Standard Chartered Plc · LSE:STAN

Standard Chartered — Investor Presentation (October 2010)

11 slides from Standard Chartered's investor presentation, October 2010

1. Slide 1: Standard Chartered PLC Capital raising

   Standard Chartered PLC C i l raising Capital i i Leading the way in Asia, Africa and the Middle East

2. Slide 2: Disclaimer

   Disclaimer NOT FOR DISTRIBUTION OR RELEASE, DIRECTLY OR INDIRECTLY, IN OR INTO THE UNITED STATES, CANADA, INDIA OR SOUTH AFRICA OR ANY OTHER JURISDICTION IN WHICH THE DISTRIBUTION OR RELEASE WOULD BE UNLAWFUL. OTHER RESTRICTIONS ARE APPLICABLE. PLEASE SEE THE IMPORTANT NOTICE AT THE END OF THE PRESE

3. Slide 3: Agenda

   Agenda „ Q Q3 Interim Management g Statement „ Rationale for capital raising „ Transaction details „ Conclusion C l i Not for distribution in the United States, Canada, India or South Africa or any other jurisdiction where distribution or release would breach any applicable law.

4. Slide 4: Q3 IMS highlights

   Q3 IMS highlights „ Record performance to date „ Good momentum in both businesses „ Expenses well controlled „ Loan impairment continuing to fall „ Strong, liquid balance sheet with low levels of refinancing Not for distribution in the United States, Canada, India or South Africa or any other jurisd

5. Slide 5: Rationale

   Rationale „ To take advantage g of opportunities pp for p profitable growth across our franchise „ To prepare for likelihood of increasing capital requirements „ To allow the Group to continue on its growth trajectory „ To further differentiate Group’s balance sheet Not for distribution in the Unite

6. Slide 6: Proposed transaction

   Proposed transaction „ Raising net proceeds of US$5.1 billion in ordinary shares by way of rights issue „ 1 new share for 8 existing g shares „ Issue price 1,280 pence per share „ Discount 32.9% to previous day close and 30.4% to TERP „ Fully underwritten „ Temasek is supportive of the issue and int

7. Slide 7: Capital impact

   Capital impact % 15.5 43 4.3 Rights issue impact 2.2 „ Estimate c.200 basis Total Tier 1 points increase in 9.0 11.2 forecast Core Tier 1 Jun 2010* Core Tier 1 Tier 2 * Basel II basis Not for distribution in the United States, Canada, India or South Africa or any other jurisdiction where distributio

8. Slide 8: Basel III impact

   Basel III impact Uncertainties Impact „ Prudential filters „ Estimate up to c.100 bps on future Core Tier 1* „ Implementation „ Likely to accelerate timeline „ Targets including „ Expect to rise from buffers 7% Basel III floor * Includes impact of Basel II changes on RWA Not for distribution in the

9. Slide 9: Timetable

   Timetable „ Launch 13 Oct „ Prospectus published 15 Oct „ Rights dealing period 22 Oct – 05 Nov „ Last date for acceptance 05 Nov „ Rump placement 08 Nov „ Settlement S ttl - For rump 11 Nov Not for distribution in the United States, Canada, India or South Africa or any other jurisdiction where dist

10. Slide 10: Conclusion

    Conclusion „ Strong performance in Q3 „ Income in Q3 above first half run rate „ Expenses well controlled „ Loan impairment falling „ Balance sheet in good shape „ Good asset quality and highly liquid with low levels of refinancing „ Capital raising „ To T take k advantage d off opportunities i i ff

11. Slide 11: Disclaimer

    Disclaimer This presentation does not constitute an offer for sale of securities of Standard Chartered PLC (the “Company”) in the United States, Canada, India or South Africa or any other jurisdiction. Such securities have not been and will not be registered under the U.S. Securities Act of 1933, as

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