Pt Bank Mega Tbk · IDX:MEGA
Pt Bank Mega Tbk — Investor Presentation (2026)
26 slides from Pt Bank Mega Tbk's investor presentation, 2026
Slide 1: Public Expose 2026 Bank Mega
PUBLIC EXPOSE 2026 BANK MEGA
Slide 2: Perekonomian Global & Indonesia
PEREKONOMIAN GLOBAL & INDONESIA
Slide 3: Tantangan Perekonomian Global dan Indonesia
TANTANGAN PEREKONOMIAN Global Indonesia Pertumbuhan ekonomi Global 2025 diproyeksikan ▪ Pertumbuhan Ekonomi 2026 di proyeksikan lebih tinggi sekitar 3,3% sedikit dari tahun 2025. Didukung Konsumsi Domestik, investasi dan ekspor ▪ Program Asta Cita yang di canangkan Presiden Prabowo Tantangan Global
Slide 4: Perekonomian Global
PEREKONOMIAN GLOBAL (%) 7,00 PDB Dunia 6,0 6,00 5,00 3,7 3,6 3,5 3,3 4,00 3,3 3,4 3,4 3,3 3,3 3,2 3,1 2,8 3,00 2,00 1,00 0,00 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 -1,00 -2,00 -3,0 -3,00 Sumber : IMF -4,00
Slide 5: Perekonomian Indonesia
PEREKONOMIAN INDONESIA (%) 0 PDB Indonesia 0 5,56 5,03 5,07 5,17 5,02 5,31 5,05 5,03 5,11 5,1 5,01 4,88 0 0 3,70 0 0 0 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 0) 0) -2,07 0) Sumber : BPS dan IMF
Slide 6: Inflasi
INFLASI (%) 12,00% 10,00% Indonesia 8,38% 8,36% 8,00% 7,00% 6,50% 6,00% 5,51% 4,00% 3,61% 3,40% 3,02% 3,13% 2,90% 2,92% 3,35% 2,72% 2,50% Amerika Serikat 1,87% 1,50% 1,68% 2,00% 2.61% 2,70% 0,80% 0,70% 2,10% 2,10% 2,30% 2,40% 1,90% 1,40% 1,57% 0,00% 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022
Slide 7: Kinerja Bank Mega 2025
fhe a KINERJA BANK MEGA 2025 - FA BANKMEGA
Slide 8: Total Profit After Tax
TOTAL PROFIT AFTER TAX (Rp Miliar) Mega 4.000 + 28% 3.500 3.365 3.000 2.631 2.500 2.000 1.500 1.000 500 - 2024 2025 Sumber : OJK
Slide 9: Total Aset
TOTAL ASET (Rp Triliun) +4% Mega 160 135 141 140 120 100 80 60 40 20 - 2024 2025
Slide 10: Aset & Profit 2025
ASET & PROFIT 2025 (Rp Triliun) Aset .500 2.228 .000 1.932 BANK .500 1.537 1.306 MEGA .000 462 456 362 19 308 268 240 213 206 500 181 179 170 159 144 143 141 107 102 100 90 90 82 60 59 53 24 13 - 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 21 22 23 24 25 26 27 28 29 30 70,0 PAT 60,0 57,1 51,5
Slide 11: Total Kredit
TOTAL KREDIT (Rp Triliun) +4% Mega 80 70 65 67 60 50 40 30 20 10 - 2024 2025
Slide 12: Komposisi Kredit
KOMPOSISI KREDIT (Rp Miliar) 2025 Corporate 46.302 69 % Joint Finance 11.120 17 % Credit Card 6.817 10 % Retail & Commercial 2.992 4% Total 67.231 100%
Slide 13: Total Dana Pihak Ketiga
TOTAL DANA PIHAK KETIGA (Rp Triliun) +14 % Mega 120 104 100 92 80 60 40 20 - 2024 2025
Slide 14: Komposisi Dana Pihak Ketiga
KOMPOSISI DANA PIHAK KETIGA (Rp Miliar) 2025 Giro 16.360 12.475 16 12 % % Tabungan 14.451 15.665 15 15 % % Deposito 68.096 75.991 69 73 % % Total 104.131 100%
Slide 15: CAR
CAR (%) CAR 31,00% 30,49% 30,00% 29,00% 28,00% 27,00% 26,00% 25,77% 25,00% 24,00% 23,00% 2024 2025
Slide 16: LDR
LDR (%) LDR 80,00% 70,34% 70,00% 64,48% 60,00% 50,00% 40,00% 30,00% 20,00% 10,00% 0,00% 2024 2025
Slide 17: BOPO
BOPO (%) BOPO 74,00% 73,61% 73,00% 72,00% 71,00% 70,00% 69,12% 69,00% 68,00% 67,00% 66,00% 2024 2025
Slide 18: NIM
NIM (%) NIM 4,70% 4,64% 4,60% 4,50% 4,40% 4,30% 4,20% 4,18% 4,10% 4,00% 3,90% 2024 2025
Slide 19: ROA
ROA (%) ROA 3,50% 3,10% 3,00% 2,56% 2,50% 2,00% 1,50% 1,00% 0,50% 0,00% 2024 2025
Slide 20: ROE
ROE (%) ROE 16,00% 15,54% 15,50% 15,00% 14,50% 14,00% 13,62% 13,50% 13,00% 12,50% 2024 2025
Slide 21: NPL
NPL (%) NPL 1,70% 1,69% 1,69% 1,68% 1,67% 1,66% 1,65% 1,65% 1,64% 1,63% 1,62% 2024 2025
Slide 22: Proyeksi Kinerja Bank 2026
PROYEKSI KINERJA BANK 2026 PAT ASET 2025 = 3,4 T 2025 = 141 T 2026 = 3,7 T 2026 = 149 T DANA KREDIT PIHAK KETIGA 2025 = 67 T 2025 = 104 T 2026 = 74 T 2026 = 111 T
Slide 23: Proyeksi Rasio Keuangan 2026
PROYEKSI RASIO KEUANGAN 2026 CAR LDR BOPO 2025 = 30,5% 2025 = 64,5% 2025 = 69,1% 2026 = 28,6% 2026 = 66,4% 2026 = 64,2% ROA ROE NIM NPL 2025 = 3,1% 2025 = 15,5% 2025 = 4,2% 2025 = 1,7% 2026 = 3,2% 2026 = 15,6% 2026 = 4,7% 2026 = 1,7%
Slide 24: Fokus Strategi Bank 2026
FOKUS STRATEGI BANK 2026 Menjaga stabilitas likuiditas dengan mendorong pertumbuhan Dana Murah (low cost funding) melalui peningkatan Transactional Banking dan menggarap ecosystem nasabah Peningkatan volume kredit wholesales melalui bilateral dan sindikasi serta mendorong peningkatan transaction ban
Slide 25: Financial Transaction Behaviors by Channel
Financial Transaction Behaviors by Channel Customer Financial Transaction Shifting from Physical to Digital Frekuensi transaksi cabang konsisten menurun tinggal 3% Volume transaksi cabang konsisten menurun menjadi 56% 20.188 183.175 Frekuensi Transaksi (Ribu) Volume Transaksi (Miliar Rp) 0.000 3% 19
Slide 26: Terima Kasih
y SA TERIMA KASIH me FA BANKMEGA Gr -