Slide 1: Earnings Call: H1/Q2 Results 2026
Earnings Call: H1/Q2 Results 2026 GFT Technologies SE | August 6, 2026
Slide 2: Agenda
Agenda [01] Highlights & Guidance | Marco Santos (Global CEO) [02] H1/Q2 2026 Financials | Dr. Jochen Ruetz (CFO & deputy CEO) [03] Conclusion | Marco Santos (Global CEO) H1/Q2 2026 Earnings Call August 6, 2026 | 2
Slide 3: Highlights & Guidance
[01] Highlights & Guidance H1/Q2 2026 Earnings Call August 6, 2026 | 3
Slide 4: Solid H1/2026 Performance – Improved Profitability, Scaled Up AI and Confirmed Guidance
Solid H1/2026 Performance – Improved Profitability, Scaled Up AI and Confirmed Guidance H1/2026 Results 2026 Guidance Highlights H1/2026 vs H1/2025 REVENUE REVENUE e ▪ Profitability improved significantly in H1/2026 €463m ~ €930m ▪ Adj. EBIT margin improved from 6.8% in H1/2025 to 7.1% in H1/2026 5%
Slide 5: Strong Execution on AI-Centric 5-Year Strategy
Strong Execution on AI-Centric 5-Year Strategy Creating Impact with Key Clients, Offerings and Global Brand Positioning H1/2026 Highlights ▪ Positive commercial traction of GFT AI Modernization Offering integrated with Global Marketing Campaign, with more than 20 projects won across 9 countries, inc
Slide 6: Strong Execution on AI-Centric 5-Year Strategy
Strong Execution on AI-Centric 5-Year Strategy Creating Tangible Results with AI and Leading in an AI-Native Era H1/2026 Highlights ▪ Continue scaling up of Wynxx AI Agentic platform for Software Engineering reaching 12 countries (+1 in Q2), 113 clients (+8 in Q2) and total influenced contract value
Slide 7: Wynxx Agentic AI Platform
Wynxx Agentic AI Platform Wynxx AGENTIC STUDIO Wynxx MARKETPLACE Wynxx SOFTWARE ENGINEERING Wynxx BUSINESS PROCESSES Standard Edition Assets and Accelerators Story Creator Story Estimator Code Reviewer Code Documenter CUSTOMER OPERATIONS RISK FINANCE PEOPLE Code Tester Functional Tester Code Fixer A
Slide 8: Wynxx Agentic AI Software Engineering
Wynxx Agentic AI Software Engineering Driving Impact and Strong Growth with AI Wynxx SOFTWARE ENGINEERING Q2 2026: Standard Edition Story Creator Story Estimator Code Reviewer Code Documenter 113 Clients €144m Inf. Contract Code Tester Functional Tester Code Fixer Architect AI Value** Code Dialoger
Slide 9: Wynxx Agentic AI Business Processes
Wynxx Agentic AI Business Processes Wynxx BUSINESS PROCESSES CUSTOMER OPERATIONS RISK FINANCE PEOPLE Banking Insurance Manufacturing Wynxx Excel & Access Modernizer Wynxx Process Re-engineering H1 2026 Achievements €14.8m Actual Influenced Revenue* in H1 • 6 client references • Key Agentic AI credit
Slide 10: H1/Q2 2026 Financials
[02] H1/Q2 2026 Financials H1/Q2 2026 Earnings Call August 6, 2026 | 10
Slide 11: Sustained Growth Momentum: Revenue +5% in Constant FX
H1/2026 FINANCIALS Sustained Growth Momentum: Revenue +5% in Constant FX in €m H1/2026 H1/2025 ∆ ▪ Solid revenue growth of 5%, in constant currencies (FX) of 5% ▪ Strong order backlog development of +18% y-o-y Revenue 462.56 441.51 5% (in constant FX: +18%) Order backlog 483.53 410.31 18% ▪ EBIT adj
Slide 12: Driving Scalable Growth Across All Sectors
H1/2026 FINANCIALS Driving Scalable Growth Across All Sectors Significant Growth Well-Balanced Client Portfolio Industry & Others (+14%) Largest Client with 9% of Total Revenue H1/2026 vs. Year-End 2025 % GROUP REVENUE % Revenue Growth rate % Revenue H1/2025 H1/2026 Banking Insurance Industry & Othe
Slide 13: Continued Improvement in Profitability: 6.8% to 7.1% Year over Year
H1/2026 FINANCIALS PER QUARTER Continued Improvement in Profitability: 6.8% to 7.1% Year over Year Revenue in €m +6% EBIT adjusted 1 in €m +10% y-o-y y-o-y ▪ Solid revenue growth y-o-y of 6% mainly driven by ▪ EBIT adjusted significantly up by 10% in Q2/2026 mainly due to improved Q2/26 vs. Brazil,
Slide 14: Segment Analysis: Double-Digit Growth of Americas & APAC
H1/2026 FINANCIALS Segment Analysis: Double-Digit Growth of Americas & APAC Revenue in €m ▪ Mixed business performance in Europe (-3%) ▪ Germany still experiencing investment caution ▪ Spain meanwhile with strong growth ▪ UK declined y-o-y with improved trajectory ▪ Dynamic business development in A
Slide 15: Earnings Increased Strongly, Particularly in Europe
H1/2026 FINANCIALS Earnings Increased Strongly, Particularly in Europe EBIT adjusted 1 in €m EBT in €m Europe Europe +8% y-o-y Americas & APAC +26% y-o-y Americas & APAC Others: Others: Others: Others: €-1.66m €-6.15m €-2.27m €-7.33m 2 2 ▪ EBIT adjusted +29% in Europe y-o-y based on overall improvem
Slide 16: Breakdown Global Regions: Dynamic Growth in Latin America
REVENUE BY GLOBAL REGIONS BASED ON CUSTOMERS’ LOCATION Breakdown Global Regions: Dynamic Growth in Latin America, Europe Improving With Strong Growth in Spain Anteil in YTD in ∆% % Mio. € Strong growth in Spain (+13%), offset by Continental Europe 40% 186.5 0% ↗ decline in Germany (-12%) Brazil (+38
Slide 17: Income Statement (€m) – Growth Across All Earnings Metrics
H1/2026 FINANCIALS Income Statement (€m) – Growth Across All Earnings Metrics in €m H1/2026 H1/2025 ∆% ▪ Solid revenue trend of 5% supported by inorganic growth of €8.3m Revenue 462.56 441.51 5% (+2%). No material currency impact Other operating income 5.01 7.13 -30% ▪ Ratio of cost of purchased ser
Slide 18: Cash Flow Statement (€m) – Impacted by Shareholder Dividend Payment
H1/2026 FINANCIALS Cash Flow Statement (€m) – Impacted by Shareholder Dividend Payment ▪ Net cash decreased to €-75.0m (12/31/2025: €-55.2m) 12/31/2025 H1/2026 06/30/2026 ▪ Cash flow from operating activities: €-1.0m (H1/2025: €-9.2m) reflecting ▪ Higher net income to €17.1m (H1/2025: €13.5m) ▪ Nega
Slide 19: Balance Sheet (€m) – Strengthened Capital Structure
H1/2026 FINANCIALS Balance Sheet (€m) – Strengthened Capital Structure ▪ Total assets decreased by 2% to ▪ Equity up 5% to €276.8m (12/31/2025: €627.5m, primarily driven by the €263.0m) shareholder dividend payment ▪ Net income of €17.1m partly offset by €12.8m ▪ Non-current assets with €335.7m at d
Slide 20: Utilization Significantly Improved
H1/2026 FINANCIALS Utilization Significantly Improved Employees (FTE) Utilization Attrition 1 ▪ Workforce stable compared to ▪ Utilization rate increased to 92.8% ▪ Attrition continued its downward year-end 2025 (vs. 06/30/2025: +3%) ▪ Improved by 0.6 pp q-o-q mainly trend, decreasing by 0.6 pp q-o-
Slide 21: Additional Performance Indicators
MILESTONES 2026 Additional Performance Indicators Results 2025 Milestones 2026 FREE CASHFLOW ADJ. 1 FREE CASHFLOW ADJ. 1 ▪ Expected Free Cashflow adjusted €28.0m ~ €40m reflecting slight reduction of working capital and increase of profitability Ø 2023-2025: €36.1m NET DEBT / EBITDA 2 NET DEBT / EBI
Slide 22: Conclusion
[03] Conclusion H1/Q2 2026 Earnings Call August 6, 2026 | 22
Slide 23: Conclusion
Conclusion • We delivered a solid first half of 2026, with 5% growth and a strong increase in EBT, confirming our full-year guidance • Strong momentum continued in our key markets, particularly Brazil, Colombia, Switzerland, and Spain, with growth across all business sectors • Our AI-Native delivery
Slide 24: Q&A
Q&A Connect with GFT Investor Relations on LinkedIn H1/Q2 2026 Earnings Call August 6, 2026 | 24
Slide 25: Backup
Backup H1/Q2 2026 Earnings Call August 6, 2026 | 25
Slide 26: GFT AI-Centric 5-Year Strategy
GFT AI-Centric 5-Year Strategy More Relevant than ever and Reinforced by Major AI Market Shifts Publicly Announced in March 2025 Strategy Execution and Global Strategic Initiatives Our Vision Transform into an AI-Centric Digital Transformation Company Group Wide Brand Dimensions To be the best respo
Slide 27: Outlook 2026: Strong Improvement in EBT Margin and Growth in Revenue
OUTLOOK 2026 & CONCLUSION Outlook 2026: Strong Improvement in EBT Margin and Growth in Revenue with Continued AI-Centric Expansion FY 2025 Results FY 2026 Guidance REVENUE REVENUE e ▪ Strong improvement in EBT margin €888m ~ €930m ▪ Growth in revenue driven by AI-Native engineering services combined
Slide 28: Mid-Term Ambitions 2029
BACKUP Mid-Term Ambitions 2029 Ambitions 2029 1 Continued revenue growth REVENUE e ~ €1.5b ▪ Focus on Global Accounts, Tier 1 and Tier 2 clients and cross-selling of high-value added offerings ▪ Organic growth accelerated by AI Legacy Modernization programs and AI-Native engineering EBIT ADJ. margin
Slide 29: Results at a Glance per Quarter
BACKUP Results at a Glance per Quarter in €m Q1/2025 Q2/2025 Q3/2025 Q4/2025 FY2025 Q1/2026 Q2/2026 Revenue 221.91 219.60 213.75 233.03 888.29 229.52 233.04 EBITDA 15.99 14.86 19.03 19.66 69.54 17.23 17.59 EBIT adjusted¹ 15.09 15.05 15.40 21.90 67.44 16.11 16.54 EBIT 10.82 9.89 14.17 14.54 49.42 12.
Slide 30: Consolidated Balance Sheet
BACKUP Consolidated Balance Sheet Assets Equity and liabilities in € 30/06/2026 31/12/2025 ∆% in € 30/06/2026 31/12/2025 ∆% Non-current assets Shareholders’ equity Goodwill 227.743.929,29 224.536.239,05 1% Share capital 26.325.946,00 26.325.946,00 0% Other intangible assets 36.244.251,54 35.916.226,
Slide 31: Consolidated Income Statement
BACKUP Consolidated Income Statement in € H1/2026 H1/2025 ∆% Revenue 462,555,011.63 441,507,458.91 5% Other operating income 5,013,958.80 7,127,801.74 -30% Cost of purchased services -59,706,701.14 -54,248,407.47 10% Personnel expenses -336,911,584.40 -327,682,101.33 3% Other operating expenses -36,
Slide 32: Consolidated Statement of Comprehensive Income
BACKUP Consolidated Statement of Comprehensive Income in € H1/2026 H1/2025 ∆% Net income for the period 17,079,552.44 13,465,016.12 27% Items that will not be reclassified to the income statement Actuarial gains/losses from pensions (before taxes) 1 0.00 0.00 n/a Income taxes on actuarial gains/loss
Slide 33: Consolidated Statement of Changes in Equity
BACKUP Consolidated Statement of Changes in Equity Share capital Capital reserve Retained earnings ¹ Other reserves Treasury shares Total equity in € Currency translation Balance at January 1, 2025 26.325.946,00 42.147.782,15 206.180.950,10 -3.477.664,47 0,00 271.177.013,78 Net income for the period
Slide 34: Consolidated Cash Flow Statement
BACKUP Consolidated Cash Flow Statement in € H1/2026 H1/2025 ∆% Net income for the period 17,079,552.44 13,465,016.12 27% Income taxes 6,941,842.00 5,559,861.81 25% Financial result 1,779,291.39 1,684,221.15 6% Income taxes paid -10,641,960.15 -9,772,146.71 -9% Income taxes received 5,127,772.61 3,7
Slide 35: Segment Report
BACKUP Segment Report GFT has revised its segment reporting structure in accordance with IFRS 8 to align with its internal management approach across global regions. Please refer to footnote and to the next slide. Americas & APAC Europe Total segments Reconciliation GFT Group in € thousand H1/2026 H
Slide 36: Revised Segment Report - Restatements
BACKUP Revised Segment Report - Restatements ▪ GFT has revised its segment reporting structure in accordance with IFRS 8 to align with its internal management approach across global regions. As a result: ▪ UK business was reclassified from “Americas, UK & APAC” to “Continental Europe” segment. ▪ Ope
Slide 37: Calculation of EBIT adjusted
BACKUP Calculation of EBIT adjusted in €k H1/2026 H1/2025 Revenue 462,555 441,507 EBIT adjusted 32,645 30,141 M&A effects -3,219 -1,924 Capacity adjustments -3,456 -7,020 Share-price related effects from measurement of management remuneration -169 -488 Other extraordinary items - - EBIT 25,801 20,70
Slide 38: Your IR Team
Your IR Team Andreas Herzog Head of Investor Relations & CSR Compliance T +49 711 62042-323 andreas.herzog@gft.com Maren Dallas Investor Relations Manager T +49 711 62042-350 maren.dallas@gft.com Nicole Schüttforth Director Investor Relations T +49 711 62042-387 nicole.schuettforth@gft.com IR Events