Pc Jeweller Ltd. · NSE:PCJEWELLER
Pc Jeweller — Q1 FY2026 Earnings Presentation
61 slides from Pc Jeweller's earnings presentation, Aug 1, 2025
Slide 1: Cover letter to stock exchanges
Date: 01/08/2025 To, To, The Listing Compliance Department, The Listing Compliance Department, BSE Limited, National Stock Exchange of India Limited, P J Towers, Dalal Street, Exchange Plaza, Bandra Kurla Complex, Mumbai – 400001 Bandra (East), Mumbai - 400051 Scrip Code: 534809 Symbol: PCJEWELLER S
Slide 2: PC Jeweller Ltd Results Presentation
PC Jeweller Ltd Results Presentation August 01st, 2025 1
Slide 3: Safe Harbor
Safe Harbor This presentation and the accompanying slides (the “Presentation”), which have been prepared by PC Jeweller Limited (the “Company”), have been prepared solely for information purposes and do not constitute any offer, recommendation or invitation to purchase or subscribe for any securitie
Slide 4: Industry Overview
PROBE Boy a N TN i, mead Industry Overview
Slide 5: India's Love for Jewellery
India’s Love for Jewellery The Quirk’s of the Indian Market Gold is considered as a status symbol as well as auspicious Indians spend a significant proportion of their wedding budget on jewellery It is considered as an important mode of saving by the female of the house Many families start b
Slide 6: India's Love for Jewellery
India’s Love for Jewellery The Indian jewellery retail sector’s size in FY 2023 was close to USD 70 billion. Within this landscape, organized retail accounted for about 37%, encompassing both national and regional players. The remainder of the jewellery retail sector continued to be dominated by the
Slide 7: Transition of Jewellery retailing towards organized retail
Transition of Jewellery retailing towards organized retail National and regional jewellery retailers often have a wider presence across multiple cities and locations compared to smaller, independent counterparts. By strategically expanding through their own stores and franchised outlets, they can ca
Slide 8: Increasing affordability of Indians
Increasing affordability of Indians Increasing purchasing power ~65% population below the age of 35 years Wealth Millennials The key elements of Consumption Growth Availability of Financing financing options Increase in disposable incomes, Brand digitization, penetration of Preference several brands
Slide 9: Visible shift in Demand Scenario
Visible shift in Demand Scenario Earlier Changing trends Present Unorganised - Organised - Local Jeweler Brands and Hallmark Rising Incomes Increasing regulations Highly Unregulated by the Government Changing Preferences Silver & Gold Gold & Diamond Jewellery Jewellery Favourable Demographics Invest
Slide 10: World of PCJ
World of PCJ 9
Slide 11: The world of PC Jeweller
The world of PC Jeweller Established in 2005 and is one of the Largest listed A Leading player in jewellery retailer in Indian Wedding India Jewellery Market Featured in the list of 20 fastest growing Luxury Goods companies across the world Alongside: Pandora, Fossil, Graff Diamonds, Michael Kors, e
Slide 12: We stand apart with our offerings…
We stand apart with our offerings… High Street Locations Mass Market Locations Franchisee Online Platform Bridal to Fashion Offerings Flagship Store at Karol Bagh, New Delhi 11
Slide 13: Targeted market approach
Targeted market approach Customer Metro Tier I Tier II Tier III Segment Exclusive Lounges Ultra Rich Started this concept in select showrooms years back. Focused on high end designer pieces High Street Showroom Franchisee showrooms across Rich and Upper Own showrooms across Metro, Tier 1
Slide 14: High Street Stores – creates favorable brand image
High Street Stores – creates favorable brand image Trust and Located at high street locations in the city Ambience An element of ‘Trust’ to customers seeking one-stop for wedding jewellery products Large Product Have larger variety across price ranges Variety More buying options ensure highe
Slide 15: Mass Market Stores – taps into newer micro markets
Mass Market Stores – taps into newer micro markets In our endeavour to innovate and target newer micro markets, we have moved beyond high street locations to local markets. Target middle class/ lower middle class customers who are not very comfortable in visiting showrooms at high street locatio
Slide 16: Franchising – A Strategy for Growth
Franchising – A Strategy for Growth Targets smaller Indian cities (Tier 2 and 3) Majority of smaller Indian cities still lack branded jewellery outlets However, the consumers of these locations also are brand conscious and want assurance of purity, quality as well as variety and range In lig
Slide 17: Franchising – A Strategy for Growth
Franchising – A Strategy for Growth Reduced capital outlay Higher Profitability Higher ROCE Scalability with Strong Operating Higher ROCE negligible capex Leverage Economies of Scale to No major capex required kick in as transaction for expansion and Lower inventory costs volumes increase over payba
Slide 18: Online Platform
Online Platform Considering the potential of online purchasing, we launched our ecommerce vertical www.pcjeweller.com as a curated jewellery marketplace. Online platform is a great complement to our physical showrooms and this aligns with our strategy of targeting future wedding jewellery custom
Slide 19: Our Curated focus areas
Our Curated focus areas Expanding Product Offerings 01 Going Global 05 02 Targeted market approach 04 03 Technology ROE enhancement E-Commerce Brand Leverage 18
Slide 20: Major Events and Awards in the past
Major Events and Awards in the past Apart from opening and closing of various showrooms as per prudent practice in the industry, our Company raised Rs.427 Crore by issue of Compulsorily Convertible Debentures by way of preferential issue and Rs.257 crore by issue of Compulsorily Convertible Preferen
Slide 21: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2011-12 Best Single Store Of The Year - North, National Jewellery Awards 2011-12 - (NJA ), All India Gems & Jewellery Trade Federation Best Retail Chain Of The Year, National Jewellery Awards 2011-12 - ( NJA), All India Gems &
Slide 22: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2013 – 14 ‘Century International Gold Quality Era Award’ in the realm of customer satisfaction, leadership, strategic planning and benchmarking as established in the QC100 TQM system, by BID, Business Initiative Directions, Spain
Slide 23: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2013 – 14 Crown & Jewellery Partner of Femina Miss India 2013 Title Sponsor of Delhi Couture Week 2013 Title Sponsorship for IIJW, Grand Hyatt Mumbai, GJEPC India 2013 2014 - 15 Regional retail Chain Of The Year, Retail Jew
Slide 24: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2014 - 15 Shri Balram Garg, Managing Director, of the Company, received Award in Precious Metal Jewellery Plain (Large) category for the year 2014-15 Associate Sponsor of Filmfare Award 2014 Crown & Jewellery Partner of Femin
Slide 25: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2015-16 For Overall Excellence In Category Of Highest Taxpayer Company, India Gem And Jewellery Awards 2015-16, GJEPC India PC Jeweller Is Presented Special Jury Mention Certificate , United Nations population Fund - 20th March
Slide 26: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2016-17 Trusted Brand 2016 - Gold (Voted By Consumers), Reader's Digest Award Globe Platinum Awards - World Business Conclave 2016, Global Leadership Of Business Excellence Best Retailer Of the Gems And Jewellery industry Of
Slide 27: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2016-17 Ramnath Goenka Excellence In Journalism Awards 2016, The Express Group & Ramnath Goenka – Delhi Featured in the list of 20 fastest growing Luxury Goods companies across the world #44 in the Top 100 Luxury Goods Compan
Slide 28: Major Events and Awards in the past
Major Events and Awards in the past Financial Year Award/Recognition 2017-18 Best Bridal Design under Rs. 5,00,000, Jeweller Choice Design Awards - Finalist 2017, Indian Jeweller Ramnath Goenka Excellence In Journalism Awards 2017, The Express Group & Ramnath Goenka – Delhi 100 Iconic Jeweller
Slide 29: Financial Updates
Financial Updates 28
Slide 30: Quarterly highlights
Quarterly highlights Q1 FY 2026 Sales* : Rs 725 crores v/s Rs 401 crores in Q1 FY 2025 (*The company’s turnover comprises of Domestic Sales only and it does not have any Export/Foreign exposure including The USA Q1 FY 2026 EBITDA : Rs 210 crores v/s Rs 89 crores in Q1 FY 2025 Q1 FY 2026 PBT : Rs 164
Slide 31: Quarterly Trend
Quarterly Trend 750 725 699 700 639 650 600 550 505 500 450 401 Rs. in crs 400 350 300 250 200 150 100 67 33 40 48 50 0 Q1 FY 2024 Q2 FY 2024 Q3 FY 2024 Q4 FY 2024 Q1 FY 2025 Q2 FY 2025 Q3 FY 2025 Q4 FY 2025 Q1 FY 2026 Period Sales 30
Slide 32: Quarterly Trend
Quarterly Trend 225 210 175 154 144 129 125 Rs. in crs 89 75 25 10 Q1 FY 2024 Q2 FY 2024 Q3 FY 2024 Q4 FY 2024 Q1 FY 2025 Q2 FY 2025 Q3 FY 2025 Q4 FY 2025 Q1 FY 2026 -25 -23 -42 -75 -69 Period EBITDA 31
Slide 33: Quarterly Trend
Quarterly Trend 200 164 160 146 124 120 95 83 80 40 0 Rs. in crs Q1 FY 2024 Q2 FY 2024 Q3 FY 2024 Q4 FY 2024 Q1 FY 2025 Q2 FY 2025 Q3 FY 2025 Q4 FY 2025 Q1 FY 2026 -40 -80 -120 -124 -160 -152 -200 -173 -200 -240 Period PBT 32
Slide 34: Highlights: Major Expenses
Highlights: Major Expenses Comparison of business expenses 20 19 17.9 18 17 16 15.5 15 14 13 12 11 10.3 Rs in crs 10 9.4 9 8.4 8.4 8 6.7 6.7 7 6 5.1 5.2 5 4 3 1.8 2 1.4 1.4 1 0.2 0.5 0 Employee Exp Advertisements Other Costs Expense Q1 FY 26 Q4 FY 25 Q3 FY 25 Q2 FY 25 Q1 FY 25 33
Slide 35: Business Updates
SRDPRLO Bo. ——_— Sg Business Updates > 34
Slide 36: Business update – Q1 FY 2026
Business update – Q1 FY 2026 • The Q1 FY 2026 had been very promising and fulfilling for the company. The company closed the quarter on a very strong note clocking robust performance riding on its customer’s trust and goodwill. • Despite the volatility in the gold prices, the company witnessed high
Slide 37: Business update – Q1 FY 2026
Business update – Q1 FY 2026 • The company had already executed a Settlement Agreement with the consortium banks on 30th Sep 2024 and, as on date, the company has discharged all its obligations that it had to as per the timelines mentioned in the Settlement Agreement. • Further, the company had alre
Slide 38: Business update – Q1 FY 2026
Business update – Q1 FY 2026 • The company continues to maintain a wide network of 51 showrooms (including 3 franchisee showrooms) located in 37 cities across India as on 30th June 2025 (subsequent to closure of showroom located at Jamshedpur during Q1 FY 2026). Also, the company reiterates that all
Slide 39: Way Forward
Way Forward • The company to repay its outstanding debt towards its banks as per the terms of Settlement Agreement and become debt free by the end of Financial Year 2025-2026. • Once the company becomes debt free, it will not incur any further finance cost. The company will be able to meet its worki
Slide 40: Showroom Network
Showroom Network 39
Slide 41: Showroom Network
Showroom Network Ajmer (Rajasthan) Alwar (Rajasthan) Bhagalpur (Bihar) Bahadurgarh (Haryana) Bareilly (Uttar Pradesh) Bhilai (Chattisgarh) 40
Slide 42: Showroom Network
Showroom Network Bhilwara (Rajasthan) Bhopal (Madhya Pradesh) Rohini (Delhi) Bilaspur (Chattisgarh) Chandigarh Dehradun (Uttrakhand) 41
Slide 43: Showroom Network
Showroom Network Rohtak (Haryana) Dwarka (Delhi) Faridabad (Haryana) Gaya (Bihar) Ghaziabad (Uttar Pradesh) Gurgaon (Haryana) 42
Slide 44: Showroom Network
Showroom Network Guwahati (Assam) Haldwani (Uttrakhand) Hapur (Uttar Pradesh) Hardoi (Uttar Pradesh) Haridwar (Uttrakhand) Indirapuram (Uttar Pradesh) 43
Slide 45: Showroom Network
Showroom Network Jabalpur (Madhya Pradesh) Jammu (Jammu & Kashmir) Rajouri Garden (Delhi) Jhansi (Uttar Pradesh) Jodhpur (Rajasthan) Kaithal (Haryana) 44
Slide 46: Showroom Network
Showroom Network Yamuna Nagar (Haryana) Karol Bagh - 2 (Delhi) Katihar (Bihar) Kingsway Camp (Delhi) Krishna Nagar (Delhi) Lucknow (Uttar Pradesh) 45
Slide 47: Showroom Network
Showroom Network Ludhiana (Punjab) RDC Ghaziabad (Uttar Pradesh) Muzaffarnagar (Uttar Pradesh) Najafgarh (Delhi) Nangloi (Delhi) Noida (Uttar Pradesh) 46
Slide 48: Showroom Network
Showroom Network Logix Mall Noida (Uttar Pradesh) Palwal (Haryana) Panchkula (Haryana) Paschim Vihar (Delhi) Varanasi (Uttar Pradesh) Yamuna Vihar (Delhi) 47
Slide 49: Showroom Network
Showroom Network South Extension (Delhi) Ranchi (Jharkhand) 48
Slide 50: Showroom Network – Karol Bagh (Delhi)
Showroom Network Karol Bagh (Delhi) 49
Slide 51: Jewellery Collections
Jewellery Collections 50
Slide 52: Jewellery Collections
Jewellery Collections Some of our running collections – • WEDDING COLLECTION • MENS COLLECTION • DASHAVATAR • ANANT • FOLIA AMORIS • ANIMAL COLLECTION • HAND MANGALSUTRA 51
Slide 53: Wedding Collection
WEDDING COLLECTION 52
Slide 54: Men's Collection
MEN’S COLLECTION PGI | o Present Ao C#LLECTION
Slide 55: Dashavatar
DASHAVATAR z ee] VES) RS * VamMavalat Collection Bold and Stylish
Slide 56: Anant
ANANT >= 55
Slide 57: Folia Amoris
FOLIA AMORIS AN 1 as a —~~ ; i i| is a : FOLIA AMORIS ER02041 56
Slide 58: Animal Collection
ANIMAL COLLECTION PGI y i y PC Jeweller s PC Jeweller xt wal “Animal Collection”
Slide 59: Hand Mangalsutra
HAND MANGALSUTRA PGI ms) © © 2 A % “RE EP “Ry Ry, PC Jeweller PC Jeweller PC Jeweller \ , mangaleublra Collection Perfect Fit for your Soulmate The Skarkling The Flora Diamond Mangalsutra Bracelet Diamond Mangalsutra Bracelet 58
Slide 60: Thank you
Thank you 59
Slide 61: Highlights
HIGHLIGHTS • The Q1 FY 2026 had been very promising and fulfilling for the company. The company closed the quarter on a very strong note clocking robust performance riding on its customer’s trust and goodwill. The financials of the company which showcased a significant improvement in the previous fi