Slide 1: Earnings Presentation 1Q-2025
Earnings Presentation 1Q-2025 1
Slide 2: Cautionary Statement
C A U T I O N A R Y S TAT E M E N T These webcasts, presentations and transcripts contain "forward-looking statements," relating to, among other things, future operating and financial results, project performance, expenses, the impact of acquisitions and divestments, business strategy and any restru
Slide 3: Highlights 1Q25
Highlights 1Q25 3
Slide 4: Our retailers are maintaining their momentum in recovering topline growth
HIGHLIGHTS 1Q25 Our retailers are maintaining their momentum in recovering topline growth Revenue Var (%, vs 1Q24) (local currency) 11.6% 39.9% 7.6% 8.3% 27.1% 10.9% 7.2% 4.7% 11.9% 6.1% 5.7% 3.3% 1.2% Chile Peru Colombia Mexico Brazil Chile Peru Colombia Chile Peru Chile Peru Colombia 1 1 Peru cons
Slide 5: Enhanced e-Commerce strategy delivers accelerating traction
HIGHLIGHTS 1Q25 Enhanced e-Commerce strategy delivers accelerating traction GMV Online(1) Var (%, vs 1Q24) 27% 25% Sellers Sellers 17% 12% Home Falabella Retail Tottus Total Improvement 1Includes 1P and 3P GMV. 5
Slide 6: Building the leading digital bank of the Andean region
HIGHLIGHTS 1Q25 Building the leading digital bank of the Andean region Loan portfolio (US$ MM) NPL (%) Chile Colombia Peru Mexico Chile Colombia Peru Mexico 8 2% 1% 6 6,683 6,375 6,726 6,823 6,163 4 2 0 1Q24 2Q24 3Q24 4Q24 1Q25 1Q24 2Q24 3Q24 4Q24 1Q25 Credit card & passive account openings (#) Cred
Slide 7: Summary Financials (US$ MM)
HIGHLIGHTS 1Q25 Summary Financials (US$ MM) 1Q24 % revenues 1Q25 % revenues Var (%) TOTAL SALES Total sales 2,835 3,148 11% GMV Online 554 647 17% Total sales of physical stores 2,281 2,501 10% FINANCIAL RESULTS Non-Banking Revenue 2,510 83.6% 2,784 84.9% 11% Financial Services Revenue 494 16.4% 494
Slide 8: Our strategy has allowed to enhance profitability across our five growth engines during 1Q25
HIGHLIGHTS 1Q25 Our strategy has allowed to enhance profitability across our five growth engines during 1Q25 EBITDA margin (%) 8.1% 76.1% 79.4% 28.6% 6.9% 7.2% 6.9% 5.0% 14.4% -1.8% 1Q24 1Q25 1Q24 1Q25 1Q24 1Q25 1Q24 1Q25 1Q24 1Q25 8
Slide 9: EBITDA (US$ MM)
HIGHLIGHTS 1Q25 EBITDA (US$ MM) 15.1% 14.1% 11.6% 11.2% 10.4% 524 10.0% 9.4% 494 8.0% 6.8% 6.7% 6.0% 5.2% 346 4.6% 341 307 306 312 257 235 188 190 133 148 Our strategy has 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 allowed us to EBITDA Margin (%) continue improving our profitab
Slide 10: Our operation continues to contribute to cash improvement
HIGHLIGHTS 1Q25 Our operation continues to contribute to cash improvement Evolution Cash (US$ MM) Non-banking businesses +13.3% 22 135 176 11 191 1,101 707 118 1,128 324 2 996 mar-24 EBITDA (ex. Working Taxes CAPEX & Cash Flow Net Interest Debt Capital Dividens Others mar-25 IFRS 16) Capital Asset S
Slide 11: We continue to strengthen our financial position
HIGHLIGHTS 1Q25 Net Financial Debt / EBITDA 8.6 8.2 7.3 6.3 6.5 5.7 5.0 4.7 3.6 3.7 2.9 2.6 2.5 1Q22 2Q22 3Q22 4Q22 1Q23 2Q23 3Q23 4Q23 1Q24 2Q24 3Q24 4Q24 1Q25 Debt Maturity Profile (US$ Debt Maturity Profile (US$ MM) million) Non-banking businesses, after hedging derivatives We continue to As of M
Slide 12: Our growth engines
Our 5 growth engines “Becoming an Omnichannel Multi-Specialist for our core categories, in partnership with top-quality brands” F R A N C I S CO I R R A R Á Z AVA L 12
Slide 13: Our growth engines
Our 5 growth engines “Market Leadership Through an Enhanced Value Proposition” ALE JANDRO ARZE 13
Slide 14: Our growth engines
Our 5 growth engines “Paving the Way to Become the #1 Digital Bank in Our Markets” J U A N M A N U E L M AT H E U 14
Slide 15: Key takeaways from our CEO
HIGHLIGHTS 1Q25 Key takeaways from our CEO Strong, consistent Accelerated Sustained value performance across development of our creation through our 5 growth engines ecosystem structural advantage and main markets and strategic focus 15
Slide 16: Q&A
Q&A 16
Slide 17: Investor relations contact
E-MAIL inversionistas@falabella.cl WEBSITE investors.grupofalabella.com