Commercial International Bank - Egypt (cib) S.a.e. · EGX:COMI
Commercial International Bank - Egypt (cib) S.a.e — Commercial International Bank - Egypt (CIB) S.A.E. — ESG Presentation (2025)
33 slides from Commercial International Bank - Egypt (cib) S.a.e's sustainability presentation, 2025
Slide 1: ESG Presentation FY 2025
ESG Presentation FY 2025
Slide 2: Disclaimer
DISCLAIMER By attending the meeting where this presentation deck is being presented and/or distributed or by reading through its slides, you agree with the following limitations: The information in this presentation may contain future projections and forward-looking statements that reflect the Bank’
Slide 3: CIB at a Glance
CIB AT A GLANCE In 2025, CIB celebrates 50 years of leadership & resilience, cementing its position as Egypt’s largest private-sector bank. The anniversary reflects CIB’s legacy of innovation and its pioneering role in driving sustainability - having embraced ESG principles over a decade ago. It mar
Slide 4: About CIB
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Slide 5: CIB Investment Case
CIB INVESTMENT CASE A market leader with unmatched scale, profitability and growth potential A dynamic long-ter m strategy A focus on digital transformation CIB’s comprehensive digital suite continued to advance banking in Egypt, with more than 80% CIB’s strategy centers on prudent balance sheet gro
Slide 6: CIB at a Glance
CIB AT A GLANCE Egypt’s largest private sector bank trusted by more than +2mn clients Business Segments CIB surpassed 1tr in both assets and Key Factors liabilities CorporateandInstitutionalBanking TotalAssets CIB is Egypt’s leading corporate bank, serving a diverse range of clients from industry gi
Slide 7: CIB at a Glance
CIB AT A GLANCE Well diversified ownership base and solid credit profile across all agencies STOCK EXCHANGES TICKER SHARE INFORMATION 52 WEEKS PERFORMANCE P/B Listed Egyptian Exchange (EGX) COMI Shares outstanding 3,377,936,100 High EGP 140.2 2.02 Listed London Stock Exchange (LSE) CBKD Par value EG
Slide 8: Frameworks and ESG Ratings
FRAMEWORKS AND ESG RATINGS CIB has been engaging and aligning with ESG standards, frameworks, ratings and indices since 2015. The Bank is a founding signatory of the UNEP FI PRB since 2019, the first supporter in Egypt of the TCFD in 2020, and a founding signatory of the NZBA and the commitment to F
Slide 9: Strategy Overview
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Slide 10: Strategic Direction
STRATEGIC DIRECTION Executing today while building tomorrow’s future-ready Bank By 2030, we aim to strengthen our core business, diversify thoughtfully, lead the market in digital and mobile first experiences, and invest in talent and cutting-edge technology. Our strategy is designed to seize the op
Slide 11: ESG Approach and Disclosures
ESG APPROACH 04 AND DISCLOSURES
Slide 12: Our Approach
OUR APPROACH CIB’s System’s Thinking approach empowered us to realize the connection between the ESG dimensions and our Business Growth. We have been focused on sustainability that is material to our financial performance, and that ensures impact and value creation. Our record testifies that sustain
Slide 13: Our Sustainability Journey
OUR SUSTAINABILITY JOURNEY Introduced the Transition Finance Program Secured USD 60mn from EBRD for Green Projects & Women in Business Founding Signatory of CIB Foundation Bank-wide Energy FTSE4Good the UNEP-FI Principles Supporter of the Task Signatory of the UNEP-FI Met the Bank’s First Efficiency
Slide 14: Value Creation Approach
VALUE CREATION APPROACH Value Creating Approach CIB adopted a structured, impact-driven methodology for selecting and managing sustainability-related key performance indicators (KPIs), grounded in the principle of double materiality and aligned with global frameworks. The process began with the iden
Slide 15: Value Creation Approach
VALUE CREATION APPROACH Inputs Outputs as of Dec. 2024 Leveraging social and relationship capital with various stakeholders, including MDBs, regulators peers, and NGOs, CIB creates values that includes economic, environmental, and social returns whole upholding governance standards. The CIB Foundati
Slide 16: Transparency and Disclosures
TRANSPARENCY AND DISCLOSURES CIB has been committed to transparent disclosing of its ESG activities and KPIs progress, through publishing several sustainability reports and disclosures over the past decade. The integrated 2024 ESG Data & Digitization (ESGDD) sustainability report represents a fundam
Slide 17: ESG Institutional Pillars
ESG INSTITUTIONAL 04 PILLARS
Slide 18: The Way Forward: ESG Integration
THE WAY FORWARD: ESG INTEGERATION PILLAR 01 PILLAR 04 CIB has established key institutional pillars that drive SUSTAINABILITY SUSTAINABILITY MANAGEMENT sustainability, as an enabler for enhancing business GOVERNANCE SYSTEM CIB performance across all its operations. SUSTAINABLE PILLAR 02 PILLAR 05 Th
Slide 19: ESG Institutional Pillars: Sustainability Governance
ESG INSTITUTIONAL PILLARS Board Sustainability Committee: Provides oversight and direction in ESG matters and regulatory mandates, including new trends such as transition finance, decarbonization, climate resilience and ESG data governance. Sustainable Finance Steering Committee: Directs and follows
Slide 20: ESG Institutional Pillars: Policy & Frameworks Architecture
ESG INSTITUTIONAL PILLARS CIB Sustainable Finance Policy: Asserts CIB’s commitment to integrating sustainability, embodying ESG dimensions across the Bank’s policies, procedures, operations, and culture to sustain value creation in the short, medium & long term. Sustainable Finance Policy & Framewor
Slide 21: ESG Institutional Pillars: E&S Management System
ESG INSTITUTIONAL PILLARS CIB’s ESMS: • CIB has been building an Environmental and Social Management System (ESMS) across all departments' functions through ESG integration across all Bank's Policies and SOPs (standard operational procedures). • The journey of a well-integrated and multiple-track su
Slide 22: ESG Institutional Pillars: Sustainable Finance Strategy
ESG INSTITUTIONAL PILLARS CIB’ SUSTAINABLE FINANCE STRATEGY LEVERAGES THE ESG DIMENSIONS TO ACHIEVE VALUE PRESERVATION, CREATION AND ACCELERATION IN THE SHORT, MEDIUM AND LONG TERM Trend-Setting Championing Sustainable Finance Innovation to Sustain Growth Sustainable Finance & Future Proofing Establ
Slide 23: ESG Institutional Pillars: Sustainable Finance Strategy
ESG INSTITUTIONAL PILLARS Compliance - Value Preservation: Continuous upgrading the management of ESG Risks, including Climate Risk, in compliance with regulatory requirements, and alignment with global best practice to enhance resilience. Growth - Value Creation: ▪ Securing access to capital by mee
Slide 24: ESG Institutional Pillars: Internal Staff Engagement
ESG INSTITUTIONAL PILLARS Internal Staff Engagement: Sustainability Strategic Network (SSN) activities: CIB has provided focused sustainability capacity building to the SSN group, comprised of selected representatives from lines of business and support functions, acting as drivers for the system tra
Slide 25: ESG Institutional Pillars: External Stakeholders Engagement
ESG INSTITUTIONAL PILLARS ExternalStakeholders Engagement: CIB works to ensure engaging stakeholders within its sustainability ecosystem to unleash synergies and advocate for sustainable financeon the localand regionalspheres across various sectors, rangingfromeducationto access to capitalandtechnic
Slide 26: ESG Institutional Pillars: Sustainable Finance Innovation
ESG INSTITUTIONAL PILLARS The ESG Data Digitization Platform: ▪ Ecological Footprint: CIB has completed the Ecological Footprint Module, which displays detailed operational data related to water, energy and land consumptions by branch/unit, to enhance informed decision making. ▪ E&S Green Portfolio
Slide 27: Corporate Governance
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Slide 28: Corporate Governance
CORPORATE GOVERNANCE Sound governance ensuring long term sustainability Commitment to sound corporate governance practices continues to define CIB The Board carries on with its mandate to continuously improve the overall corporate governance framework by regularly reviewing and supervising the Bank’
Slide 29: Governance excellence with diversified board expertise
CORPORATE GOVERNANCE Governance excellence with diversified board expertise CIB’s Board consists of 1 1 members; Audit 8 are non-executive, 5 are independent and 2 representing the interests of Alpha Oryx Ltd* Committee Nevine Hisham Ezz Al- Sherif Samy* Fadhel Al Ali Aziz Moolji Georgios Sabbour 6
Slide 30: Awards and Recognition
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Slide 31: Awards
AWARDS GLOBAL FINANCE MEED EMEAFinance Best securitisation house in Africa ▪ Best FX bank in Egypt 2025 ▪ Best SME Bank – Egypt ▪ 2025 Best Private Bank award winner ▪ Excellence in Supply Chain Financing ▪ Best SME Bank Award 2025 ▪ Best Bank – Egypt ▪ Best Trade Finance Award for 2025 ▪ Best ESG S
Slide 32: Investor Relations contacts
• For more information, please visit our website; www.cibeg.com Investor Relations contacts: Headquarters: Email: Hotline: Nile Tower Building CIB.InvestorRelations@cibeg.com 19666 21/23Charles De GaulleSt., Giza P.O Box 2430 Cairo-Egypt 32
Slide 33: Thank You
Thank You
Commercial International Bank - Egypt (CIB) S.A.E. — ESG Presentation (2025) on 6ix