.4 361.7 333.0 Mar-23 Mar-24 Mar-25 Jun-25 Sep-25 FY23* FY24 FY25 Q1FY2
Slide 16: Roadmap: Integrated Credit and Alternative Assets Business
Roadmap: Integrated Credit and Alternative Assets Business NBFC ARC AMC Servicing & Advisory Collections from the existing Fully functional Debt Buy Out Third Party Retail Loans 1 1 1 Launch Alternative Asset Fund 1 debt book Platform Servicing Platform Redeployment focus on higher Across Retail & C
Slide 17: India SME ARC (ISARC): Acquisition of a fully enabled ARC
India SME ARC (ISARC): Acquisition of a fully enabled ARC ✓ Pursuant to requisite regulatory approval from the Reserve Bank of India, Authum had Shareholding Structure (Sep’25) completed the acquisition of 88.37% shareholding in ISARC on June 17, 2025. ISARC is Authum 88.37% now a subsidiary of Auth
Slide 18: Strategic Way Forward
4 Strategic Way Forward AUTHUM 18
Slide 19: Strategic Way Forward
Strategic Way Forward Poised for value creation Platformize & Professionalize for scale Allocate Self sustaining platforms to Capital with a favourable create multiple growth engines risk-reward Diversify revenue Create and grow multiple and increase overall streams platforms, which are synergistica
Slide 20: Summary: Financials
5 Summary: Financials AUTHUM 20
Slide 21: Balance Sheet Highlights (as at September 30, 2025) - Assets
Balance Sheet Highlights (as at September 30, 2025) Assets (Rs. Cr) Mar-23 Mar -24 Mar-25 Jun-25 Sep-25 A. Investments 3,543.5 8,779.0 12,641.3 15,237.8 15,592.1 – Flow Investments 3,543.5 8,779.0 10,213.2 12,357.9 12,847.4 – Strategic Investments - - 2,428.1 2,567.4 2,432.2 – Investment in subsidia
Slide 22: Balance Sheet Highlights (as at September 30, 2025) - Liabilities
Balance Sheet Highlights (as at September 30, 2025) Liabilities (Rs. Cr) Mar-23 Mar-24 Mar-25 Jun-25 Sep-25 A. Net-worth 3,416.4 10,345.1 14,689.3 16,669.8 16,271.8 B. Borrowings & Payables 3,483.3 1,276.1 1,398.1 2,586.4 3,763.7 – PTC borrowings 1,273.2 491.2 360.0 335.9 323.9 – Dissenting creditor
Slide 23: P&L Statement Highlights (as at September 30, 2025)
P&L Statement Highlights (as at September 30, 2025) Revenues Mix Details (Rs. Cr) FY2023 FY2024 FY2025 Q1FY2026 Q2FY2026 Investment Income 371.5 1,803.4 2,663.4 473.6 347.5 Interest Income 106.8 512.5 396.0 148.8 152.6 Change in provision / bad debts recovery/ Redemption upside -24.4 2,050.8 1,145.2
Slide 24: Assets Breakdown (as at September 30, 2025)
Assets Breakdown (as at September 30, 2025) Particulars Amount Remarks ✓ Flow Investments: ~Rs. 12,847.4 Cr Investments Rs. 15,592.2 Cr ✓ Strategic Investments: ~Rs. 2,432.2 Cr ✓ Investment in ISARC ~Rs. 312.5 Cr Loans & credit substitutes: Rs. 2,296.5 Cr ✓ Primarily comprising fresh credit deployed
Slide 25: Corporate Governance
6 Corporate Governance AUTHUM
Slide 26: Corporate Governance: Promoters, Board & Management
Corporate Governance Promoters, Board & Management 1 2 3 4 Promoters Board Management Balance Sheet ✓ First-generation entrepreneurs ✓ Board of Directors encompassing ✓ Management team with ✓ Fortress Balance Sheet with ~Rs. 16,271.8 Cr net worth, minimal various backgrounds and skill specialization
Slide 27: Corporate Governance: Board of Directors
Corporate Governance Board of Directors Promoter Management Independent Directors Advisor Mr. Amit Dangi Mr. Divy Dangi Mr. Rahul Bagaria Mr. Haridas Bhat Mr. Ajai Kumar Whole Time Whole Time Independent Director Independent Director Independent Director Director Director Professional Management Mr.
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