Suncorp Group Limited · ASX:SUN

Suncorp — UBS Australasia Conference 2016

14 slides from Suncorp's conference presentation, Nov 7, 2016

  1. Slide 1: UBS Investor Conference Presentation

    ASX announcement For personal use only 7 November 2016 UBS Investor Conference Presentation Attached is a copy of the presentation made at the 2016 UBS Australasia Conference today. Kristy Huxtable Company Secretary Suncorp Group Limited attch. 1 Suncorp Group Ltd- ABN 66 145 290 124 - GPO Box 1453,

  2. Slide 2: Steve Johnston, Chief Financial Officer

    For personal use only Steve Johnston Chief Financial Officer

  3. Slide 3: Strategy

    For personal use only Strategy Create a better today Purpose ‘One Suncorp’ Business model Customer Strategy Capital Cost Culture Resilience Priority UBS Australasia Conference 2016 7 November 2016 2

  4. Slide 4: Elevate the Customer

    For personal use only Elevate the Customer Creating a better today by growing customer connections Our strengths: Customers want: 9 million customers To make informed decisions Trusted brands Simple and easy Simplified systems Trust and control Sustainable organic growth UBS Australasia Conference 2

  5. Slide 5: Adopting a marketplace approach

    For personal use only Adopting a marketplace approach Proof points already being delivered • Suncorp ‘concept store’ opening in Parramatta in early December • Two ‘flagship stores’ planned for Brisbane and Sydney • White-labelled annuities launched • Imminent announcement of an extended white-labell

  6. Slide 6: Transforming Finance

    For personal use only Transforming Finance SUN reporting brought forward 13 trading days • SUN is now one of the earliest companies to report in the ASX • Accelerated reporting means investors are trading fully informed SUN - FY15/16 • Earlier reporting of results delivered following Banks 2 & 3 SUN

  7. Slide 7: Suncorp Bank September 2016 quarter APS330 summary

    For personal use only Suncorp Bank September 2016 quarter APS330 summary Home lending down 0.7% Impairment losses 7bps annualised to Business lending up 1.5% gross loans and advances Bank CET1 8.92% is toward the upper Gross non-performing loans down 4.8% end the target range of 8.50%-9.00% to 107bp

  8. Slide 8: Credit quality: Gross impaired and past due loans

    For personal use only Credit quality Gross impaired and past due loans Gross impaired loans by segment ($m) Past due loans by segment (% of segment GLA) 1.2% 63 1.0% 62 70 0.8% 55 44 62 42 0.6% 151 125 119 123 117 122 0.4% 109 0.2% 38 31 28 25 23 27 28 0.0% Mar-15 Jun-15 Sep-15 Dec-15 Mar-16 Jun-16

  9. Slide 9: Credit quality: Impairments

    For personal use only Credit quality Impairments Impairment losses to gross loans Net impaired loans to gross loans 0.39% 0.29% 0.35% 0.29% 0.28% 0.29% 0.19% 0.20% 0.27% SUN’s 0.16% 0.20% expected 0.14% operating range 0.07% 0.08% 10-20bps SUN Regional Regional Major 1 Major 2 Major 3 Major 4 SUN Re

  10. Slide 10: Capital

    For personal use only Capital Strong capital position maintained post FY16 dividend payment Common Equity Tier 1 vs peers Residential mortgages risk weight % 42.8% 39.4% 36.8% 25.2%* 10.56% 10.10% 9.77% 9.61% 8.92% 9.00% 8.09% 15.2% 15.8% SUN Regional 1 Regional 2 Major 1 Major 2 Major 3 Major 4 SUN

  11. Slide 11: Debt markets

    For personal use only Debt markets SUN has flexibility in its funding options Recent debt transactions include: • $350 million 10-year covered bond priced at BBSW +135bps • $350 million 2-year senior unsecured at BBSW +75bps SUN’s term funding spreads to major banks continue to narrow MCQ ME ANZ WBC

  12. Slide 12: Evolution of the funding composition

    For personal use only Suncorp Bank Evolution of the funding composition FY09 funding profile Sep-16 funding profile 3% 1% 1% 6% 11% 25% FY09 Sep-16 38% 4% Deposit to 42% 66% loan ratio 17% 61% 10% 23%  Deposits  Long-term wholesale  Subordinated notes  Short-term wholesale  Covered bonds  Pref

  13. Slide 13: Evolution of the lending portfolio

    For personal use only Suncorp Bank Evolution of the lending portfolio FY09 lending portfolio Sep-16 lending portfolio $54.4 billion $54.1 billion 2% 1% 8% 10% FY09 Sep-16 30% Exposures 121 0 over $50m 52% 81% Net Impaired $1,474m $159m assets 6% 10%  Housing  Corporate & Property  Commercial (SME

  14. Slide 14: Important disclaimer

    For personal use only Important disclaimer This presentation contains general information which is current as at 7 November 2016. It is information given in summary form and does not purport to be complete. It is not a recommendation or advice in relation to the Group or any product or service offer

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