Shriram Finance Limited · NSE:SHRIRAMFIN
Shriram Finance — Investor Presentation (December 2022)
16 slides from Shriram Finance's investor presentation, Dec 5, 2022
Slide 1: Exchange filing cover letter on Corporate Presentation
SEC/FILING/BSE-NSE/22-23/68A-B December 5, 2022 BSE Limited National Stock Exchange of India P. J. Towers, Limited Dalal Street, Fort, Listing Department Mumbai – 400 001. Exchange Plaza, 5th Floor, Scrip Code: 511218 Plot no. C/1, G- Block, Bandra-Kurla Complex, Mumbai – 400 051. NSE Symbol: SRTRAN
Slide 2: On a journey to become the most preferred Financial Services destination
On a journey to become the most preferred Financial Services destination December 05, 2022
Slide 3: Shriram Finance: Becoming the most preferred Financial Services Destination
Shriram Finance: Becoming the most preferred Financial Services Destination FINANCIAL SOCIAL PROMINENCE DISTRIBUTION LIABILITIES PERFORMANCE IMPACT #1 8.3% 6.7 Mn 1,578 Bn 631 Mn Retail NBFC in India (2) NIM (3) Customer base Borrowings CSR Spend 1,714 Bn 2.7% / 15.0% 2,875 Branches 8.6% 78% AUM ROA
Slide 4: Shriram Finance is now the Largest Retail NBFC in India
Shriram Finance is now the Largest Retail NBFC in India (1) #1 1,71,366 1,59,452 1,35,249 87,668 69,887 67,693 63,444 52,040 36,117 30,552 Shriram Finance Peer 1 Shriram Transport Peer 2 Peer 3 Peer 4 Peer 5 Peer 6 Shriram City Union Peer 7 (Post-Merger) 1. Based on Q2FY23 AUM of all NBFCs in India
Slide 5: Shriram Finance to have a PAN-INDIA presence
Shriram Finance to have a PAN-INDIA presence 6.7 million+ active customers with minimal overlap allowing cross-sell opportunities Branches As of Dec’21 (At the time of As of Sep’22(1) announcement of merger) GU1 TN and Pondicherry 673 691 GU4 GU3 GU2 TS, AP, OD 538 544 GU3 GU3 MH, GA, UP, BR and JH
Slide 6: Robust Growth in Financial and Operational Metrics Since the Announcement
Robust Growth in Financial and Operational Metrics Since the Announcement Proforma Figures INR at Announcement- As of September 30, 2022 As of March 31, 2021 AUM ~1,500 bn 1,714 bn Networth / PAT 297 bn / 35 bn 409 bn / 29 bn (1) RoA/RoE 2.4% / 12.7% 2.7% / 15.0% No. of Branches (incl other 3,605 /
Slide 7: Portfolio Composition
Portfolio Composition DIVERSIFIED PRODUCT PORTFOLIO Two Wheeler loan 5.5% Gold Loan 2.60% Personal Loan 3.10% SME Finance 11.5% Passenger Vehicle finance 17% Commercial Vehicle finance 60.30% AUM as on 30th Sept 2022
Slide 8: Our Strategy Going Forward
Our Strategy Going Forward “To be the country’s most “Focused on new to credit “Diversified product portfolio “Generate industry-leading “Delivering delightful preferred Financial Services clients with a strategy to across credit, insurance and ROA and ROE in the long customer experience through Des
Slide 9: Shriram Finance | Board of Directors
Shriram Finance | Board of Directors • Holds a Master’s degree in Economics from Delhi School of Economics and a Post Graduate degree in Jugal Kishore Economics from Boston University, USA Mohapatra • An IAS, Odisha Cadre, Currently serves as a non-executive Chairman of India International Bullion E
Slide 10: Shriram Finance | Board of Directors
Shriram Finance | Board of Directors • Appointed as the Executive Vice-Chairman of SFL. Umesh Revankar Executive Vice- • Holds a degree in MBA Finance. Chairman • Joined as an Executive Trainee in 1987. He has been associated with Shriram Group for over 35 years and has shouldered various responsibi
Slide 11: Board of Directors (Contd.)
Board of Directors (Contd.) • Joined the CV Finance business of Shriram Group in 1992 as the Head of Investment Servicing. • Co-founded and successfully exited from TAKE solutions. • Started his career in Strategy and Finance in 1987 with Karnataka Oil Seeds Federation, Bangalore. D V Ravi Director
Slide 12: Technology & Digital Framework
SHRIRAM Technology & Digital Framework
Slide 13: Our Vision
Our Vision Vision for Technology: To make our consumers lives better everyday by creating technology-led, data-driven businesses to scale exponentially, by offering differentiated customer-centric products and services, leveraging our core pillars that we have built over the years – Integrity, Empat
Slide 14: Key Results achieved
Key Results achieved Touching 2 lives every second through Mobile / Web Over 5 lakhs digital transactions per month on Mobile and Web platforms INR 800 30 K INR 1350 INR 1630 Customer focused Initiative Crores customers Crores Crores worth of Digital Instant 2w loan on SCUF B2C collections on STFC B
Slide 15: Key Technology Enablers – An integrated platform for all businesses
Key Technology Enablers – An integrated platform for all businesses An integrated platform covering all businesses of Shriram coupled with end-to-end Current Capabilities digitized workflow is a step towards achieving exponential growth of the group • Engagement layer – Shriram currently has B2B, LE
Slide 16: Thank You
4 SHRIRAM Thank You
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