Wsfx Global Pay Limited · BSE:WSFX
Wsfx Global Pay — Q2 FY2025-26 Earnings Presentation
23 slides from Wsfx Global Pay's earnings presentation, Nov 6, 2025
Slide 1: Cover letter to BSE on Investors Presentation
Date: November 06, 2025 To, The Manager, Department of Corporate Services, BSE Limited Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 Subject: Investors Presentation on Performance of the Company for the Quarter and half year ended September 30, 2025 Scrip ID: WSFX Scrip Code: 51114
Slide 2: Investor Presentation Q2 / HY1 FY 2025-26
1 INVESTOR PRESENTATION Q2 / HY1 FY 2025-26
Slide 3: Business Landscape
Business Landscape • Regulated Industry with High compliance Omni- Channel Payment Fintech • High Competition, Lower Margins. • Key customer Segments of Students, Leisure Travel, Business Travel. 21 Digital Forex • Leisure travel boom, Student travel affected due to Visa restrictions, country specif
Slide 4: About Us
ABOUT US • Specialists in Forex & Outward Remittances for Students & Corporates 30+ Years of Forex Leadership • Multi-Segment Forex Cards | One for Every Global Journey Backed by Trust, Built for Growth • Tailored Corporate FX Solutions | Trusted by 700+ Businesses • Student-Centric Remittance & Car
Slide 5: Digital Platforms & Solutions
DIGITAL PLATFORMS & SOLUTIONS GlobalPay App & Web Portal GlobalPay Smart Agent Platform Comprehensive digital solution designed for Agent Partners to manage Send money abroad in a jiffy with the Global Pay by WSFx App and their customer’s Forex & Remittance requirements. Portal and manage your forex
Slide 6: GlobalPay Forex Cards - New
GlobalPay Forex Cards - New Launched at GFF Launched at GFF GlobalPay Smart Switch Card GlobalPay Multi Currency Card Xplorer card The Smart Switch Card is the first-of-its-kind, offering true multi- Multi Currency Card with 12 currency wallet. Xplorer combines zero-fee forex, 12 multi- currency fun
Slide 7: Zaggle X GlobalPay Forex Card
co-branded Forex Card in India Zaggle X GlobalPay Forex Card Launched at GFF Zaggle X Global Pay Forex Card – Partnership with Zaggle, tight integration with Zaggle Expense Management Suite targeting 3000+ Zaggle Corporate Base and Retail customers C
Slide 8: Dream Folks – Pay-Per-Use
Dream Folks – Pay-Per-Use Launched at GFF Global Lounge Pass GlobalPay Lounge Card enables travelers to enjoy premium airport lounges worldwide with 4 complimentary international lounge passes annually, Travel and Transit Services along with the flexibility to access additional lounges and travel be
Slide 9: Global Fintech Fest- Launches
Global Fintech Fest- Launches
Slide 10: Key Metrics Q2 FY25-26
Key Metrics Q2 FY25-26 Gross Turnover (GTO): Revenue: EBITDA Margin: 2,063 Crore 34.96 Crore 89% QnQ Growth 90% QnQ Growth PBT: 4.86 Crore, 18% 2866% QnQ Growth CAGR 5 Years: PAT: 3.67 Crore Return on Equity (ROE): Card GTO- 86.70% Digital Contribution: 9.86% Remittance GTO- 40.57% 59% Corporates: 9
Slide 11: Q2 Performance Highlights
Q2 Performance Highlights Q2 : GTO – INR 2063.22 Cr. Rev – INR 34.96Cr. PBT – INR 4.86 Cr. Particulars (INR Cr) Q2/25-26 Q1/25-26 HY1/25-26 Gross Turnover 2,063.22 1,094.18 3,157.40 Revenue from Ops 34.96 18.44 53.41 Other Income 0.90 0.61 1.51 PBT 4.86 0.16 5.03 PAT 3.67 0.16 3.83 - Strong performa
Slide 12: Q2 Performance – Compare
Q2 Performance – Compare Q2/25-26 & Q1/25-26 Performance & Comparison Particulars (INR Cr) Q2/25-26 Q1/25-26 % Inc Gross Turnover 2,063.22 1,094.18 89% Revenue from Ops 34.96 18.44 90% Other Income 0.90 0.61 46% PBT 4.86 0.16 2866% Q2/25-26 & Q2/24-25 Performance & Comparison Particulars (INR Cr) Q2
Slide 13: Quarterly / FY Trends
Quarterly / FY Trends Profit and Loss Account FY 2025-26 FY 2024-25 FY 2023-24 Particulars (In Lakhs) Q2 Q1 YTD Q4 Q3 Q2 Q1 FTY Q4 Q-3 Q2 Q1 FTY (Unaudited) (Unaudited) (Unaudited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) Revenue
Slide 14: Comparative Charts – Revenue & Expenses
Comparative Charts – Revenue & Expenses 13 Q2 CAGR 41.15% Q2 CAGR 23.22% (Base year: FY20-21) (Base year: FY20-21) Scalable Digital Model >> Driving Revenue Growth and Cost Efficiency
Slide 15: Student – University Fees & Living expenses
Student – University Fees & Living expenses • Market size : 3 Billion USD, -16% degrowth • Channel: 400+ Strong B2B Network of Agents, Study Consultants, Education Loan Providers, etc. • Platforms : Digital B2B & D2C platform • Products : Student Specific solutions – Q2 CAGR 43.16% University Fee Pa
Slide 16: Corporate – Business Travel
Corporate – Business Travel • Market Size :– 2-3 Billion USD • Channel :900+ Corporate customers Key customers include Accenture, Siemens, EY, Zoho, Tech Mahindra, Reliance, LTIMindtree, Godrej, Titan, Q2 CAGR 101.79% Adani etc. (Base year: FY20-21) • Platform: Smart Corporate Platform for Forex Ord
Slide 17: Retail – Leisure & Personal Remittances
Retail – Leisure & Personal Remittances • Market size : Leisure Travelers 12 Billion USD Family maintenance and Gift remittance market size 6.5 Bio USD. • Focus on tourist travel, Family Maintenance and Gift remittance. Q2 CAGR 26.82% • Channel: Branches & Digital, 300+ B2B (Base year: FY20-21) part
Slide 18: Product Growth
Product Growth Forex Card Outward Remittance Q2 CAGR 86.70% Q2 CAGR 40.57% (Base year: FY20-21) (Base year: FY20-21)
Slide 19: Financial Results
Financial Results Statement of unaudited financial results for the quarter and half year ended 30th September 2025 (Rs. in Lakhs) Quarter Ended Half Year Ended Year Ended Sr. Particulars 30-Sep-25 30-Jun-25 30-Sep-24 30-Sep-25 30-Sep-24 31-Mar-25 No. (Unaudited) (Unaudited) (Unaudited) (Unaudited) (
Slide 20: The Global Pay Advantage
The Global Pay Advantage • Omni-Channel Network • Independent Board & Committees • 21 Branches • Internal Audits • Digital Platforms & Solutions Corporate • System Audits • Process Automation Digital Governance • Cost Optimization • System Level Process & Controls • Building Trust & Transparency • R
Slide 21: Way Forward
Way Forward D2C Focus PA – CB License Implementing targeted marketing campaigns aimed at expanding the D2C customer base, Facilitating payments between with a focus on leveraging digital channels, domestic merchants and international social media, and partnerships to promote customers or vice versa
Slide 22: Thank You
THANK YOU WSFx Global Pay Limited 6th Floor, Wing C, Corporate Avenue, Chakala, Andheri (East), Mumbai - 400093 Branches Network Ahmedabad, Anand, Amritsar, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi, Goa, Hoshiarpur, Hyderabad, Jalandhar, Kochi, Kolkata, Ludhiana, Mumbai, Surat, Vadodara, Pu
Slide 23: Disclaimer
Disclaimer • The material in this presentation has been prepared by WSFx Global Pay Limited and is general background information about Global Pay’s activities current as at the date of this presentation. This information is given in summary form and does not purport to be complete. • Information in