FirstRand Limited · JSE:FSR
FirstRand — Investor Presentation (2004)
12 slides from FirstRand's investor presentation, 2004
Slide 1: Self Service Channel
Self Service Channel Mike Arnold
Slide 2: Strong SASWITCH Market Share
Strong SASWITCH Market Share FNB BOB ATM Volume as a % of SASWITCH POOL (as at December 2003) FNB BOB 24.3% Other Banks 75.7%
Slide 3: FNB on BOB Transaction Growth
FNB on BOB Transaction Growth GROWTH OF FNB ON BOB TRANSACTION VOLUMES 14% (Jul-Dec 2002 vs Jul-Dec 2003) 12% % Change in Transaction Volume 10% 8% 6% 4% 2% 0% -2% -4% Jul Aug Sep Oct Nov Dec
Slide 4: Strong Availability Performance (1 of 2)
Strong Availability Performance (1 of 2) SASWITCH TERMINAL AVAILABILITY (Dec 2003 – April 2004) 100.00% 99.75% 99.50% % Availability (24-Hour) 99.25% ABSA - Term STD - Term 99.00% FNB - Term 98.75% NED - Term 98.50% 98.25% 98.00% Dec-03 Jan-04 Feb-04 Mar-04 Apr-04
Slide 5: Strong Availability Performance (2 of 2)
Strong Availability Performance (2 of 2) SASWITCH AUTHORISOR AVAILABILITY (Dec 2003- March 2004) 100.00% 99.75% Network problems % Availability (24-Hour) 99.50% on the mainframe 99.25% and a cable fault during a scheduled ABSA - Auth maintenance slot. STD - Auth 99.00% FNB - Auth 98.75% NED - Auth T
Slide 6: BOB Device Growth
BOB Device Growth Number of BOB Devices (July 2003 – Dec 2003) 3000 Number of Devices Deployed 2500 2000 Number of BOB 1500 Mini-ATMs Number of BOB's and BOBCATS 1000 500 0 Jul Aug Sep Oct Nov Dec Jan Feb Mar April May June Jul Aug Sep Oct Nov Dec
Slide 7: BOB Mini-ATM
BOB Mini-ATM ¾Allows ATM expansion into under represented areas. ¾Low volume business model enables extended reach. ¾Overcomes lack of infrastructure in rural areas. ¾Manages logistical and security issues. ¾Trades on the trusted BOB Brand. ¾Boosts local economies by recycling cash.
Slide 8: BOB Mini-ATMs Create New Transactions
BOB Mini-ATMs Create New Transactions BOB Mini-ATM Transaction Volumes (July 2003 – March 2004) 500 Transaction Volume (‘000’s) 400 300 200 100 0 Jul Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun
Slide 9: Strong Pre-Paid Growth
Strong Pre-Paid Growth Pre-Paid Transaction Volumes (July 2003- Dec 2003) 140,000 120,000 Transaction Volumes 100,000 80,000 60,000 40,000 20,000 0 July Aug Sept Oct Nov Dec
Slide 10: Transaction Innovation
Transaction Innovation ¾ New Payment Method o Concept proved with Intercape, Luxliner and Translux ¾ Traffic Fine Payments
Slide 11: IEC Voter Registration
IEC Voter Registration Supporting Proudly South African: almost 300 000 voter registration transactions processed!
Slide 12: Way Forward
Way Forward ¾ Expansion of the Network ¾ New Transactions ¾ EMV: Hardware and Software Upgrade