Banca Transilvania Sa · BVB:TLV

Banca Transilvania Sa — Investor Day (2026)

9 slides from Banca Transilvania Sa's investor day presentation, 2026

  1. Slide 1: Investor Day: Setting the Next Stage of Growth

    INVESTOR DAY SETTING THE NEXT STAGE OF GROWTH

  2. Slide 2: Shaping the Markets

    SHAPING THE MARKETS COSMIN CĂLIN

  3. Slide 3: Large Corporate's Trends in Performance

    Execution Benchmark Deliverables Strategic Openings Next to Come LARGE CORPORATE’S TRENDS IN PERFORMANCE LAST 5 YEARS TRENDS 230 35 31.1 30 27.6 % YoY 25 21.5 20 16.5 137% 13.2 13.8 15 11.6 9.4 9.1 9.3 10 7.7 YoY 5.7 5 0 2021 2022 2023 2024 2025 Jun-26 Loans (RON BN), ex- public administration Depos

  4. Slide 4: Leading Local Player

    Execution Benchmark Deliverables Strategic Openings Next to Come LEADING LOCAL PLAYER CONTINOUS GROWTH MAIN DRIVER TOP SKILLED IN STRATEGIC SECTORS 1 18.2 % ST Project Finance 35% Financier of national strategic projects of 17.5 % Energy Romania LargeCo gross loans 12.1 % 2 Total gross loans Retail

  5. Slide 5: Key Deals Executed in H1

    Execution Benchmark Deliverables Strategic Openings Next to Come KEY DEALS EXECUTED IN H1 50.5 TERM LOAN BI MN EUR 3 BN RON SYNDICATED LOAN 39.9 MN EUR WORKING CAPITAL BI 71.5 MN EUR RES FINANCING BI 37 MN EUR INVESTMENT LOAN BI Hilton Venice 14.0% BT Share Food&Bev Sector Project Finance Prima Soli

  6. Slide 6: Clear Growth Targets

    Execution Benchmark Deliverables Strategic Openings Next to Come CLEAR GROWTH TARGETS >10 % Target Loan Growth 15 % Target Deposits Growth 1.5 % Target NPL Rate 12 BN RON Factoring Volumes YE-27 YE-27 YE-27 YE-27 PREFFERED BANKING PROJECT FINANCE TOP POSITION IN LBOS AND FOCUSED ON LIQUIDITY PARTNER

  7. Slide 7: Further Opportunities to Extract Value

    Execution Benchmark Deliverables Strategic Openings Next to Come FURTHER OPPORTUNITIES TO EXTRACT VALUE INCREASE FEE-DRIVEN AT CENTER OF GROUP’S SYNERGIES BUSINESS Further increase advisory and fees in structured finance INVESTMENTS SCALING BUSINESSES: DEEPEN VALUE Increase the share of flow • Capit

  8. Slide 8: Performance Trend 7 Years

    Execution Benchmark Deliverables Strategic Openings Next to Come PERFORMANCE TREND 7 YEARS 11.480 9,265 11,300 DEPOSITS 7,692 9,099 MIL RON 4,951 4,472 5,937 13 % 30,600 27.600 LOANS 289 % 21,530 13,162 16,549 MIL RON 7,082 7,309 9,364 *Budget 2026: RON +3 MLD 856 1.006 REVENUES 1000% 499 MIL RON 16

  9. Slide 9: Investor Day: Setting the Next Stage of Growth

    INVESTOR DAY SETTING THE NEXT STAGE OF GROWTH

Banca Transilvania — Investor Day (2026) on 6ix