Slide 1: Q4 and FY25 Results Earnings Announcement
Q4 and FY25 Results ‘First Principles’ Based Composable Earnings Announcement and Intelligent Open Finance Platform
Slide 2: Safe Harbour Statement
Safe Harbour Statement Certain statements in this release concerning our future prospects are forward-looking statements. Forward-looking statements by their nature involve a number of risks and uncertainties that could cause actual results to differ materially from market expectations. These risks
Slide 3: Intellect: A Global Fintech Product Company
Intellect: A Global Fintech Product Company The World’s only Next, Composable and Contextual Financial Technology Company Our Promise 57+ 3 6000+ 500+ Countries Decades of Domain Associates across Customers To drive business growth for financial Expertise in FinTech. 34+ nationalities Worldwide inst
Slide 4: More than 70% of the World's Top Banks
More than 70% of the World’s Top Banks #winwitheMACH.ai 9 of TOP 15 9 of TOP 15 8 of TOP 15 9 of TOP 15 10 of TOP 15 North American Banks European Banks Middle Eastern Banks Indian Banks SE ASIA + ANZ Banks #winwitheMACH.ai #winwitheMACH.ai #winwitheMACH.ai #winwitheMACH.ai #winwitheMACH.ai Enterpri
Slide 5: Design is at the Heart of Digital Strategy
Design is at the Heart of Digital Strategy The single most powerful competitive differentiator for financial institutions to drive Digital Leadership Understanding Requirements Stated / Felt / Unstated Observing Patterns Connecting the dots World’s first design center 8012 FinTech Design Business, T
Slide 6: iTurmeric Purple Fabric
First Principles Thinking based Most Comprehensive, Composable and Intelligent Open Finance Platform 386 2015 650 ready-to-use Microservices APIs Events on Cloud Composable Platform Open Business Impact AI Platform iTurmeric Purple Fabric © 2024, Intellect Design Arena Limited. All rights reserved.
Slide 7: Introducing Purple Fabric 3.0
Introducing PURPLE FABRIC 3.0 © 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any inform
Slide 8: Intellect AI Journey
Intellect AI Journey Maturity Intelligence as an Ecosystem A truly unbiased, open and Data and AI as a Platform innovative ecosystem to help Democratic; A self service customers & fintech’s platform with more integrated partner at every layer of AI services, experiences and data stack. Enabling cust
Slide 9: Purple Fabric is the Open Business Impact AI Platform
Purple Fabric is the Open Business Impact AI Platform For financial service Who struggle to scale Purple Fabric is institutions and AI beyond PoCs due to the enterprise-grade Open enterprises in heavily siloed data, fragmented Business Impact AI regulated industries tools, and governance platform co
Slide 10: Purple Fabric has 4 key stacks
Purple Fabric has 4 key stacks, powered by 217 key technologies Enterprise Enterprise Enterprise LLM Optimization Knowledge Garden Digital Experts Governance Model Hub Make all my Create and Govern and monitor Swap in or bring your enterprise-relevant orchestrate AI agents my agents and data own bes
Slide 11: PF plugs into existing enterprise data and application landscapes
PF plugs into existing enterprise data and application landscapes Regulations Enterprise Market Enterprise Enterprise Market & Structured Structured Unstructured Policies & Unstructured Compliance Data Data Knowledge Practices Knowledge Knowledge Databases Data Warehouses / Lakes Enterprise Knowledg
Slide 12: Performance Overview
Performance Overview © 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information sto
Slide 13: Financial Highlights
Financial Highlights Quarterly Financials INR Cr Q4 FY 25 Q3 FY 25 Q4 FY 24 Growth YoY Growth QoQ TOTAL INCOME 749 620 629 19% 21% EBITDA 227 134 153 48% 69% LLR 392 292 307 27% 34% PBT 181 93 122 48% 94% DSO 137 149 118 © 2024, Intellect Design Arena Limited. All rights reserved. These materials ar
Slide 14: Q4 FY25 - Financial Highlights
Q4 FY25 - Financial Highlights 749 Cr 79 Cr 462 Cr 62% 392 Cr Licence Linked Revenue (INR) Total Income Platform Gross Margin Gross (License + Platform + AMC Revenues) (INR) Revenue (INR) (INR) Margin% 870 Cr 174 Cr 138 Cr 227 Cr 30% Annual Recurring Revenue (ARR) (On Annualised Basis) License (INR)
Slide 15: FY 24-25 - Financial Highlights
FY 24-25 - Financial Highlights 2577 Cr 241 Cr 1507 Cr 59% 1247 Cr Licence Linked Revenue (INR) Total Income Platform Gross Margin Gross (License + Platform + AMC Revenues) (INR) Revenue (INR) (INR) Margin% 870 Cr 503 Cr 503 Cr 608 Cr 24% Annual Recurring Revenue (ARR) (On Annualised Basis) License
Slide 16: Revenue Mix: Currency Wise Q4FY25
Revenue Mix: Currency Wise Q4FY25 EURO 8% OTHERS 11% USD 33% INR 13% CAD 6% © 2024, Intellect Design Arena Limited. GBP 29% All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, elec
Slide 17: Audited Financial Results for the Fourth Quarter and Financial Year Ended March 31, 2025
Audited Financial Results for the Fourth Quarter and Financial Year Ended – March 31, 2025 Additional Information on function wise classification of the statement of Profit and Loss of the Group INR Cr Quarter Ended Full Year Ended Particulars Mar 31, 2025 Dec 31, 2024 Mar 31, 2024 Mar 31, 2025 Mar
Slide 18: Accelerating growth with eMACH.ai & Purple Fabric
Accelerating growth with eMACH.ai & Purple Fabric eMACH.ai & Purple Fabric accelerates growth with 9 Deal Wins (Including 5 Destiny Deals) and 16 Digital Transformations in Q4 FY 25 © 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intel
Slide 19: Destiny Deals
Destiny Deals IntellectAI’s Purple Fabric AI platform clinches INR 200 cr multi-year deal for transformation of underwriting operations of leading London Market Brokerage firm Under this multi-year engagement, the brokerage firm will deploy Intellect’s underwriting ecosystem which consists of Purple
Slide 20: Destiny Deals
Destiny Deals UK-based global bank partners with Intellect eMACH.ai Platform to accelerate its international wholesale banking expansion, enabling a seamless, future-ready corporate banking experience The engagement is rooted in Intellect’s unique approach that combines First Principles Thinking and
Slide 21: Destiny Deals
Destiny Deals One of the largest advice-led wealth management firms in the UK unlocked the value embedded The eighth-largest bank in North in unstructured data to automate America redefined its Payments operations with Intellect's Purple A strategic subsidiary of the business with a contextual Fabri
Slide 22: Deal Wins
Deal Wins 1 Deal Win 1 Deal Win in the 2 Deal Wins in Asia in America Middle East A leading bank in North The largest finance company in A leading bank in Asia with a Malaysia’s leading financial America serving 14 million Qatar, regulated by the Central global network of 500 services provider, with
Slide 23: eMACH.ai Acknowledged as a Transformative Open Finance Platform
eMACH.ai Acknowledged as a Transformative Open Finance Platform by industry Gartner Datos Insights ● Intellect is featured in eMACH.ai Xponent's Gartner's Top Technology implementation at Foresight Trends in (MGA) is identified in the Datos Report on Business and Corporate/Commercial Technology Tren
Slide 24: Strong Funnel Progression for the Year
Strong Funnel Progression for the Year The current funnel of Intellect Destiny Q4FY25 Q3FY25 Q4FY24 INR 10,234 Cr INR 9,996 Cr Deals INR 8,138 Cr # Of Deals 93 91 84 Avg Deal Q4 FY 25 Q3 FY 25 Q4 FY 24 Size 60 54 54 INR Cr Q4FY25 Q3FY25 Q4FY24 Out of INR 10,234Cr Out of INR 9,996 Cr Out of INR 8,138
Slide 25: Destiny Deals - consistent growth in big ticket deals
Destiny Deals - consistent growth in big ticket deals Q4FY25 Q3FY25 Q4FY24 ● 2 Won > INR 50 Cr 25 ● 1 Lost ● 22 from previous qtr 25 23 ● 3 added ● 1 Won INR 30 Cr – ● 1 Lost INR 50 Cr 31 30 27 ● 28 from previous qtr ● 3 added ● 2 Won INR 20 Cr – 37 ● 2 Lost 36 34 INR 30 Cr ● 32 from previous qtr ●
Slide 26: Board Announcements
Board Announcements © 2024, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information stor
Slide 27: Board Announcements
Board Announcements In line with the Dividend Distribution Policy of the Company, the Board has recommended a final dividend of Rs.4/- per share plus a special dividend of Rs.3/- on the face value of Rs 5/- each on equity shares, for the financial year ended March 31, 2025, subject to the approval o
Slide 28: Stock Information
Stock Information Shareholding Pattern (As on 31st March 2025) Stock Data (As on 31st March 2025) Market Cap ₹ 9622.4 Cr. Stock Price 693 Promoters Others 52 Week (High / Low) ₹ 1146/632 NSE / BSE - Symbol INTELLECT / 538835 FPI No. of Shares Outstanding 138851769 7.74% Mutual Funds Average Daily Vo
Slide 29: Contacts
Contacts Vasudha Subramaniam Praveen Malik Nachu Nagappan Chief Financial Officer Investor Relations Corporate Communication vasudha.s@intellectdesign.com +91 8939782837 +91 8939619676 praveen.malik@intellectdesign.com nachu.nagappan@intellectdesign.com © 2024, Intellect Design Arena Limited. All ri
Slide 30: © 2025, Intellect Design Arena Limited. All rights reserved. These materials are confidential and
© 2025, Intellect Design Arena Limited. All rights reserved. These materials are confidential and proprietary to Intellect and no part of these materials should be reproduced, published in any form by any means, electronic or mechanical including photocopy or any information storage or retrieval sys