Worldline Sa · EURONEXT:WLN
Worldline Sa — Investor Day (November 2025)
15 slides from Worldline Sa's investor day presentation, Nov 6, 2025
Slide 1: Worldline Capital Markets Day 2025
ww, /, WORLDLINE CAPITAL MARKETS DAY 2025 November 6th, 2025 - Par
Slide 2: Financial Strategy
Financial Strategy Srikanth Seshadri CFO 76
Slide 3: 2025 guidance confirmed and illustration based on pro-forma perimeter
2025 guidance confirmed and illustration based on pro-forma perimeter as a starting point to mid-term trajectory Scope Adjustments Sale of MeTS1, Illustrative 2025 Pro-forma Our 2025 Guidance North America2, (updated pro-forma perimeter post-estimated impact of divestments and accounting changes) et
Slide 4: A strong and diversified foundation to drive profitability and FCF generation
A strong and diversified foundation to drive profitability and FCF generation REVENUE BY GO-TO-MARKET REVENUE BY GEOGRAPHY Our portfolio Financial Services (c.20%) Diversified across Other Financial 10% segments, products, institutions 20% and geographies to Northern Southern Europe deliver resilien
Slide 5: Target 2030
Target 2030 2025 Pro-forma Target 2030 Revenue/ growth c.€4.0B Match and beat market revenue growth (c.4% CAGR 2027-30; 5% in 2030) Adjusted EBITDA €720M to €745M Full benefit of North Star 2030 plan (€1B+ Adj. EBITDA) Free cash flow €(85)M to €(55)M 30-35% FCF conversion1 (€300M to €350M FCF) 2026
Slide 6: 2025-2026 adjusted EBITDA and FCF
2025-2026 adjusted EBITDA and FCF Slightly lower c.€720-745M Adj. EBITDA Adj. EBITDA drivers Financial Institutions overhang partially Adjusted offset by Merchant Services delivery EBITDA (€M) Investment in remediation measures Marginal transformation benefits FY25 Organic Remediation Transformation
Slide 7: 2025-2030 revenue building-blocks
2025-2030 revenue building-blocks c.+4% CAGR with c.5% exit rate in 2030 2026: +c.€130M €4.7B+ Low single digit +c.€570M organic growth 2027-2030: c.4% organic growth Low-Single Digit organic growth CAGR c.€4.0B 2027-2030 Growth accelerating above market in our FY25 (Pro-forma) Merchant Services Fin
Slide 8: 2025-2030 adjusted EBITDA and FCF building-blocks
2025-2030 adjusted EBITDA and FCF building-blocks c.€210M €1.0B+ Slightly lower c.€150M c.€720-745M Adj. EBITDA 2026 transition Recurring Adj. EBITDA benefits year from North Star Adjusted EBITDA By 2030: (€M) €1.0B+ adj. EBITDA & FY25 Organic Transformation FY26 Organic Transformation FY30 (Pro-for
Slide 9: Strong cash costs management to uplift free cash flow conversion
Strong cash costs management to uplift free cash flow conversion c.€720-745M €1 B+ Cash costs drivers adj. EBITDA adj. EBITDA Capex & CapDev intensity from 6% to 5% of revenue c.€800M c.€650M cash consumption cash consumption 900 c.€220M reduction in RI 800 50 (from €240M to €20M) 700 140 600 120 13
Slide 10: Capital allocation strategy
2026-2030: Capital allocation strategy Balance sheet Invest in Worldline Portfolio strengthening and transformation streamlining deleveraging 84
Slide 11: Critical step to support Group transformation
Critical step to support Group transformation €500M contemplated capital raise Consolidate balance sheet and anchored by Worldline’s strategic accelerate deleveraging to investors < 2.0x by end 261 Operational Return to profitable growth and transformation plan cash flow generation in 2027 Pruning €
Slide 12: Contemplated €500M capital increase
Contemplated €500M capital increase enhancing strategic flexibility for the new Worldline • €500m equity capital increase, in the form of c.€110m Reserved Capital Increase (RCI) at a Transaction price per share of €2.75, and subsequent c.€390m Rights Issue (RI) structure • Reserved Capital Increase
Slide 13: Balance sheet strengthening & Liquidity
Balance sheet strengthening & Liquidity Liquidity & Bond Maturity Profile (€M) Deleveraging to <2x by 2026 Undrawn 1,125 RCF Equity2 500 c.€600-700m FCF cumulative operational generation 3 2.6x Cash1 1,100 2,5 414 500 600 500 550 59 <2.0x4 2 Liquidity CP Convertible Bond Bond Bond Bond 2025 2026 202
Slide 14: The new Worldline
The new Worldline Incremental North Star 2030 : €210m Organic €150m Simplify Converge Integrated Grow the operating platforms and operations through revenue Volume Growth & model automate operations GCC Management Contract margin stabilisation 5% 55% 20% 20% 2030 Targets Revenue: c.4% CAGR 2027-30 A
Slide 15: By 2030, Worldline will have achieved…
Profitable organic Efficient and agile By 2030, growth acceleration operating model Worldline will have achieved… Renewed Capital allocation FCF generation optionality Creating value for all stakeholders 89