Pt Bank Amar Indonesia Tbk · IDX:AMAR
Pt Bank Amar Indonesia Tbk — Q2 2023 Earnings Presentation
14 slides from Pt Bank Amar Indonesia Tbk's earnings presentation, Sep 14, 2023
Slide 1: Corporate Presentation Q2 2023 Updates
Corporate Presentation Q2 2023 Updates A digital bank serving the retail and MSMEs segments which dedicated to providing digital financial services especially to those who are underserved
Slide 2: Corporate Performance
Corporate Performance
Slide 3: Amar Bank Financial Highlight
Amar Bank Financial Highlight Total Assets Total TPF Total Lending (Dalam Rp Miliar) 2,500 Rp4,67T Rp1,4T 682 2,000 380 574 983 396 CAR NIM NPL 1,500 1,000 1.827 1.748 1.716 1.684 1.256 125,96% 17,33% 1,84% 500 Jun’22 Sep’22 Dec’22 Mar’23 Jun’23
Slide 4: Amar Bank Financial Highlight
Amar Bank Financial Highlight Productive Loan Loan by Segment Corporate & Consumptive commercial 12.3% 37.7% MSME 50.6% Productive Retail 87.7% 11.7%
Slide 5: Statement of Financial Position
Statement of Financial Position In the second quarter, Amar Bank recorded a Year-on-Year IDR Mio Jun’22 Dec ‘22 Jun‘23 YoY YtD increase of 22.55% in Total Assets, driven by the Cash 5.590 6.637 5.302 -5.15% -20.11% achievement of a total Credit of Rp 2.05 trillion. This accomplishment is attributed
Slide 6: Profit and Loss
Profit and Loss IDR Mio Jun’22 Dec ‘22 Jun‘23 YoY Amar Bank reported a net profit of Rp 85.40 billion and successfully Interest Revenue 416.290 774,702 438.180 5.26% transformed the losses from 2022 into favorable outcomes. The Interest Expense (78.991) (118,997) (37.777) -52.18% increase in profit was
Slide 7: Financial Ratios
Financial Ratios % Jun’22 Dec ‘22 Jun‘23 Amar Bank consistently maintains the effectiveness of credit distribution and prudent management of productive NIM 14,99% 15.87% 17,33% assets, as reflected in a Non-Performing Loan (NPL) ratio of 1.84%. Through Amar Bank's commitment that focuses on the BOPO
Slide 8: Corporate Updates
Corporate Updates
Slide 9: Refreshment. Logo before after
Refreshment. Logo before after Amar Bank presents with an iconic color and typography development, resulting in a more contemporary and up-to-date appearance. The logo with this new look still embodies the strong symbol of Amar Bank's dedication to providing technology-based financial products and se
Slide 10: Product
Product Performance & highlight Embedded Banking & Financing Amar Bank provide plug-and-play embedded banking & financing to non-banking players, which enable our >10.000.000 installers partners to provide banking services such as payment, lending or checking Digital Banking Application Almost 10T Di
Slide 11: Awards during 2023
Awards during 2023 12th Digital Brand Indonesia Grand Digital Indonesia's Popular Digital Indonesia Digital Innovation Awards 2023 - Marketing Awards 2023 - Products Award 2023 - Awards 2023 - Category: The Category: Digital Category: Grand Digital Category: E-loan category Most Innovative Digital B
Slide 12: Coverage
NH Sinarmas Korindo Sekuritas New Journey, New Value Sekuritas 10 July 2023 Coverage Link: https://financial.sinarmassekuritas.co.id/download/re Getting Ready for search/230710_AMAR_INITIATE.pdf the Next Battle BUY RECOMMENDATION 6 July 2023 Throughout the first half of 2023, several analysts released
Slide 13: Brankas
COMING SOON Bran kas
Slide 14: Thank You!
Thank You! This material was prepared and presented by PT Bank Amar Indonesia Tbk (the “Company”). This presentation is copyrighted by Amar Bank which is protected by regulations and laws in force in Indonesia. This material is not intended as an offer or solicitation to buy or sell any financial ins
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