Gft Technologies Se · XETR:GFT

Gft Technologies — Investor Presentation (August 2025)

51 slides from Gft Technologies's investor presentation, August 2025

  1. Slide 1: GFT Technologies SE Investor Presentation

    GFT Technologies SE Investor Presentation August 2025 © 2025 | GFT Technologies SE and its affiliates. All rights reserved.

  2. Slide 2: Our Vision and Mission

    Let’s Go Beyond_ Our To be the best responsible AI-centric digital transformation company in the world. Vision Mission We bring the best responsible AI-centric digital solutions, software development and technology services to every company in the world. gft.com 2

  3. Slide 3: GFT at a Glance

    Let’s Go Beyond_ Investor GFT at a Glance Presentation GFT – Strategic Expansion, Scalable Growth, and Leadership in Digital Transformation € 871m REVENUE Banking 75% REVENUE BY SECTOR Insurance 15% +>15% FY 2024 Industry & Others 10% CAGR 10Y € 78m ADJ. EBIT € 174m REVENUE 12,000+ global team € 17m

  4. Slide 4: Global Smartshore Delivery Platform Enabling Cost-Efficient Solutions for our Clients

    Let’s Go Beyond_ Investor GFT at a Glance Presentation Global Smartshore Delivery Platform Enabling Cost-Efficient Solutions for our Clients Continental Europe 60% France Americas, UK Germany & APAC North America Italy Spain Canada Switzerland Mexico Poland USA APAC United Kingdom Hong Kong TALENTS

  5. Slide 5: We Enable our Clients to Boost their Productivity

    Let’s Go Beyond_ Investor GFT at a Glance Presentation We Enable our Clients to Boost their Productivity Gen AI becomes an integral part of the overall GFT offering. INNOVATION NEW TECHNOLOGIES CORE BUSINESS EFFICIENT STANDARD SOLUTIONS ▪ Agentic AI Data & AI Platform Modernization Engineering & Reg

  6. Slide 6: AI.DA Marketplace Use Case Library

    Let’s Go Beyond_ Investor GFT at a Glance Presentation ▪ Visual Inspection ▪ Predictive Maintenance ▪ Customer Service AI.DA ▪ Fraud Detection ▪ AI Engineering Marketplace ▪ Shopfloor Management Use Case ▪ Knowledge Acquisition Library ▪ Manufacturing Analytics ▪ Project Portfolio Management ▪ Energ

  7. Slide 7: Wynxx – Driving Strong Growth

    Let’s Go Beyond_ Investor GFT at a Glance Presentation Wynxx – Driving Strong Growth Generative AI product to improve productivity and accelerate the Software Development Life Cycle (SDLC) ▪ Moving from 23 clients to 42 clients in Q2 2025 (+82%) ▪ Successful global expansion to 3 new countries ▪ Cli

  8. Slide 8: GFT Share

    Let’s Go Beyond_ Investor GFT at a Glance Presentation GFT Share 6/6 analysts with BUY recommendation Free float 64.2% Average target price €30, upside potential: >60% August 2025 SHAREHOLDER Ulrich Dietz 26.3% Stable shareholder structure STRUCTURE Maria Dietz 9.5% Attractive dividend policy DIVIDE

  9. Slide 9: GFT Resolved on up to €15m Share Buyback Program

    Let’s Go Beyond_ Investor GFT at a Glance Presentation GFT Resolved on up to €15m Share Buyback Program Volume: up to €15m DETAILS 653,594 shares / ~2.5% of share capital (26/03/2025: GFT share Xetra closing price: €22.95) Duration: 24 April 2025 – 14 October 2025 Authorization as granted in AGM 202

  10. Slide 10: GFT 5-Year Strategy

    Let’s Go Beyond_ GFT 5-Year Strategy gft.com 10

  11. Slide 11: Major Opportunities Ahead

    Let’s Go Beyond_ The 18 potential arenas of tomorrow could generate $29 trillion to $48 trillion in revenues and $2 trillion to $6 trillion in profits. 18 potential Revenue, 2040 (CAGR, Profit, arenas of 2022 estimate 2022-40, %) 2040 tomorrow, by estimate,1 2040 revenue $ billion, Major estimate, (

  12. Slide 12: KPIs Ambition

    Let’s Go Beyond_ Revenue Adj. EBIT High Value Smartshore Growth Margin Added Services vs Onsite to to to to ~ €1.5 billion ~ 9.5% ~ 50% ~ 40% KPIs Ambition gft.com 12

  13. Slide 13: Strategic Goals & Objectives

    Let’s Go Beyond_ 01 02 03 04 Fast Learning, Agile Global | Global AI- Democratize Adaptive and Local | Agentic Centric AI to the Innovative Company Technology communities Organization Market Leader Strategic Goals & Objectives gft.com 13

  14. Slide 14: Strategic Initiatives and Contribution to KPIs Ambition

    Let’s Go Beyond_ Strategic Initiatives and Contribution to KPIs Ambition Revenue Adj. EBIT High Value Smartshore Growth Margin Added Services vs Onsite to to to to ~ €1.5 billion ~ 9.5% ~ 50% ~ 40% Transform from Federated to High High High Mid Hyper Efficient Global & Local Company Transform into a

  15. Slide 15: Strategic Initiatives and Contribution to KPIs Ambition

    Let’s Go Beyond_ Strategic Initiatives and Contribution to KPIs Ambition Revenue Adj. EBIT High Value Smartshore Growth Margin Added Services vs Onsite to to to to ~ €1.5 billion ~ 9.5% ~ 50% ~ 40% Implement Global Business Development Platform: High High High Low Focus on High Value-Added, ISV Offe

  16. Slide 16: Taking GFT Brand and Positioning to the Next Level

    Shaping the Taking GFT Brand and Positioning to the Next Level future of digital business From: To: Big enough to deliver, small enough to care Let‘s Go Beyond gft.com 16

  17. Slide 17: Strong Q2 Milestones Achieved in Line with 5-Year Strategy

    Let’s Go Beyond_ Investor Presentation Strong Q2 Milestones Achieved in Line with 5-Year Strategy HIGHLIGHTS Q2 5-YEAR STRATEGIC INITIATIVES ✓ Global Delivery Platform | Smartshore | India Strong growth in the USA, Canada, Latin America and APAC Markets Expansion of Tier 1 account in the USA for Nex

  18. Slide 18: GFT UK Turnaround

    Let’s Go Beyond_ Investor UK Turnaround Presentation GFT UK Turnaround SITUATION TRANSFORMATIONAL INITIATIVES Poor financial performance in FY 2024: ✓ Leadership change ▪ €116m Revenue (-14% vs previous year) ✓ Group Executive Board Member in charge with 100% ▪ €9.8m EBIT adj., margin 8.4% (2023: 9.

  19. Slide 19: GFT Software Solutions Turnaround and Product Modernization

    Let’s Go Beyond_ Investor Software Solutions Presentation Turnaround GFT Software Solutions Turnaround and Product Modernization SITUATION TRANSFORMATIONAL INITIATIVES Encompasses 2 units with different products and ✓ Leadership changed operational model: ✓ Hired new Managing Director and General Ma

  20. Slide 20: FX Effects Due to Strong Euro Headwinds

    Let’s Go Beyond_ Investor FX Effects Presentation FX Effects Due to Strong Euro Headwinds SITUATION The Euro strengthened against all relevant GFT currencies significantly since March, further since May 2025 and has sustained the high valuation until now GFT generated ca. 60% of H1 revenue and 70% o

  21. Slide 21: Resilient H1 Results – Adjusted Guidance 2025 Reflects FX Headwinds and Turnaround

    Let’s Go Beyond_ Investor KPIs Presentation Resilient H1 Results – Adjusted Guidance 2025 Reflects FX Headwinds and Entity-Specific Turnaround H1 2025 RESULTS GUIDANCE 2025 ADJUSTED AS PREVIOUSLY REPORTED GUIDANCE 2025 REVENUE REVENUE e REVENUE e € 442m ~ € 930m ~ € 885m +3% growth +7% growth +2% gr

  22. Slide 22: GFT Steps into Major SAP Software Market – Megawork Acquisition in Brazil

    Let’s Go Beyond_ Investor Megawork Presentation GFT Steps into Major SAP Software Market – Megawork Acquisition in Brazil Fuels Profitable Large-Scale Growth FY 2025E 5-YEAR STRATEGY IN FULL EXECUTION CONTRIBUTION MEGAWORK * M&A Expansion Program: REVENUE e Focus on High Value-Added and ISVs service

  23. Slide 23: Mid-Term Targets 2029

    Let’s Go Beyond_ Investor Backup Presentation Mid-Term Targets 2029 TARGETS 2029 ▪ Continued revenue growth REVENUE e ▪ Organic growth picking up after market recovery ▪ Bolt-on acquisitions of high-value-adding services companies in existing ~ € 1,500m GFT markets ▪ Ongoing investments in GFT asset

  24. Slide 24: Conclusion

    Let’s Go Beyond_ Conclusion ▪ We demonstrated our resilience, achieving solid growth in H1 2025, despite global market challenges and strong FX headwinds. ▪ We have diligently identified, owned and addressed turnaround initiatives in specific markets as part of our strategy to build a solid foundati

  25. Slide 25: Backup

    Let’s Go Beyond_ Investor Presentation Backup gft.com August 2025 25

  26. Slide 26: GFT Share – Investment Case

    Let’s Go Beyond_ Investor Backup Presentation GFT Share – Investment Case Global AI-centric digital Technology market leader at the top of transformation pioneer with prestigious industry rankings, backed by deep sector expertise strong partners Digitalization & AI Design AI-centric business solutio

  27. Slide 27: H1 2025 Results – Solid Operative Performance in Volatile Markets

    Let’s Go Beyond_ Investor Backup Presentation H1 2025 Results – Solid Operative Performance in Volatile Markets in €m H1/2025 H1/2024 ∆ ▪ Solid revenue growth of 3%, organic +6% (FX effects -4%, M&A +1%) Revenue 441.51 429.63 3% ▪ Order backlog stable +1% y-o-y Order backlog 410.31 407.37 1% ▪ EBIT

  28. Slide 28: Strong Momentum in Insurance Business with 21% Growth

    Let’s Go Beyond_ Investor Backup Presentation Strong Momentum in Insurance Business with 21% Growth Strong Growth of Insurance and Well-Balanced Client Portfolio Industry & Others Largest Client with 13% of Total Revenue 441.51 429.63 11% 10% +12% 14% +21% 17% 6M/2025 versus year-end 2024 % GROUP RE

  29. Slide 29: Improved Profitability on EBIT adj. Level in Q2 2025 vs. Q2 2024

    Let’s Go Beyond_ Investor Backup Presentation Improved Profitability on EBIT adj. Level in Q2 2025 vs. Q2 2024 Revenue in €m EBIT adjusted* in €m 24,35 24,02 15,09 15,05 11,37 Q2/24 Q3/24 Q4/24 Q1/25 Q2/25 Q2/25 vs. Q2/24 ▪ +1% primarily driven by strong business ▪ +30% mainly due to higher utilizat

  30. Slide 30: Revenue and Earnings by Segment

    Let’s Go Beyond_ Investor Backup Presentation Revenue and Earnings by Segment GFT Group: GFT Group: Revenue in €m +6% EBIT adjusted* in €m +2% (organic, constant currency) 30.14 29.67 -14% 14.14 16.36 +26% 17.66 14.00 Others: €0.46m Others: €0.45m Others: €-0.69m Others: €-1.66m H1/2024 H1/2025 Cont

  31. Slide 31: Revenue by Global Regions (Based on Customers’ Location)

    Let’s Go Beyond_ Investor Backup Presentation Revenue by Global Regions (Based on Customers’ Location) Dynamic Growth in North & Latin America Offsets Market Weakness in Europe & UK share YTD in ∆% in % €m 186.1 Slowdown in Spain (-7%), Europe 42% 186.1 -6% ↘ Germany (-1%) & Italy (-4%), 197.6 Softw

  32. Slide 32: Income Statement – High One-Time Gain in H1/2024 Earnings

    Let’s Go Beyond_ Investor Backup Presentation Income Statement – High One-Time Gain in H1/2024 Earnings in €m H1/2025 H1/2024 ∆% ▪ Solid revenue growth of 3% driven by dynamic performance in Latin and North America. Adverse Revenue 441.51 429.63 3% currency effects of €-16.81m (-4%) Other operating

  33. Slide 33: Cash Flow Analysis (€m) – Working Capital and Dividend Seasonality

    Let’s Go Beyond_ Investor Backup Presentation Cash Flow Analysis (€m) – Working Capital and Dividend Seasonality ▪ Net cash down to €-80.38m (31/12/2024: 31/12/2024 H1/2025 30/06/2025 €-42.53m) predominantly due to operating and financing activities ▪ Cash flow from operating activities of €-9.18m (

  34. Slide 34: Balance Sheet (€m) – Stable Equity Ratio

    Let’s Go Beyond_ Investor Backup Presentation Balance Sheet (€m) – Stable Equity Ratio ▪ Balance sheet total down by 5% to ▪ Decline of equity by 7% with adverse €617.87m (31/12/2024: €652.65m), currency translation effects amounting essentially attributable to dividend to €14.51m; decline currency-

  35. Slide 35: Utilization Significantly Improved

    Let’s Go Beyond_ Investor Backup Presentation Utilization Significantly Improved Employees (FTE) Utilization* Attrition* Incl. Sophos 92.3% 12.1% 12.4% 91.4% 91.6% 91.6% 10.7% 89.9% 9.8% 10.0% Q2/24 Q3/24 Q4/24 Q1/25 Q2/25 Q2/24 Q3/24 Q4/24 Q1/25 Q2/25 ▪ Workforce slightly down by 1% compared to yea

  36. Slide 36: Results at a Glance per Quarter

    Let’s Go Beyond_ Investor Backup Presentation Results at a Glance per Quarter in €m Q1/2024 Q2/2024 Q3/2024 Q4/2024 FY2024 Q1/2025 Q2/2025 Revenue 212.39 217.24 215.91 225.38 870.92 221.91 219.60 EBITDA 21.81 22.62 25.15 24.37 93.95 15.99 14.86 EBIT adjusted* 18.31 11.37 24.35 24.02 78.05 15.09 15.0

  37. Slide 37: Consolidated Balance Sheet

    Let’s Go Beyond_ Investor Backup Presentation Consolidated Balance Sheet A ssets E quit y a nd lia bilit ie s in € 30/ 06/ 2025 3 1/ 12 / 2 0 2 4 ∆% in € 30/ 06/ 2025 3 1/ 12 / 2 0 2 4 ∆% N o n- c urre nt a s s e t s S ha re ho lde rs ’ e quit y Go o dwill 220,008,424.79 230,351,781.92 -4% Share cap

  38. Slide 38: Consolidated Income Statement

    Let’s Go Beyond_ Investor Backup Presentation Consolidated Income Statement in € H1/2025 H1/2024 ∆% Revenue 441,507,458.91 429,628,636.59 3% Other operating income 7,127,801.74 18,175,311.58 -61% Cost of purchased services -54,248,407.47 -54,075,837.98 0% Personnel expenses -327,682,101.33 -313,555,

  39. Slide 39: Consolidated Statement of Comprehensive Income

    Let’s Go Beyond_ Investor Backup Presentation Consolidated Statement of Comprehensive Income in € H1/2025 H1/2024 ∆% Net incom e for the period 13,465,016.12 21,229,082.16 -37% Item s that w ill not be reclassified to the incom e statem ent Actuarial gains/losses from pensions (before taxes) * 0.00

  40. Slide 40: Consolidated Statement of Changes in Equity

    Let’s Go Beyond_ Investor Backup Presentation Consolidated Statement of Changes in Equity Share capital Capital reserve Retained earnings * Other reserves Treasury shares Total equity Currency in € translation Balance at 1 January 2024 26,325,946.00 42,147,782.15 174,059,064.95 -1,468,946.26 0.00 24

  41. Slide 41: Consolidated Cash Flow Statement

    Let’s Go Beyond_ Investor Backup Presentation Consolidated Cash Flow Statement in € H1/2025 H1/2024 ∆% Net income for the period 13,465,016.12 21,229,082.16 -37% Income taxes 5,559,861.81 8,820,244.32 -37% Financial result 1,684,221.15 2,120,513.53 -21% Income taxes paid -9,772,146.71 -14,058,536.71

  42. Slide 42: Segment Report

    Let’s Go Beyond_ Investor Presentation Segment Report Americas, UK & APAC Continental Europe Total segments Reconciliation GFT Group in €k H1/2025 H1/2024 H1/2025 H1/2024 H1/2025 H1/2024 H1/2025 H1/2024 H1/2025 H1/2024 External revenue 258,113 238,562 182,946 190,607 441,059 429,169 448 460 441,507

  43. Slide 43: New Calculation of EBIT adjusted (1/3)

    Let’s Go Beyond_ Investor Backup Presentation New Calculation of EBIT adjusted (1/3) GFT has changed the calculation method of the EBIT adjusted from FY 2025 onwards in line with the practice of peer companies. Previous year’s figures per quarter are recalculated accordingly. The new calculation of

  44. Slide 44: New Calculation of EBIT adjusted (2/3)

    Let’s Go Beyond_ Investor Backup Presentation New Calculation of EBIT adjusted (2/3) in €k H1/2025 H1/2024 Revenue 441,507 429,629 EBIT adjusted 30,141 29,672 M&A effects -1,924 -4,469 Capacity adjustments -7,020 -4,394 Share-price related effects from measurement of management remuneration -488 906

  45. Slide 45: New Calculation of EBIT adjusted (3/3)

    Let’s Go Beyond_ Investor Backup Presentation New Calculation of EBIT adjusted (3/3) GFT has changed the calculation method of the EBIT adjusted for the consolidated results for FY 2025 onwards. Previous year’s figures per quarter are recalculated accordingly, as shown in the table: in €m Q1/2024 Q2

  46. Slide 46: Additional Milestones for 2025

    Let’s Go Beyond_ Investor Backup Presentation Additional Milestones for 2025 RESULTS 2024 MILESTONES 2025 ▪ Free Cashflow adjusted updated for weaker profitability and assuming working capital on normalized level for FREE CASHFLOW ADJ.* FREE CASHFLOW ADJ.* 2025 (exceptionally low working capital on

  47. Slide 47: 10-year development

    Let’s Go Beyond_ Investor Backup Presentation 10-year development Revenue – 10y CAGR: +12% 871 Adjusted EBIT – 10y CAGR: +10% 789 716 558 440 78 78 423 419 413 429 70 374 57 279 40 41 31 33 34 33 27 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2014 2015 2016 2017 2018 2019 2020 2021 2022 2

  48. Slide 48: 35+ years of strategic expansion

    Let’s Go Beyond_ Investor Backup Presentation 35+ years of strategic expansion GLOBALISATION 1987 founded by Ulrich Dietz 1997 Switzerland Italy Canada, Costa Rica Hong Kong Vietnam Chile and Poland Singapore Colombia 2001 Spain and UK India 2005 Brazil Panama 2008 USA 2017 INDUSTRY 2013 INSURANCE 2

  49. Slide 49: Awards and recognitions

    Let’s Go Beyond_ Investor Backup Presentation Awards and recognitions MOST 2024 IDC FinTech Rankings Top 50 LEADER WINNER AWARDED Digital Banking Guidewire Award Engenion Major Contender PEAK Matrix Guidewire Services 2024 MAJOR CONTENDER Guidewire Services WINNER SERVICE LEADER Banking Tech Award P

  50. Slide 50: Recognition for Sustainability

    Let’s Go Beyond_ Investor Backup Presentation Recognition for Sustainability Measurable Recognitions Our Goals ESG Performance & Commitments CDP B B Sustainability 2019 signed UN Global Compact by Design ISS ESG (Prime Status) C+ C+ We drive new solutions and services to support S&P CSA 51 49 2030 e

  51. Slide 51: Let’s Go Beyond

    Let’s Go Beyond Andreas Herzog Maren Dallas Nicole Schüttforth Head of IR/CSR IR Manager Director IR T +49 711 62042-323 T +49 711 62042-350 T +49 711 62042-387 andreas.herzog@gft.com maren.dallas@gft.com nicole.schuettforth@gft.com © 2025 | GFT Technologies SE and its affiliates. All rights reserve

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