Lalithaa Jewellery Mart Limited · NSE:LALITHAA
Lalithaa Jewellery Mart — Q1 FY27 Earnings Presentation
29 slides from Lalithaa Jewellery Mart's earnings presentation, Sep 14, 2026
Slide 1: Exchange filing cover letter
Mart Limited Date: September 14, 2026 National Stock Exchange of India Limited BSE Limited (“BSE”) Listing Department Listing Department Exchange Plaza, C-1 Block G, Bandra Corporate Relationship Department Kurla Complex, Bandra (E), Mumbai- Phiroze Jeejeebhoy Towers, Dalal Street 400051 Fort, Mumba
Slide 2: Lalithaa Jewellery Mart Limited Investor Presentation
LALITHAA JEWELLERY MART LIMITED Investor Presentation September 2026 NSE: Lalithaa | BSE: 544879 TRADITION | TRUST | A BRIGHTER TOMORROW
Slide 3: Safe Harbour
Safe Harbour Except for the historical information contained herein, statements in this presentation and the subsequent discussions, which include words or phrases such as "will", "aim", "will likely result", "would", "believe", "may", "expect", "will continue", "anticipate", "estimate", "intend", "
Slide 4: Table of Contents
Table of Contents Company Overview 04 Industry Overview 15 Financial Overview 19 Strategy & Way Forward 24 www.lalithaajewellery.com 3
Slide 5: Company Overview
LALITHAA JEWELLERY MART LIMITED 01 COMPANY OVERVIEW TRADITION | TRUST | A BRIGHTER TOMORROW
Slide 6: Lalithaa At a Glance
Lalithaa At a Glance Blending Heritage, Trust and Value Across a Growing Retail Footprint 40+ 65 55 4|1 Years of Legacy No. of Stores Cities States | UT 6.96 LAKH SQ FT 10,720 SQ FT ₹410 CR ₹0.04 CR Total Store Area Average Store Area Revenue per Store Revenue per Sq. ft 92% ₹1,05,980 2.5x In house
Slide 7: Our Journey
Our Journey 2026 2024 Scaled South Indian 2023 Strengthening the Platform 1985 2007 2013 2018 ₹10,000 Cr+ Milestone Platform Building Scale The Beginning Beyond Chennai Beyond Tamil Nadu 65 stores 55 cities Crossed 50 stores, Incorporated and Crossed ₹7,500 Cr Crossed ₹10,000 Cr opened a new opened
Slide 8: Seasoned Management Team
Seasoned Management Team ● Holds an honorary Doctor of Philosophy in Literature ● Associated with the Company since 2002, contributing ● Associated with the Company since 1999, leading to strategic decision-making in production and marketing, strategy, operations, treasury, and finance. diamond unit
Slide 9: A Comprehensive Jewellery Portfolio
A Comprehensive Jewellery Portfolio Revenue Mix Jewellery for every occasion 92% 7% 1% Wedding Festivals Daily Wear Men’s Occasions For life’s most Celebrate Elegant designs Contemporary styles For every FY26 special moments traditions for everyday for the modern men milestone Wide range of designs
Slide 10: Built Around a Clear Customer Proposition
Built Around a Clear Customer Proposition Making quality jewellery accessible to the mass and value-conscious consumer Competitive Trust & Choice & Regional Customer Pricing Purity Relevance Value Value-focused offering BIS-hallmarked Gold, silver and diamond Jewellery purchase schemes, targeted at
Slide 11: Strong Presence Across South India
Strong Presence Across South India A well-established regional footprint enabling deeper customer reach and market penetration Well entrenched across South India Large and medium format stores drive scale 8 Large Format Stores Telangana 47 of 65 > 15,000 sq. ft. 10 stores Stores in Tier II & III cit
Slide 12: Large and Medium Format Stores Driving Growth
Large and Medium Format Stores Driving Growth Store presence by state and format Format mix: stores vs revenue State / UT LFS MFS SFS Total SFS 11% 16% Karnataka 1 4 2 7 59% MFS 70% Telangana 2 7 1 10 LFS 30% 14% Andhra Pradesh 3 20 0 23 0 20 40 60 80 Revenue share Store count share Tamil Nadu 2 15
Slide 13: Jewellery Schemes | Building Recurring Customer Engagement
Jewellery Schemes | Building Recurring Customer Engagement Flexible savings schemes that make it easier to own your dream jewellery Dhana Vandhanam Free-yo-Flexi Jewellery Pre-Booking Exchange Utsav Monthly instalments Flexible monthly savings Upfront booking + benefits Old jewellery > New jewellery
Slide 14: Catering to Value-Conscious Segment With In-House Manufacturing
Catering to Value-Conscious Segment With In-House Manufacturing 01 State-of-the-art manufacturing World-class infrastructure in Chennai and Kanchipuram 02 Share of products manufactured by karigars 2 63,682 563 278 90 Karigars contribute ~80%+ of products over the years Manufacturing Operational Exc
Slide 15: Brand Pull in Tier II & III Cities Across Southern India
Brand Pull in Tier II & III Cities Across Southern India Quality, craftsmanship and original designs reinforce a strong regional value proposition Store presence and revenue are increasingly led by Tier II & III cities Revenue Share (%) Store Count Q1 FY27 38% 62% Q1 FY27 18 47 FY26 40% 60% FY26 16
Slide 16: Natural Hedges Cover ~55% of Gold Inventory
Natural Hedges Cover ~55% of Gold Inventory GOLD INVENTORY ₹10,407 Cr Customer advances and creditor terms naturally offset exposure to gold-price movements. ₹5,680 Cr | NATURAL HEDGE ₹4,727 Cr | REMAINING 54.6% of gold inventory 45.4% before other hedges ₹5,388 Cr ₹292 Cr PRICE-MOVE BUFFER CUSTOMER
Slide 17: Industry Overview
LALITHAA JEWELLERY MART LIMITED 02 INDUSTRY OVERVIEW TRADITION | TRUST | A BRIGHTER TOMORROW
Slide 18: Indian Jewellery Market
Indian Jewellery Market A Resilient And Growing Market, Driven By Deep Cultural Relevance, Rising Affluence And Increasing Formalisation Large and growing Indian gems & jewellery retail market Structural shift towards organised retail Market size (₹ bn) Expanding Footprint Organised jewellery retail
Slide 19: South India – The Largest and Most Attractive Jewellery Market
South India – The Largest and Most Attractive Jewellery Market State wise share of South India market South India market size and outlook (₹bn) Tamil Nadu Karnataka Kerala Andhra Pradesh Telangana ₹6,200 – 6,600 bn 6,600 6,200 – 6,600 15% - 17% ₹5,026 bn 5,026 14% - 16% 17% - 19% 16% - 18% 13% - 15%
Slide 20: South-led Footprint & Manufacturing Drive Value Appeal
South-led Footprint & Manufacturing Drive Value Appeal South India Dominates the Jewellery Industry Middle-income cohorts account for the strongest gold-buying intensity 40 A South India–led footprint aligned to the largest gold-buying income cohorts 01 SOUTH 38–43% 36% 30% 30 29% 27% 25% 02 WEST 22
Slide 21: Financial Overview
LALITHAA JEWELLERY MART LIMITED 03 FINANCIAL OVERVIEW TRADITION | TRUST | A BRIGHTER TOMORROW
Slide 22: Quarterly Financial Snapshot
Quarterly Financial Snapshot Revenue (₹ CR) Gross Profit (₹ CR) EBITDA (₹ CR) 687 546 6,500 6,031 568 442 4,786 505 376 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Q1FY26 Q4FY26 Q1FY27 Profit Before Tax (₹ CR) Profit After Tax (₹ CR) EPS (₹) 464 346 6.91 359 266 284 5.31 208 4.16 Q1FY26 Q4FY26 Q1FY27
Slide 23: Revenue Mix by Geography
Revenue Mix by Geography Geography (₹ Crores) Q1FY27 Q1FY26 YoY Q4FY26 QoQ FY26 Karnataka 6,145.87 5,034.59 1,111.27 7,104.56 -958.69 27,363.31 Telangana 8,310.55 7,308.97 1,001.58 9,159.68 -849.13 36,199.71 Andhra Pradesh 11,164.79 9,487.99 1,676.80 12,315.60 -1,150.81 47,472.64 Tamil Nadu 33,702.4
Slide 24: Consolidated Income Statement
Consolidated Income Statement In ₹ Crores Q1 FY27 Q1 FY26 YoY Q4 FY26 QoQ FY26 Total Income 6,035 4,794 26% 6,502 -7% 25,040 Total Expenditure 5,658 4,352 30% 5,955 -5% 23,350 EBITDA 376 442 -15% 546 -31% 1,689 EBITDA Margin 6.2% 9.2% 8.4% 6.7% Depreciation 30 34 -10% 33 -8% 131 Finance Cost 62 50 2
Slide 25: Historical Financial Snapshot
Historical Financial Snapshot Revenue (₹ Crores) EBITDA (₹ Crores) and EBITDA Margin % PAT (₹ Crores) and PAT Margin % 25,024 4.33% 6.7% 4.0% 4.05% 4.5% 1,200 3.77% 8.0% 1,800 16,788 16,897 7.0% 1,600 4.0% 1,000 13,317 4.4% 3.5% 4.1% 1,400 2.2% 6.0% 5.0% 3.8% 1,200 3.0% 1.8% 2.1% 800 4.86% 2.5% 1,00
Slide 26: Strategy & Way Forward
LALITHAA JEWELLERY MART LIMITED 04 STRATEGY & WAY FORWARD TRADITION | TRUST | A BRIGHTER TOMORROW
Slide 27: What Differentiates Us?
What Differentiates Us? Second fastest growing regional jewellery player Large Format Stores and Medium Format amongst key organised jewellery players in India Stores driving scale Brand catering to the mass and Robust customer base owing to value-conscious segment with own diverse range of jeweller
Slide 28: Key Strategies Going Forward
Key Strategies Going Forward Expansion of studded gold jewellery business 01 Expansion of presence and exploring untapped sections in 02 southern and other regions of India 03 Expand in silverware and other product ranges to provide lower value products to mitigate hike in gold prices 04 Continue to
Slide 29: Thank You
THANK YOU F O R M O R E D E TA I L S P L E A S E C O N TA C T Lalithaa Jewellery Mart Ltd Ernst and Young LLP, Investor Relations Payel Basu Binay Sarda | binay.sarda@in.ey.com payel@lalithaajewellery.com Siddesh Chawan | Siddesh.chawan@in.ey.com
Lalithaa Jewellery Mart — Q1 FY27 Earnings Presentation on 6ix