Shriram Asset Management Co. Ltd. · BSE:SRAMSET
Shriram Asset Management — Investor Presentation (June 2025)
18 slides from Shriram Asset Management's investor presentation, Jun 30, 2025
Slide 1: The Power of 3
The Power of 3 Mutual Fund investments are subject to market risks, read all scheme related documents carefully. Data as on 30th June 2025
Slide 2: Liquid fund index returns vs savings bank rate
12% NIFTY Liquid Index A-I CRISIL Liquid Debt A-I Index Saving Bank Rate 10% 8% 6% 4% 2% 0% 28-Feb-05 28-Feb-06 28-Feb-07 29-Feb-08 28-Feb-09 28-Feb-10 28-Feb-11 29-Feb-12 28-Feb-13 28-Feb-14 28-Feb-15 29-Feb-16 28-Feb-17 28-Feb-18 28-Feb-19 29-Feb-20 28-Feb-21 28-Feb-22 28-Feb-23 29-Feb-24 28-Feb-2
Slide 3: Uses of a liquid fund
As a pause before further As an option for surplus cash Cash Management with investments vs other avenues convenience - Alternative to Savings / - Temporary parking of - Redemption proceeds are Current account investible surplus in Liquid credited on the next business fund with STP to Equity day* -
Slide 4: Surplus cash management over the weekend
• Surplus Cash Management for daily return • Option for investing idle cash even over the weekend On Friday before On Friday before On Monday 1.30 pm 3.00 pm Get redemption Invest in Shriram Redeem from proceeds with 3-day Liquid Fund Shriram Liquid Fund returns* Idle cash earns returns from Friday
Slide 5: Stability, Liquidity, Returns
The Scheme would endeavor to invest in very 1 short term debt and money market instruments up to 91 days which have a good Moderate Credit Risk STABILITY credit quality and easy liquidity. The very short & Lower Interest maturity of the securities helps minimize the MTM volatility in the portfolio t
Slide 6: Investment strategy
To know more in detail about the investment strategy please refer Scheme Information Document available on www.shriramamc.in/liquidfund 6 www.shriramamc.in/liquidfund
Slide 7: Top down approach and identification of papers
1 Study Interest rate Cycle and Credit Cycles Top down Approach 2 Identification of papers Selection of papers with due weightage given to short term ratings and long term ratings of the investment exposure Investment philosophy stated above may change from time to time without any notice and shall
Slide 8: Macro economic analysis
Macro economic analysis Monetary Policy Inflation Liquidity Fiscal policy Yield Curve Duration call Global Assessment of Currency the macro Yield curve Environment guides the economic duration of factors for the scheme Economic Cycle Local Environment shape of the yield curve Investment philosophy s
Slide 9: Macro, industry, company and credit rating analysis
Macro Economic Industry Analysis Company Analysis Credit Rating Analysis • Economic Cycle • SWOT analysis • Financial Statement • Observing past credit • RBI policy formulation • PEST analysis Analysis rating allotted by • External environment • Business & industry external rating agencies. • Domest
Slide 10: Short term vs long term rating decision grid
Short term vs long term rating combinations – decision grid Short term Ratings Long Term Rating Effective Ratings Include in Profiles (CP & CD) (NCD & Bonds) (Shriram AMC model) portfolio Profile A A1+ AAA A1+/AAA Profile B A1+ AA+ A1 Profile C A1+ AA A2+ Profile D A1+ AA- A2 Profile E A1+ A+ A3+ Pr
Slide 11: Stability, Liquidity, Returns
STABILITY LIQUIDITY RETURNS • Portfolio issuer rating at A1+ • Healthy mix of diversified • Earning potential accrual income instruments in the portfolio for every day of investment • Long term AAA issuer rating for portfolio creation • Alternative to Savings / Current • Exposure after accounting fo
Slide 12: Indicative allocation, benchmark and investment objective
Indicative Allocation Instruments (% of total assets) Minimum Maximum Debt and money market instruments 0% 100% (with maturity up to 91 days) Benchmark: The performance of the scheme will be benchmarked to the performance of the NIFTY Liquid Index A-I. Investment Objective: The investment objective
Slide 13: Fund details
FUND DETAILS FUND NAME Shriram Liquid Fund FUND TYPE An open ended Liquid scheme. A relatively low interest rate risk and moderate credit risk FUND CATEGORY Debt Fund The investment objective of the Scheme is to generate optimal returns consistent with lower to moderate levels of SCHEME OBJECTIVE ri
Slide 14: Mr. Deepak Ramaraju
Mr. Deepak Ramaraju serves as the Head of Equities at Shriram AMC Ltd. He has over 22 years of experience in the equity markets and is a chemical engineer by academic background. • He began his investment career with Sanlam Investment Management (South Africa’s top 3 asset managers), where he ran th
Slide 15: Ms. Gargi Bhattacharyya Banerjee
Ms. Gargi Bhattacharyya Banerjee serves as the Fund Manager of Shriram Mutual Fund having an experience of more than 23 years in her professional career. She received her Bachelor of Science with Economics (H) and Master of Business Management with specialization in Finance from the University of Ca
Slide 16: Scheme and benchmark riskometer
This product is suitable for investors who are seeking*: Scheme Riskometer Benchmark Riskometer A stable, liquid alternative to traditional savings accounts Safety and liquidity for short-term funds *Investors should consult their financial advisers if in doubt about whether the product is suita
Slide 17: Disclaimer & Risk Factor
Disclaimer & Risk Factor NSE Indices Ltd Disclaimer: NSE INDICES LIMITED do not guarantee the accuracy and/or the completeness of the Index or any data included therein and NSE INDICES LIMITED shall have not have any responsibility or liability for any errors, omissions, or interruptions therein. NS
Slide 18: www.shriramamc.in/liquidfund
18 www.shriramamc.in/liquidfund
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