Cartrade Tech Ltd. · NSE:CARTRADE
Cartrade Tech — Investor Presentation (June 2026)
53 slides from Cartrade Tech's investor presentation, Jun 30, 2026
Slide 1: Regulation 30 disclosure cover letter to exchanges
Date: June 30, 2026 To, To, Department of Corporate Services, Listing Department, BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange plaza, Plot No. C/1, G Block Dalal Street Bandra Kurla Complex, Bandra East, Mumbai - 400001 Mumbai – 400051 Scrip Code: 543333 S
Slide 2: Investor Presentation
CarTrade Tech Ltd | Investor Presentation June 30, 2026 Investor Presentation
Slide 3: Safe Harbor
Safe Harbor This presentation and the accompanying slides (the “Presentation”), which have been prepared by CarTrade Tech Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securit
Slide 4: CarTrade business groups overview
C o n s u m e r G ro u p R e m a r k e t i n g G ro u p O L X India N e w & U s e d Cars T w o Wheelers P h y g i t a l A u c t i o n Serv i ces O n l i n e A u c t i o n Serv i ces I n s p e c t i o n Serv i ces U s e d Cl assi fi ed s B u s i n e s s CarTrade Tech Ltd | Investor Presentation O n l
Slide 5: Innovation drives growth and profits
INNOVATION DRIVES GROWTH AND PROFITS 3 years Growth Story [FY 2023 to FY 2026] Delivered 50%+ YoY EBITDA growth in each of the last 12 Consecutive Quarters COMPOUNDING AT SCALE CAPITAL STRENGTH SHAREHOLDER VALUE Revenue CAGR 29% Share Price CAGR 62% ₹1,244 Cr 47 EBITDA CAGR 98% CASH RESERVES EPS CAG
Slide 6: Our Strengths
Our Strengths 150 million unique customers on three different platforms Ma ssive & Brand & Unmatched Ma rket Pro p rieta ry Ro b u s t G r o w i n g TAM L e a d e rs h i p P l a t fo r m S c a l e L e a d e rs h i p D a t a a n d Te c h B u s i n e s s Model • Large, • #1 N e w Auto • 7 6 M + Monthl
Slide 7: The Opportunity
THE OPPORTUNITY Leadership | Intelligence | Transactions Connecting trusted marketplaces, proprietary intelligence, partnership and transaction layers. Marketplace Leadership Intelligence & Trust Asset-light Transaction Enablement Scaled marketplaces · Trusted brands AI agents · Proprietary data Par
Slide 8: New Auto Journey
New Auto Used Auto OLX India CARTRADE NEW AUTO New Auto Journey CarTrade Tech Ltd | Investor Presentation
Slide 9: The AI Companion for Every Step of New-Car Buying
New Auto The AI Companion for Every Step of New-Car Buying GUIDED JOURNEY 17 steps, one guided flow From showroom visit to delivery: with an AI assistant integrated at every step. See how any trim differs from the showroom's display car Test-drive checklist with captured, comparable CarTrade Tech Lt
Slide 10: AI-based video guides for car buyers
New Auto The AI Companion for Every Step of New-Car Buying AI-based video guides for car buyers Turn our scores, reviews and 360° views into short videos that reach buyers where they already watch and bring new, discoverable traffic back. 1 Powered by our moat 2 Built for reach (the job) 3 Lean & lo
Slide 11: Your Buying Companion
New Auto The AI Companion for Every Step of New-Car Buying Your Buying Companion A digital journey that assists every buyer from discovery to delivery Test drive agent Loan agent Trade-in agent CarTrade Tech Ltd | Investor Presentation At the showroom agent Price agent Delivery agent
Slide 12: Validate the price. Ask anything.
New Auto The AI Companion for Every Step of New-Car Buying CONFIDENCE AT THE QUOTE Validate the price. Ask anything. Enter the dealer's quote and get an instant below / fair / above- market read, plus an AI advisor on every step, from test drive to negotiation. Quote validator Enter & validate the d
Slide 13: CarTrade Used Auto
New Auto Used Auto OLX India CarTrade Tech launches CarTrade Used Auto A technology-led and asset-light platform across – B2C | C2B | C2C | Retail | FinTech CarTrade Tech Ltd | Investor Presentation
Slide 14: Used Auto Retail – Reimaging the buying experience
Used Auto Retail – Reimaging the buying experience Buying Experience Trusted dealer network Large, verified dealers integrated -access to quality inventory with peace of mind. Captures high-intent buyers Connecting High-intent buyers and sellers seamlessly Builds buyer confidence CarTrade Tech Ltd |
Slide 15: Used Auto Retail – Virtual Dealership mode
Used Auto Retail – Virtual Dealership mode CarTrade Tech Ltd | Investor Presentation 360 views and Sales Concierge Certification Showroom Catalogue Test Drive and Reservation
Slide 16: SuperDost AI
CarTrade Tech Ltd | Investor Presentation Used Auto SuperDost AI
Slide 17: Condition and Price Agent
Used Auto Condition and Price Agent Condition and Price Agent AI-powered inspection and procurement intelligence report. AI Report FOR DEALERS Procurement Confidence Cost-to-retail intelligence Faster sourcing decisions CarTrade Tech Ltd | Investor Presentation FOR BUYERS Transparent Condition Fair
Slide 18: Used Auto Finance - Large and Underpenetrated Opportunity
Used Auto Finance - Large and Underpenetrated Opportunity A large and expanding used-car finance opportunity Huge penetration gap between used and new-car financing Why we WIN !! OLX India has more than 63% of sellers on its platform ~20–30% VS ~75–80% Market leaders with scale of the largest buyer
Slide 19: OLX India × IDFC FIRST: Embedding Finance into Used-Car Buying
OLX India × IDFC FIRST: Embedding Finance into Used-Car Buying What this partnership enables Embeds finance into the used-car discovery journey Helps capture high-intent buyers at the point of decision Improves affordability, trust CarTrade Tech Ltd | Investor Presentation and purchase confidence A
Slide 20: OLX India
New Auto Used Auto OLX India CarTrade Tech OLX India B2C | C2B | C2C | Transactions | FinTech CarTrade Tech Ltd | Investor Presentation
Slide 21: OLX India Building 2.0: Elite Buyer, Elite Seller and Verification
OLX India Building 2.0: Elite Buyer, Elite Seller and Verification Elite Buyer Elite Seller Verified CarTrade Tech Ltd | Investor Presentation
Slide 22: OLX India Building 2.0: Matching, Pricing and Condition agents
OLX India Building 2.0: Matching, Pricing and Condition agents Match Making Agent Pricing Agent Condition Agent CarTrade Tech Ltd | Investor Presentation
Slide 23: Next Phase of Products: Escrow and Logistics
OLX India Next Phase of Products: Escrow and Logistics Buy Now Escrow Logistics Payment CarTrade Tech Ltd | Investor Presentation
Slide 24: OLX India Unlocking the Finance Opportunity
OLX India Unlocking the Finance Opportunity Unlocking Finance x OLX India — the platform with the largest intent pool in India Embedding partner-led finance into used-auto and used-goods transactions — improving affordability, trust and conversion while staying asset-light. 180M+ 25M+ 63%+ 100% 2.3b
Slide 25: Personal Loans for Used-Goods transactions
Personal Loans for Used-Goods transactions CarTrade Tech Ltd | Investor Presentation Browse & Intent Pre-approval & Offer KYC & Approval Disbursed User browses listing for Pre-approved personal loan Digital PAN / Aadhaar Funds disbursed directly mobile, furniture or any offer surfaces at listing — o
Slide 26: Launching VAYA AI
CarTrade Tech Launching VAYA AI Your AI Companion CarTrade Tech Ltd | Investor Presentation
Slide 27: CarTrade Tech Ltd | Investor Presentation
CarTrade Tech Ltd | Investor Presentation
Slide 28: CarTrade Tech Ltd | Investor Presentation
CarTrade Tech Ltd | Investor Presentation
Slide 29: CarTrade Tech Ltd | Investor Presentation
CarTrade Tech Ltd | Investor Presentation
Slide 30: CarTrade Tech Ltd | Investor Presentation
CarTrade Tech Ltd | Investor Presentation
Slide 31: Q4 FY26 Financial Results
INVESTOR PRESENTATION Q4 FY26 Financial Results Performance, profitability and strategic outlook CarTrade Tech Ltd | Investor Presentation
Slide 32: PAT at ₹244 Crores, Up 68% for FY26
PAT at ₹244 Crores, Up 68% for FY26 Amount in Rs lakhs Quarter ended Year ended Particulars Mar 31, 2026 Dec 31, 2025 Mar 31, 2025 Y-o-Y Mar 31, 2026 Mar 31, 2025 Y-o-Y Income Revenue from operations (A) 20,314.31 20,967.18 16,951.38 20% 77,926.72 64,145.73 21% Other income 1,760.87 1,870.10 1,994.7
Slide 33: Consumer Group growth: Revenue 30% | EBITDA 96%
Consumer Group growth: Revenue 30% | EBITDA 96% (Y-o-Y) Amount in Rs lakhs Quarter ended Year ended Particulars Mar 31, 2026 Dec 31, 2025 Mar 31, 2025 Y-o-Y Mar 31, 2026 Mar 31, 2025 Y-o-Y Income Revenue from operations (A) 7,938.95 8,631.47 6,364.19 25% 30,833.33 23,771.86 30% Other income 901.99 9
Slide 34: Remarketing Business growth: Revenue 22% | PAT 66%
Remarketing Business growth: Revenue 22% | PAT 66% (Y-o-Y) Amount in Rs lakhs Quarter ended Year ended Particulars Mar 31, 2026 Dec 31, 2025 Mar 31, 2025 Y-o-Y Mar 31, 2026 Mar 31, 2025 Y-o-Y o Income Revenue from operations (A) 7,166.39 6,563.10 5,869.10 22% 25,931.49 21,238.07 22% Other income 524
Slide 35: OLX India Growth: Revenue 22% | PAT 77%
OLX India Growth: Revenue 22% | PAT 77% (Y-o-Y) Amount in Rs lakhs Quarter ended Year ended Particulars Mar 31, 2026 Dec 31, 2025 Mar 31, 2025 Y-o-Y Mar 31, 2026 Mar 31, 2025 Y-o-Y Income Revenue from operations (A) 5,512.35 5,877.25 4,771.01 16% 21,755.68 19,213.06 13% Other income 344.42 294.57 25
Slide 36: Segmental Results - Diversified Growth. Profitable Segments.
Segmental Results - Diversified Growth. Profitable Segments. One Platform. Amount in Rs lakhs Quarter ended Year ended Particulars Mar 31, 2026 Dec 31, 2025 Mar 31, 2025 Y-o-Y Mar 31, 2026 Mar 31, 2025 Y-o-Y Segment Revenue 20,314.31 20,967.18 16,951.38 20% 77,926.72 64,145.73 21% Consumer 7,938.95
Slide 37: Consumer Group
Consumer Group carwale | @bikewale | Car@rade | BOY | A; | OM | mek
Slide 38: CarTrade New Auto: Why we are winning
CarTrade New Auto : Why we are winning L a r g e a n d G r o w i n g M a r ket O p p o r t u n i t y India’s n e w auto m a r ke t co n t i n u e s to scale wi t h st ro n g d e m a n d across s e g m e n t s ~4–4.6 million p a s s e n ge r vehicles ~20–2 2 million 2-wheelers L a r g e s t h i g h
Slide 39: The Future of Buying new vehicles
The Future of Buying new vehicles Sales Agent Offer Agent B r a n d a n d Trust FinTech Differentiated D a ta OEM and Dealer Integrations Transaction Te c h n o l o gy CarTrade Tech Ltd | Investor Presentation Powering a unique unmatched AI* Brand Trust Connect b u y i n g ex p e r i e n c e AI* Cus
Slide 40: CarTrade Used Auto: Why we are winning
CarTrade Used Auto : Why we are winning L a r g e a n d G r o w i n g M a r ke t Op p o rtu n ity India’s u s e d c a r m a r ke t c o n t i n u e s to e x p a n d w i t h r i s i n g A S P s . ~5.5 million u s e d cars sold annually Ave ra ge selling price: ₹5–6 lakh Dealer m a r g i n : ~10% per
Slide 41: Largest Tech-led Used Car Ecosystem
Largest Tech-led Used Car Ecosystem AI* Match Making C2B Buyer Seller Scale C2C Across C2C, C2B, B2C Retail and abSure I n t e g ra t e d Te c h - l e d S e r v i c e s CarTrade Tech Ltd | Investor Presentation FinTech Enabling seamless transactions across ecosystem Partnership Dealer Product 40
Slide 42: Sahi Deal, Full Speed
S a h i Deal, F u l l S p e e d B u y i n g Agent AI* Selling Agent AI* T a l k in your F i n d t h e best Filters for W o r k s directly r eg i o n a l l a n g u a g e c a r s in y o u r area R el ev a n c e on WhatsApp P o w e r e d b y India’s L a r g e s t C a r Mar ket p l ac es 2 Million+ B u
Slide 43: Launches a unified CB Product
L a u n c h e s a u n i fi e d C 2 B P r o d u c t B u y R i g h t -w i t h P o w e r of AI SuperDost scans the market Finds matching sellers Connects you directly to high-quality opportunities. Tell S u p e r D o s t your requirement CarTrade Tech Ltd | Investor Presentation O u r AI a g e n t find
Slide 44: OLX India
OLX India carwale | @bikewale | Car@rade | wy | Cl | Ol | imc
Slide 45: OLX India: Why we are winning
OLX India : Why we are winning L a r g e a n d G r o w i n g M a r ket O p p o r t u n i t y P r o v e n P r o d u c t - Va l u e for D eal ers M a ny N e w P r o d u c t On l i n e a n d offline Players, O u r m a r ke t p l a c e ge n e rate s significant e n g a g e m e n t a n d Sales O L X
Slide 46: AI-led Experience for Used Goods
AI-led experience for Used Goods El i te B u y e r - AI El i te Seller - AI Verification C 2 C – Logistics |Escrow Retail CarTrade Tech Ltd | Investor Presentation Pa r t n e rs h i p F i n Te c h 15
Slide 47: Launches first of its kind, Verified Product
L a u n c h e s first of its kind, Verified P r o d u c t El i gi b l e Us e r s L i s t i n g p a g e e x p e r i e n ce A D P V Experience Chat Experience CarTrade Tech Ltd | Investor Presentation
Slide 48: Elite Buyer and Elite Seller Program
Elite B u y e r a n d E l i te S e l l e r P r o g r a m B a d g e a n d Pi n to Chat AI – Match Making Elite D a s h b o a r d Elite L i s t i n g E x p e r i e n c e CarTrade Tech Ltd | Investor Presentation
Slide 49: Product Build for Deep Partnership
P r o d u c t B u i l d for D e e p Pa r t n e rs h i p P a r t n e r o ffe r s - C h a t A d L i s t i n g - Offer M y L i s t i n g – Tr a d e -in A D P V – P a r t n e r Offer CarTrade Tech Ltd | Investor Presentation
Slide 50: Remarketing
Remarketing carwale | @bikewale | Car@rade | wy | Cl | Ol | imc
Slide 51: Remarketing: Why we are winning
Remarketing : Why we are winning Un matc h ed Scale & Reach L a r g e O p p o r t u n i t y a n d TAM ~1.7 million a u ct i o n s a year L a r g e a n d g r o w i n g u s e d vehicle m a r ke t ~ 130 A u to m a l l s across 9 0 cities Institutional s u p p l y accelerating ~ 2 0 0 , 0 0 0 regist
Slide 52: Technology and Scaled Infrastructure
Technology Scaled Infrastructure AI* M a t c h M a k i n g Cross Geography Product P r i c i n g tool Tra d e - in CarTrade Tech Ltd | Investor Presentation F i n Te c h Pa r t n e rs h i p 21
Slide 53: Thank You
Thank You CarTrade Tech Limited MUFG Intime India Private Limited CIN: L74900MH2000PLC126237 CIN: U67190MH1999PTC118368 Mr. Lalbahadur Pal Ms. Nidhi Vijaywargia | Mr. Aryan Sumra Company Secretary & Compliance Officer nidhi.vijaywargia@in.mpms.mufg.com Email id: investor@cartrade.com aryan.sumra@in.