Innovative Payment Solutions, Inc. · OTC:IPSI
Innovative Payment Solutions — Investor Presentation (May 2020)
20 slides from Innovative Payment Solutions's investor presentation, May 19, 2020
Slide 1: Innovate. Pay. Solve.
Inn o vat e . Pay. Sol ve. Innovative Payment
Slide 2: Forward Looking Statements
Forward Looking Statements Innovative Payment This presentation includes forward - looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 , as amended about our current expectations and projections about future events . In some cases forward - looking statement
Slide 3: IPSI Snapshot
$0.042 $5,750,508 136,916,858 common $995,132 Self service kiosk solutions (B2C, B2B), fintech development and integration infrastructure Payments ecosystem for unbanked and underbanked Plans for advanced B2B kiosk rev share solutions, cash remittance, e - wallets, other payment channels IPSI Snapsho
Slide 4: Unbanked, Underbanked, Cash Centric Reality
FDIC: 49 Million US adults underbanked Need payment options in cash Mexico: 42 million adults lack bank accounts Unbanked, Underbanked Cash Centric Reality Sources: https://www.fdic.gov/householdsurvey/ ; Reuters ; Government Protecting Consumers Laws and actions to require acceptance of cash Indust
Slide 5: Strategy
St r ategy Simple payment solutions and low cost financial services that deliver superior value for consumers and businesses . Remittance, merchant payments, lotto, mobile phone top off, micro loans, additional financial services Provide access to digital payments for the unbanked and underbanked usin
Slide 6: Debt Restructure Underway
Debt Restructure Underway Total convertible debt as of 9/30/19 $2,160,108 Converted to equity on 12/31/19 $1,330,907 Innovative Payment Balance remaining on 3/31/20 $995,132
Slide 7: Value of Kiosk Channel
Value of Kiosk Channel ● Traffic magnet - new customers ● Low maintenance with remote monitoring and software updates ● Easy to use and requires little or no service from customer representatives ● Low staff training and overhead FOR BUSINESS ● Additional revenue source ● No lines - 24/7 convenient a
Slide 8: IPSI's Kiosk Platform Hardware Options
IPSI’s Kiosk Platform Hardware Options Change machine Debit card reader Barcode reader Advanced peripherals Camera biometrics ● Flexible open architecture minimizes costs but allows new applications ● New features and transaction modules easily added ● Cost: $2,000 & up depending upon options Innova
Slide 9: IPSI Platform
IPSI Platform 9 Innovative Payment
Slide 10: Kiosk Network History
Kiosk Network History Proven software & hardware Established vendor relationships Cost effective customer capture ● Low upfront cost ● Recurring revenue streams 2 million consumers 2019: 4.5 million transactions $17 million processed while deployed in Mexico Technology Validation Consumer Adoption 1
Slide 11: Linked to Mexico's Largest Service Providers
Linked to Mexico’s Largest Service Providers 11 • Over 150 services planned for payment through IPSI Network • Every mobile network, cable operators, home lenders, 12 out of 32 states, bank payments, micro lenders, Innovative Payment
Slide 12: IPSI Kiosk Services
IPSI Kiosk Services Cell phone top up 2nd Screen Advertising Current Bill pay Gaming Auto insurance/title loans In Development Payday loans Lottery International remittance Mobile app eWallet Innovative Payment
Slide 13: Estimated U.S. Unit Economics
= Innovative Payment x x $900/ month per unit — potential net revenue Estimated U.S. Unit Economics Simple monetization strategy 15 T r ansactions per day $30 $/day 4% Fee % $50 Size
Slide 14: Innovative Payment's US Pilot Program Rollout
Innovative Payment’s US Pilot Program Rollout Gas Stations Convenience Stores Malls 50 kiosk pilot program planned for Q3, 2020 Revenue share with location partners grows IPSI footprint with low cost Retailer benefits from incremental monetization of foot traffic Innovative Payment
Slide 15: Sept. 2020 US Pilot: 3Q20 Southern California Kiosks
Sept. 2020 US Pilot 3Q20 - 50 Southern California Kiosks May 2020 June 2020 Hone marketing, customer acquisition July 2020 Refurbish existing kiosk inventory Identify locations software Launch Plans to launch with 50 Kiosks in California in 3Q20 Integrate services into Keep CapEx low Prove US Custom
Slide 16: Internationally Proven Model - QIWI 2018 Results
Qiwi PLC (Nasdaq: QIWI) $1B mkt cap Internationally Proven Model - QIWI 2018 Results 16 In payments processed Innovative Payment Virtual Wallets Kiosks and terminals In revenue 52M USD in profit 20.8M $16B $441M 144K Source: QIWI SEC Filings
Slide 17: IPSI Timetable
IPSI Timetable Founded November 2013 100 kiosks July 2015 700 kiosks July 2016 2M Customers June 2018 2013 Restructuring Begins Feb 2019 2015 2014 2020 2016 2018 2019 2017 First kiosk installed July 2014 200 kiosks December 2015 Public company May 2016 Sale of Mexican Assets & Name Change Dec 2019 M
Slide 18: Proven Leadership
Proven Leadership Board of Directors Innovative Payment Advisory Panel Joe Abrams Founder, MySpace, Software Toolworks Bill Corbett - CEO, Director Former CEO, Digital Power Lending Career investment banker with Bear Stearns, Shemano, and Paulson Group Andrey Novikov - COO, Director Former VP, globa
Slide 19: Summary
Summary 2 million customer, business model proven in Mexico now shifting to U.S. Proven economics for self service kiosks Solution for unbanked through merge of physical transactions with digital Cost effective model Planning to scale into greater fee capture from IPSI network expansion Innovative P
Slide 20: Thank You
Thank You investors@innovatepaysolve.com (818) 864 - 4004 Innovatepaysolve.com Innovative Payment
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