Wsfx Global Pay Limited · BSE:WSFX

Wsfx Global Pay — Q1 FY2025-26 Earnings Presentation

20 slides from Wsfx Global Pay's earnings presentation, Jul 25, 2025

  1. Slide 1: Cover letter to BSE: Investor Presentation Q1 FY 2025-26

    Date: July 25, 2025 To The Manager, Department of Corporate Services, BSE Limited, Phiroze Jeejeebhoy Towers, Dalal Street, Fort, Mumbai – 400 001 Subject: Investor Presentation Scrip ID: WSFX Scrip Code: 511147 Dear Sir/Madam, Pursuant to Regulation 30 of SEBI(Listing Obligation and Disclosure Requ

  2. Slide 2: Investor Presentation Q1 FY 2025-26

    1 INVESTOR PRESENTATION Q1 FY 2025-26

  3. Slide 3: About Us

    ABOUT US • Specialists in Forex & Outward Remittances for Students & Corporates 30+ Years of Forex Leadership • Multi-Segment Forex Cards | One for Every Global Journey Backed by Trust, Built for Growth • Tailored Corporate FX Solutions | Trusted by 700+ Businesses • Student-Centric Remittance & Car

  4. Slide 4: Digital Platforms & Solutions

    DIGITAL PLATFORMS & SOLUTIONS Global Pay App & Web Portal Global Pay Smart Agent Platform Send money abroad in a jiffy with the Global Pay by WSFx App and Comprehensive digital solution designed for Agent Partners to manage their Portal and manage your forex requirements digitally. customer’s Forex

  5. Slide 5: Global Pay Forex Cards

    GLOBAL PAY FOREX CARDS 4 Travel Pay Card Global Pay Card Student Pay Card Smart Currency Card USD card - tailor made for International USD card - tailor made for Global Travelers. USD card - tailor made for Students. Multi Currency VISA Forex & Travelers. INR Card ONE UNIVERSAL APP FOR CARD MANAGEME

  6. Slide 6: Global Pay MCC Card Launch

    GLOBAL PAY MCC CARD LAUNCH • Smart App enabled card management • 12 Foreign Currency Wallets • Worldwide acceptance • Contactless – NFC enabled • Wallet to Wallet transfer • Remote Reload facility • 24X7 access to your funds • Safe and Secure 5 • Card Insurance Coverage Up to 5 Lakh • Emergency Cash

  7. Slide 7: Q1 – Market Outlook

    Q1 – MARKET OUTLOOK Seasonal Softness: Q1 typically represents an off-peak period for outbound travel, especially in the student segment. This cyclical dip was reflected in subdued forex purchase volumes and lower remittance activity. Geopolitical Tensions: Indo – Pak Conflict and Iran–Israel confli

  8. Slide 8: Q1 Performance Highlights

    Q1 Performance Highlights Q1 : GTO – INR 1094 Cr. Rev – INR 19 Cr. PBT – INR 0.16 Cr. Particulars (INR Cr) Q1/25-26 Gross Turnover 1,094.18 Revenue from Ops 18.44 Other Income 0.61 PBT 0.16 7 - The leisure and student segments experienced a slowdown, primarily due to ongoing geopolitical tensions an

  9. Slide 9: Q1 Performance – Compare

    Q1 Performance – Compare 8 Investor Presentation – Q1 FY 25-26 Page No. 08

  10. Slide 10: Quarterly / FY Trends

    Quarterly / FY Trends Profit and Loss Account FY 2025-26 FY 2024-25 FY 2023-24 Particulars (In Lakhs) Q1 Q4 Q3 Q2 Q1 FTY Q4 Q-3 Q2 Q1 FTY (Unaudited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) (Audited) (Unaudited) (Unaudited) (Unaudited) (Audited) Revenue from Operations 1,844.42 2,180

  11. Slide 11: Comparative Charts – Revenue & Expenses

    Comparative Charts – Revenue & Expenses 10 Scalable Digital Model >> Driving Revenue Growth and Cost Efficiency Investor Presentation – Q1 FY 25-26 Page No. 10

  12. Slide 12: Student – University Fees & Living Expenses

    Student – University Fees & Living expenses • Market size : 3 Billion USD, -16% degrowth • Channel: 400+ Strong B2B Network of 11 Agents, Study Consultants, Education Loan Providers, etc. • Platforms : Digital B2B & D2C platform • Products : Student Specific solutions – Q1 CAGR 49.02% University Fee

  13. Slide 13: Corporate – Business Travel

    Corporate – Business Travel • Market Size :– 2-3 Billion USD 12 • Channel :850+ Corporate customers Key customers include Accenture, Siemens, EY, Zoho, Tech Mahindra, Reliance, LTIMindtree, Godrej, Titan, Q1 CAGR 78.90% Adani etc. (Base year: FY20-21) • Platform: Smart Corporate Platform for Forex O

  14. Slide 14: Retail – Leisure & Personal Remittances

    Retail – Leisure & Personal Remittances • Market size : Leisure Travelers 12 Billion USD 13 Family maintenance and Gift remittance market size 6.5 Bio USD. • Focus on tourist travel, Family Maintenance and Gift remittance. Q1 CAGR 51.44% • Channel: Branches & Digital (Base year: FY20-21) • Platforms

  15. Slide 15: Product Growth

    Product Growth Forex Card Outward Remittance GTO GTO 14 Q1 CAGR 94.45% Q1 CAGR 48.44% (Base year: FY20-21) (Base year: FY20-21) Investor Presentation – Q1 FY 25-26 Page No. 14

  16. Slide 16: Financial Results

    Financial Results 15 Investor Presentation – Q1 FY 25-26 ‹# Page No. 15 ›

  17. Slide 17: The Global Pay Advantage

    The Global Pay Advantage • Omni-Channel Network • Independent Board & Committees • 21 Branches • Internal Audits • Digital Platforms & Solutions Corporate • System Audits • Process Automation Digital Governance • Cost Optimization • System Level Process & Controls • Building Trust & Transparency • R

  18. Slide 18: Way Forward

    WAY FORWARD D2C Focus PA – CB License Implementing targeted marketing campaigns Facilitating payments between domestic aimed at expanding the D2C customer base, merchants and international customers or with a focus on leveraging digital channels, vice versa and manage transactions social media, and

  19. Slide 19: Thank You

    THANK YOU WSFx Global Pay Limited 6th Floor, Wing C, Corporate Avenue, Chakala, Andheri (East), Mumbai - 400093 Branches Network Ahmedabad, Anand, Amritsar, Bangalore, Chandigarh, Chennai, Coimbatore, Delhi, Goa, Hoshiarpur, Hyderabad, Jalandhar, Kochi, Kolkata, Ludhiana, Mumbai, Surat, Vadodara, Pu

  20. Slide 20: Disclaimer

    Disclaimer • The material in this presentation has been prepared by WSFx Global Pay Limited and is general background information about Global Pay’s activities current as at the date of this presentation. This information is given in summary form and does not purport to be complete. • Information in

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