Westpac Banking Corporation · ASX:WBC

Westpac Banking — Corporate Update (August 2013)

7 slides from Westpac Banking's corporate update, Aug 19, 2013

  1. Slide 1: Pillar 3 & Capital Update for 30 June 2013

    For personal use only PILLAR 3 & CAPITAL UPDATE FOR 30 JUNE 2013 19 August 2013 This document should be read in conjunction with Westpac’s Pillar 3 Report for June 2013, incorporating the requirements of APS330 All comparisons in this release refer to 3Q13 against 1H13 unless stated otherwise. Westp

  2. Slide 2: Pillar 3 highlights – capital strength maintained

    Pillar 3 highlights – capital strength maintained1 For personal use only • Westpac’s Common equity tier 1 ratio was 8.4% at 30 June 2013, Capital ratios (%) Mar-13 Jun-13 within the Group’s preferred range of 8.0% to 8.5% and well above regulatory minimums Common equity tier 1 ratio 8.7 8.4 • Common

  3. Slide 3: Asset quality continues to improve

    Asset quality continues to improve For personal use only • Stressed assets to TCE1 down 17bps over 3Q13, to 1.77% Stressed exposures as a % of TCE1 – Dollar value of stressed exposures down $712m – Impaired assets/TCE down 5bps over 3Q13 to 51bps Watchlist & substandard – 90+ days past due/TCE down

  4. Slide 4: Consumer portfolios performing well

    Consumer portfolios performing well For personal use only • The Group’s consumer portfolios continue to perform well, Australian mortgage delinquencies (%) supported by low interest rates and an extended period of cautious behaviour > 90days > 30days 2.0 • Australian mortgage 90+ days delinquencies

  5. Slide 5: Funding position continues to strengthen

    Funding position continues to strengthen For personal use only Westpac’s funding position was further strengthened over 3Q13 Customer deposit to loan ratio (%) • Customer deposits continue to fully fund new lending and reduce wholesale funding needs 70.3 69.0 67.6 – Household deposit growth particul

  6. Slide 6: Investor Relations Team

    Investor Relations Team For personal use only Investor Relations Team For further information on Westpac Please visit our dedicated website Andrew Bowden www.westpac.com.au/investorcentre click on ‘Analysts’ centre’ Head of Investor Relations +61 2 8253 4008 • Annual reports andrewbowden@westpac.com

  7. Slide 7: Disclaimer

    Disclaimer For personal use only The material contained in this presentation is intended to be general background information on Westpac Banking Corporation (Westpac) and its activities. The information is supplied in summary form and is therefore not necessarily complete. It is not intended that it

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