Falabella S.a. · BCS:FALABELLA

Falabella — Q1 2026 Earnings Presentation

13 slides from Falabella's earnings presentation, 2026

  1. Slide 1: Earnings Presentation 1Q-2026

    Earnings Presentation 1Q-2026 1

  2. Slide 2: Cautionary Statement

    C A U T I O N A R Y S TAT E M E N T These webcasts, presentations and transcripts contain "forward-looking statements," relating to, among other things, future operating and financial results, project performance, expenses, the impact of acquisitions and divestments, business strategy and any restru

  3. Slide 3: Highlights 1Q26

    1Q26 “Wa\\e LAB eu LA —&G- falabellacom | ESSODIMAC. | ms "| ©) mallp' \" rr i= Falabella

  4. Slide 4: Retailers maintaining momentum with online GMV growing 21% YoY

    HIGHLIGHTS 1Q26 Our retailers are maintaining their momentum showing solid topline growth, with total online GMV1 growing 21% YoY Revenue Var (%, vs 1Q25) (local currency) 23.0% 26.0% 17.0% 19.3% 11.2% 14.2% 11.4% 9.8% 9.4% 7.4% 4.9% 3.3% 0.2% 3.6% 1.0% Chile Peru Colombia Online Chile Peru Online C

  5. Slide 5: Building the leading digital bank of the Andean region

    HIGHLIGHTS 1Q26 Building the leading digital Loan portfolio growth in local currency bank of the Andean region2 Loan Portfolio Stock (US$ MM) +18% Mexico +20% YoY 8.296 7.011 Colombia +13% YoY 1Q25 1Q26 Peru +7% YoY NPLs Chile +18% YoY NPLs (%) 2.7% 2.2% 2.1% 4.8% 2Includes the Financial Services op

  6. Slide 6: Building the leading digital bank of the Andean region

    HIGHLIGHTS 1Q26 Building the leading digital bank of the Andean region2 Credit card & passive account openings (#) Credit & debit card purchases (US$ MM) Credit Card Credit Card Passive Account Passive Account 8% 17% 715.669 771.675 6.558 7.655 51% 49% 59% 59% 49% 51% 41% 41% 1Q25 1Q26 1Q25 1Q26 2In

  7. Slide 7: Strategy has enhanced profitability across five growth engines during 1Q26

    HIGHLIGHTS 1Q26 Our strategy has allowed to enhance profitability across our five growth engines during 1Q26 EBITDA Margin (%) 79.4% 78.7% 31.0% 32.7% 28.5% 15.1% 16.2% 8.1% 8.1% 8.8% 5.1% 5.5% 6.9% 1Q25 1Q26 1Q25 1Q26 1Q25 1Q26 1Q25 1Q26 1Q25 1Q25P 1Q26 1Q25 1Q26 7

  8. Slide 8: EBITDA evolution (US$ MM)

    HIGHLIGHTS 1Q26 EBITDA evolution (US$ MM) 16.2% 15.1% 14.9% 15.1% 14.1% 13.2% 10.4% 11.2% 11.6% 633 Our strategy 9.4% 584 539 6.7% 508 510 4.6% 5.2% 446 allows us to 315 320 350 356 continue improving profitability 195 137 152 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q26 EBITDA M

  9. Slide 9: Our operation continues to contribute to cash improvement

    HIGHLIGHTS 1Q26 Our operation continues to contribute to cash improvement Evolution Cash (US$ MM) Non-banking businesses 70% 134 313 195 382 104 368 311 162 1.391 1.972 1.159 Mar-25 EBITDA Working Taxes CAPEX & Cash Flow Net Interest Debt Dividends Others Mar-26 (excl. Capital 4 Asset Sale - Banco I

  10. Slide 10: We continue to strengthen our financial position

    HIGHLIGHTS 1Q26 Net Financial Debt / EBITDA 8.6 8.2 7.3 6.5 5.7 4.7 3.7 2.6 2.5 1.9 1.8 1.3 1.2 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 2Q25 3Q25 4Q25 1Q26 Debt Maturity Profile (US$ Debt Maturity Profile (US$ MM) million) Non-banking businesses, after hedging derivatives As of Mar-26 2,546 We

  11. Slide 11: Key takeaways from our CEO

    HIGHLIGHTS 1Q26 Key takeaways from our CEO Our physical-digital Omnichannel We are investing with ecosystem continues strategy and purpose to accelerate to deliver resilient disciplined execution growth, innovation and growth across all keep driving long-term value businesses efficiency and value cr

  12. Slide 12: Q&A

    Q&A 12

  13. Slide 13: Investor relations contact

    E-MAIL inversionistas@falabella.cl WEBSITE investors.grupofalabella.com

Falabella — Q1 2026 Earnings Presentation on 6ix