La Trobe Private Credit Fund · ASX:LF1
La Trobe Private Credit Fund — Corporate Update (October 2025)
19 slides from La Trobe Private Credit Fund's corporate update, Oct 21, 2025
Slide 1: Portfolio Update and Q&A Webinar
21 October 2025 ASX Announcement La Trobe Private Credit Fund (ASX: LF1) ARSN 686 964 312 Portfolio Update and Q&A Webinar The La Trobe Financial Chief Investment Officer, Chris Paton, will be giving update to investors For personal use only on Tuesday, 21 October 2025 at 1pm (AEDT). The session wil
Slide 2: La Trobe Private Credit Fund (ASX: LF1)
For personal use only La Trobe Private Credit Fund (ASX: LF1) 21 October 2025 13 13 57 | latrobefinancial.com.au
Slide 3: Experienced Leadership Team
Experienced Leadership Team Chris Paton Chief Investment Officer Contents Chris is a well-recognised financial services executive and is a thought leader and regular commentator in the asset management industry. He leads Australia’s fastest growing real estate private credit fund and is spearheading
Slide 4: La Trobe Private Credit Fund (ASX: LF1)
La Trobe Private Credit Fund (ASX: LF1) Key Terms Key Features The Fund La Trobe Private Credit Fund Capital Two Flagship Portfolio Quality Management Offerings~ & Diversity ASX Ticker Code LF1 Initiatives 12 Month Term For personal use only • 50% allocation to • Two defensive • Quarterly Off-Market
Slide 5: Australia's Most Trusted Asset Manager
Australia’s Most Trusted Asset Manager La Trobe Financial has been managing investment mandates for investors since 1952. We provide high-quality investments focussed on Australia’s wealthy and rapidly growing pre and post retirement investor cohorts. We form decade-long customer relationships throu
Slide 6: LF1 Constructed with Two Flagship Strategies
LF1 Constructed with Two Flagship Strategies La Trobe Australian Credit Fund US Private Credit Fund 12 Month Term Account Wholesale – Class A Units 6.00 7.75 %*# %†‡ For personal use only p.a. p.a. current variable rate after fees, reviewed monthly Target distribution rate 1 2 3 1 2 3 Recommended Re
Slide 7: A Brand of Trust Earned through a History of Performance
A Brand of Trust Earned through a History of Performance La Trobe Financial: Australian Real Estate Private Credit 12 Month Term Account Accumulation (comparison since inception) GFC COVID-19 Last 12 Months $500,000 12 Month Term Account^ $450,000 For personal use only $400,000 Returns1 $350,000 1 y
Slide 8: Quality Assets Drive Performance
Quality Assets Drive Performance Borrower Credit Score of Applicants by Lender 12 Month Term Account The average credit score of borrowers applying for a loan with La Trobe Financial is in line Granular residential core with strategic development, commercial and with the Big 4 banks and well in-exce
Slide 9: Diversified Portfolio with Conservatism at its Core
Diversified Portfolio with Conservatism at its Core Geographic Breakdown Loan to Value Ratio Portfolio Average $3,654.6m 0.2% 65.9% 33.36% For personal use only 17.2% 3.3% $2,623.1m 3.3% $2,389.8m 23.94% 41.5% 21.81% 0.9% 33.2% $1,409.0m 0.5% 12.86% $879.8m 12 Month Term Account 8.03% Loan Portfolio
Slide 10: USPC – The Rebuild of Middle America
USPC – The Rebuild of Middle America What is the U.S. Middle Market Backbone of 200,000+ EBITDA of Accounts for 1/3 of total jobs the U.S. economy companies USD$25m - $1bn and 40% of U.S. GDP Source: U.S. Chamber of Commerce May 2025, Blackrock September 2024. U.S Chamber of Commerce and Blackrock h
Slide 11: Targeting High-Quality Borrowers for a Defensive Portfolio
Targeting High-Quality Borrowers for a Defensive Portfolio Defensive Exposure to Private Credit Pillars of Investment Strategy Strong Historical Volatility Adjusted Returns3 Return/ Volatility (June 2014 – December 2024) Distressed Investing Long-Term Credit Performance Potential Return Direct Struc
Slide 12: Built to Perform across the Cycle
Built to Perform across the Cycle LGAM Private Credit Fund LLC: Asset Allocation~ Industry Allocation^ Composition of Cash Middle Market Equity 23.0% 19.6% Underlying Loan Assets^ 1.9% 0.2% Software Professional Services Broadly Syndicated IT Services Number of Industries Loans (BSL) 2.6% 2.7% 10.9%
Slide 13: The Opportunity – La Trobe Private Credit Fund
The Opportunity – La Trobe Private Credit Fund Combining our two flagship, best-in-class strategies under one The Outcome - La Trobe Private Credit Fund investment vehicle Feature Detail Benefits • Australian Real Estate Private Credit: 70+ years of asset class performance • Outperformance of U.S. M
Slide 14: Strong Trading
For personal use only 1. $2,000,000 $2,500,000 $1,000,000 $1,500,000 $500,000 $0 Source: Bloomberg. 27/06/2025 30/06/2025 1/07/2025 2/07/2025 3/07/2025 4/07/2025 Fund Commentary 7/07/2025 Turnover ($AUD) 8/07/2025 9/07/2025 10/07/2025 11/07/2025 14/07/2025 15/07/2025 16/07/2025 17/07/2025 18/07/2025
Slide 15: La Trobe Private Credit Fund
La Trobe Private Credit Fund La Trobe Financial ASX-Listed Private Credit Fund Target Cash Distribution: RBA Official Cash Rate1 + 3.25% p.a.2 La Trobe Australian Credit Fund US Private Credit For personal use only • Australia’s largest retail credit fund: $13bn in AUM, $10bn in the 12 Month Term Ac
Slide 16: La Trobe Private Credit Fund (ASX:LF1) Risks Associated with the Fund
La Trobe Private Credit Fund (ASX:LF1) For personal use only Risks Associated with the Fund As with any type of investing, there are risks associated with an investment in the Fund. We encourage prospective investors to consider these risks as outlined within the Product Disclosure Statement, some o
Slide 17: Important Notice & Disclaimer
Important Notice & Disclaimer This document dated 21 October 2025 has been prepared by La Trobe Financial Asset Management Limited ACN 007 332 363, AFSL 222 213 (La Trobe Financial) and is provided for information purposes only. This document does not constitute an offer, invitation, solicitation or
Slide 18: Important Notice & Disclaimer
Important Notice & Disclaimer Distribution yield: The target cash distribution yield is calculated based on the RBA Official Cash Rate as at the last Business Day of each month. The target cash distribution yield is an objective target only and may not be achieved. Any shortfall in net income genera
Slide 19: latrobefinancial.com.au
For personal use only 13 13 57 latrobefinancial.com.au 04B_064_A_211025
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