Commercial International Bank - Egypt (cib) S.a.e. · EGX:COMI
Commercial International Bank - Egypt (cib) S.a.e — Commercial International Bank - Egypt (CIB) — ESG Presentation (2026)
37 slides from Commercial International Bank - Egypt (cib) S.a.e's sustainability presentation, 2026
Slide 1: ESG Presentation 1H 2026
ESG Presentation 1H 2026
Slide 2: Disclaimer
DISCLAIMER By attending the meeting where this presentation deck is being presented and/or distributed or by reading through its slides, you agree with the following limitations: The information in this presentation may contain future projections and forward-looking statements that reflect the Bank’
Slide 3: About CIB
Vi | AY EIB ABOUT CIB 01
Slide 4: CIB Investment Case
CIB INVESTMENT CASE A market leader with unmatched scale, profitability and growth potential Dynamic Growth Strategy Prudent risk management CIB’s disciplined risk framework safeguards asset quality and capital strength, supported Building the bank of tomorrow through expansion of the customer base,
Slide 5: CIB at a Glance
CIB AT A GLANCE . Egypt’s largest private sector bank trusted by more than +2 5mn clients Business Segments CIB surpassed 1tr in both assets and Key Facts liabilities CorporateandInstitutionalBanking TotalAssets CIB is Egypt’s leading corporate bank, serving a diverse range of clients from industry
Slide 6: COMI at a Glance
COMI AT A GLANCE Well diversified ownership base and solid credit profile across all agencies STOCK EXCHANGES TICKER SHARE INFORMATION 52 WEEKS PERFORMANCE P/B Listed Egyptian Exchange (EGX) COMI Shares outstanding 3,405,139,100 High EGP 145.01 2.09 Listed London Stock Exchange (LSE) CBKD Par value
Slide 7: Strategic Overview
LC —\\ STRATEGIC —// OVERVIEW 02
Slide 8: Strategic Direction
STRATEGIC DIRECTION Executing today while building tomorrow’s future-ready Bank By 2030, we aim to strengthen our core business, diversify thoughtfully, lead the market in digital and mobile first experiences, and invest in talent and cutting-edge technology. Our strategy is designed to seize the op
Slide 9: ESG Approach
= ESG —| APPROACH S
Slide 10: Our Approach
OUR APPROACH CIB’s System’s Thinking approach empowered us to realize the connection between the ESG dimensions and our Business Growth. We have been focused on sustainability that is material to our financial performance, and that ensures impact and value creation. Our record testifies that sustain
Slide 11: Our Sustainability Journey
OUR SUSTAINABILITY JOURNEY Introduced the Transition Finance Program Secured USD 60mn from EBRD for Green Projects & Women in Business Founding Signatory of CIB Foundation Bank-wide Energy FTSE4Good the UNEP-FI Principles Supporter of the Task Signatory of the UNEP-FI Met the Bank’s First Efficiency
Slide 12: Value Creation Approach
VALUE CREATION APPROACH Value Creation Approach CIB adopted a structured, impact-driven methodology for selecting and managing sustainability-related key performance indicators (KPIs), grounded in the principle of double materiality and aligned with global frameworks. The process began with the iden
Slide 13: CIB and the UNSDGs
CIB and the UNSDGs Our ESG approach aligns with all the 17 United Nations Sustainable Development Goals, as well as the major global sustainability frameworks. Please refer to pages 51 – 56 in the CIB ESGDD sustainability report of 2025 for mapping our ESG KPIs against the UNSDGs, as well as the 6 c
Slide 14: Frameworks and ESG Ratings
FRAMEWORKS AND ESG RATINGS CIB has been engaging and aligning with ESG standards, frameworks, ratings and indices since 2015. The Bank is a founding signatory of the UNEP FI PRB since 2019, the first supporter in Egypt of the TCFD in 2020, and a founding signatory of the NZBA and the commitment to F
Slide 15: Core Reporting Principles
CORE REPORTING PRINCIPLES The Bank’s ESGDD sustainability report is structured around 4 core reporting pillars: Environment, Social, Governance, and Data and Digitisation. These pillars guide CIB’s efforts to manage ESG risks, drive inclusion, strengthen governance, and support digital and sustainab
Slide 16: Transparency and Disclosures
TRANSPARENCY AND DISCLOSURES CIB has been committed to transparent disclosing of its ESG activities and KPIs progress, through publishing several sustainability reports and disclosures over the past decade. The integrated ESG Data & Digitization (ESGDD) sustainability report represents a fundamental
Slide 17: ESG Institutional Pillars
ESG INSTITUTIONAL 04 PILLARS
Slide 18: ESG Integration
ESG INTEGERATION PILLAR 01 PILLAR 04 CIB has established key institutional pillars that drive SUSTAINABILITY SUSTAINABILITY MANAGEMENT sustainability, as an enabler for enhancing business GOVERNANCE SYSTEM CIB performance across all its operations. SUSTAINABLE PILLAR 02 PILLAR 05 The Pillars have in
Slide 19: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS Board Sustainability Committee: Provides oversight and direction in ESG matters and regulatory mandates, including new trends such as transition finance, decarbonization, climate resilience and ESG data governance. Sustainable Finance Steering Committee: Directs and follows
Slide 20: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS CIB Sustainable Finance Policy: Asserts CIB’s commitment to integrating sustainability, embodying ESG dimensions across the Bank’s policies, procedures, operations, and culture to sustain value creation in the short, medium & long term. An e-learning and AI-generated vide
Slide 21: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS CIB’s ESMS: • CIB has been building an Environmental and Social Management System (ESMS) across all departments' functions through ESG integration across all Bank's Policies and SOPs (standard operational procedures). CIB’s ESRMS: • A robust Environmental and Social Risk Ma
Slide 22: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS CIB’ SUSTAINABLE FINANCE STRATEGY LEVERAGES THE ESG DIMENSIONS TO ACHIEVE VALUE PRESERVATION, CREATION AND ACCELERATION IN THE SHORT, MEDIUM AND LONG TERM Trend-Setting Championing Sustainable Finance Innovation to Sustain Growth Sustainable Finance & Future Proofing Establ
Slide 23: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS Compliance - Value Preservation: Continuous upgrading the management of ESG Risks, including Climate Risk, in compliance with regulatory requirements, and alignment with global best practice to enhance resilience. Growth - Value Creation: Securing access to capital by mee
Slide 24: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS Sustainable Finance Strategy The Sustainable Strategy Pillar is designed to integrate sustainability principles into the bank’s operations, product offerings, and long-term financial planning. Its purpose is to leverage ESG for value preservation and value creation.
Slide 25: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS Internal Staff Engagement: Sustainability Strategic Network (SSN) activities: CIB will relaunch the SSN with over 50 ambassadors across various departments in the bank. The aim is to help integrate inside of CIB the culture of Sustainability and to promote .ESG within the o
Slide 26: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS External Stakeholders Engagement: : CIB works to ensure engaging stakeholders within its sustainability ecosystem to unleash synergies and advocate for sustainable finance on the local and regional spheres across various sectors, ranging from education to access to capital
Slide 27: ESG Institutional Pillars
ESG INSTITUTIONAL PILLARS The ESG Data Digitization Platform: Ecological Footprint: CIB has completed the Ecological Footprint Module, which displays detailed operational data related to water, energy and land consumptions by branch/unit, to enhance informed decision making. E&S Green Portfolio
Slide 28: Digital Transformation
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Slide 29: Data & Digitization Mapping Our ESG KPIs
DATA & DIGITIZATION MAPPING OUR ESG KPIS
Slide 30: Digital Transformation
DIGITAL TRANSFORMATION Strategically, CIB’s 2030 vision positions digitization as a pillar for branch offloading, mobile-first experiences, and expanding access for underserved segments, integrating world-class technology across products and channels to reinforce market leadership and customer-centr
Slide 31: Corporate Governance
Vi | AY EIB COR GOV PORATE ERNANCE 06
Slide 32: Corporate Governance
CORPORATE GOVERNANCE Sound governance ensuring long term sustainability Commitment to sound corporate governance practices continues to define CIB The Board carries on with its mandate to continuously improve the overall corporate governance framework by regularly reviewing and supervising the Bank’
Slide 33: Governance excellence with diversified board expertise
CORPORATE GOVERNANCE Governance excellence with diversified board expertise CIB’s Board consists of 1 1 members; Audit 8 are non-executive, 5 are independent and 2 representing the interests of Alpha Oryx Ltd* Committee Nevine Hisham Ezz Al- Fadhel Al Ali Aziz Moolji Hoda Mansour Jawaid Mirza Sabbou
Slide 34: Awards
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Slide 35: Awards
AWARDS Global Finance MEED EMEAFinance Best securitisation house in Africa Best Private Bank in Egypt Best Payment Ecosystem Integration Best Bank in Egypt Best SME Bank in Egypt Best SME Bank in Egypt Top Financial Innovations in Africa Egypt's Best Trade Finance Providers Euromoney
Slide 36: Investor Relations contacts
For more information, please visit our website; www.cibeg.com Investor Relations contacts Headquarters: Email: Hotline: Nile Tower Building CIB.InvestorRelations@cibeg.com 19666 21/23Charles De GaulleSt., Giza P.O Box 2430 Cairo-Egypt 36
Slide 37: Thank You
Thank You
Commercial International Bank - Egypt (CIB) — ESG Presentation (2026) on 6ix