Shriram Finance Limited · NSE:SHRIRAMFIN
Shriram Finance — Q1 FY27 Earnings Presentation
70 slides from Shriram Finance's earnings presentation, Jul 24, 2026
Slide 1: Outcome of Board Meeting
July 24, 2026 BSE Limited National Stock Exchange of India Limited P. J. Towers, Listing Department Dalal Street, Fort, Exchange Plaza, 5th Floor, Mumbai – 400 001 Plot no. C/1, G- Block, Scrip Code: 511218 Bandra-Kurla Complex, Mumbai – 400 051 NSE Symbol: SHRIRAMFIN Dear Sir/Madam, Sub.: Outcome o
Slide 2: Outcome of Board Meeting (continued)
b) The statement confirming no deviation/variation in utilisation of funds raised through Preferential Issue for the quarter ended June 30, 2026 pursuant to Regulation 32 of the Listing Regulations. c) The disclosure in accordance with Regulation 52(7) and 52(7A) of the Listing Regulations regarding
Slide 3: Auditor's review report on standalone results
M M NISSIM & CO LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants Barodawala Mansion, GDA. House, B wing, 3 rd Floor, Plot No. 85, Right Bhusari Colony, 81, Dr. Annie Besant Road, Paud Road, Kothrud, Worli, Mumbai 400018 Pune- 411 038 Independent auditor's review report on Unaudited S
Slide 4: Auditor's review report (continued)
M M NISSIM & CO LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants matters that might be identified in an audit. Accordingly, we do not express an audit opinion. 4. Based on our review conducted as above, nothing has come to our attention that causes us to believe that the accompanying
Slide 5: Statement of unaudited standalone financial results
SIIRIRANI FINANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, Email-secretarial@shriramfinance.in STATEMENT OF UNAUDITED STANDA
Slide 6: Notes to standalone results
SIIRiRANI FINANCE LIMITED CI N : L6519 I TN1979PLC007874 Regd. Office: Sri Towers, I4A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriram finance. in Notes: I The above res
Slide 7: Notes to standalone results
SHRIRAM FINANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriramfinance.in Notes: 10 Transaction Costs in
Slide 8: Notes: Co-lending disclosures
SHRIRAM FINANCE LIMITED CIN: L65191IN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shrirainfinance.in, email-secretarial@shriramfinance.in Notes: (ii) Co-Lending as Ori
Slide 9: Information required by Regulation 52(4)
SIIRIRAM FINANCE LIMITED CIN: L651 9 I TN1979PLC007874 Rcgd. Office: Sri Towers, I 4A, South Phase, Industrial Estate, Guindy, Chennai - 600032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, Email-secretarial@shriramfinance.in Information as required by
Slide 10: Security cover certificate
SHRIRAM FLNANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666. Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriramfinance.in Annexu re 2 Notes: (Rs. in cro
Slide 11: Security cover certificate
SHRIRAM FLNANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate. Guindy, Chennai - 600 032. Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in. email-secretarial@shriramfinance.in Annexure 2 Notes: (Rs. in cror
Slide 12: Auditor's review report on consolidated results
M M NISSIM & CO LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants Barodawala Mansion, GDA. House, B wing, 3rd Floor, Plot No. 85, Right Bhusari Colony, 81, Dr. Annie Besant Road, Paud Road, Kothrud, Worli, Mumbai 400018 Pune- 411 038 Independent auditor's review report on Unaudited Co
Slide 13: Auditor's review report (continued)
M M NISSIM & CO LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants We also performed procedures in accordance with the circular No. CIR/CED/CMD/ 44/ 2019 dated March 29, 2019, issued by the SEBI under Regulation 33 (8) of the Listing Regulations, to the extent applicable. 4. The Statem
Slide 14: Auditor's review report (continued)
M M NISSIM & CO LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants 7. As described in note 4 to the Statement, the figures for the quarter ended March 31, 2026 as reported in the Statement are the balancing figures between the audited figures in respect of the previous full financial y
Slide 15: Statement of unaudited consolidated financial results
SIIRIRAM FINANCE LIMITED CIN: L65I9ITN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramlinance.in, email-secretarial@shriramfinance.in STATEMENT OF UNAUDITED CONSOL
Slide 16: Consolidated financial results (continued)
SHRIRAM FINANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriromfinance.in STATEMENT OF UNAUDITED CONSOLI
Slide 17: Notes to consolidated results
SHRIRAM FINANCE LIMITED L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriram finance. Notes: 1 The above results have been
Slide 18: Notes to consolidated results
SIIRIRAM FINANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriramfinance.in Notes: 7 During the quarter e
Slide 19: Summary results of discontinued operations
SIIRIRAM FINANCE LIMITED CIN: L65191TN1979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial a shriramfinance.in Notes: 15 Summary results o
Slide 20: Information required by Regulation 52(4)
SiURIRAM FINANCE LIMITED CiN: L6519 TNI979PLC007874 Regd. Office: Sri Towers, 14A, South Phase, Industrial Estate, Guindy, Chennai - 600 032, Tamil Nadu. Tel. No: +91 44 4852 4666, Fax: +91 44 4852 5666. Website-www.shriramfinance.in, email-secretarial@shriramfinance.in Information as required by Re
Slide 21: Statement of deviation in utilisation of preferential issue proceeds
July 24, 2026 BSE Limited National Stock Exchange of India Limited P. J. Towers, Listing Department Dalal Street, Fort, Exchange Plaza, 5th Floor, Mumbai 400 001 Plot no. C/1, G- Block, Scrip Code: 511218 Bandra-Kurla Complex, Mumbai 400 051 NSE Symbol: SHRIRAMFIN Dear Sir/Madam, Sub.: Regulation 32
Slide 22: Objects for which funds were raised
Objects for which funds have been raised and where there has been a deviation, in the following table: Original object Modified Original Modified Funds Amount of Remarks, object, if Allocation allocation, Utilised Deviation/Variatio if any any if any n for the quarter according to applicable object
Slide 23: Utilization of issue proceeds of non-convertible securities
July 24, 2026 BSE Limited National Stock Exchange of India Limited P. J. Towers, Listing Department Dalal Street, Fort, Exchange Plaza, 5th Floor, Mumbai 400 001 Plot no. C/1, G- Block, Scrip Code: 511218 Bandra-Kurla Complex, Mumbai 400 051 NSE Symbol: SHRIRAMFIN Dear Sir/Madam, Sub.: Regulation 52
Slide 24: Objects for which funds were raised
Objects for which funds have been raised and where there has been a deviation/ variation, in the following table: Original object Modified Original Modified Funds Amount of Remarks, object, if Allocation allocation, utilised deviation/ variation if any any if any for the quarter according to applica
Slide 25: Independent Auditor's certificate on Security Cover
M M NISSIM & CO LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants Barodawala Mansion, GDA House, B wing, 3 rd Floor, Plot No. 85, Right Bhusari Colony, 81, Dr. Annie Besant Road, Paud Road, Kothrud, WorIi, Mumbai 400018 Pune 411 038 The Board of Directors Shriram Finance Limited 3rd F
Slide 26: Auditor's responsibility
M M Nissim & Co LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants Auditor's Responsibility 7. Our responsibility is to provide limited assurance as to whether anything has come to our attention that causes us to believe that the particulars contained in the aforesaid Statement with re
Slide 27: Auditor's procedures
M M Nissim & Co LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants 11.4. Traced the value of immovable properties & book debts from the Statement to the unaudited financial statements, unaudited books of accounts and other relevant records maintained by the Company as at June 30, 2026.
Slide 28: Auditor's certificate (continued)
M M Nissim & Co LLP G. D. Apte & Co. Chartered Accountants Chartered Accountants 15. The certificate has been issued at the request of the Company, solely in connection with the purpose mentioned in paragraph 2 above and to be submitted with the accompanying Statement to the Stock Exchanges and Debe
Slide 29: Standalone security cover certificate
SHRIRAM FINANCE LIMITED Cl N: 1.65191TN1979PLC007874 Reed. Office: Sri Towers. 14A, South Phase. Industrial Estate. Guindv. Chennai - 600 032. Tamil Nadu. Tel. No: +91 44 4852 4666. Fax: +91 44 4852 5666. Website-ww-,v.shriramfinance..in. email-sceretaria shriramfinance.in Standalone security cover
Slide 30: Standalone security cover certificate
SHRIRAM FINANCE LIMITED C I N: L65191TN1979PLC007874 Regd. Office: Sri Towers. 14A, South Phase, Industrial Estate, Guindy. Chennai - 600 032. Tamil Nadu. Tel. No: +91 44 4852 4666. Fax: +91 44 4852 5666. Website-www.shriramfinance.in. email-sccretarialgshriramfinance.in Standalone security cover ce
Slide 31: Press Release
PRESS RELEASE Friday 24th July, 2026, Mumbai : The Board Meeting of Shriram Finance Limited (SFL) was held today to consider the unaudited financial results for the first quarter ended 30th June, 2026. Financials (Standalone) : First quarter ended 30th June, 2026 : The Net Interest Income for the fi
Slide 32: Investor Update - Q1 FY27
Investor Update - Q1 FY27 July 24, 2026
Slide 33: Performance Highlights
Performance Highlights 2 #TogetherWeSoar
Slide 34: Performance Highlights – Q1 FY27 vs Q1 FY26
Performance Highlights – Q1 FY27 vs Q1 FY26 Q1 FY27 Rs. 134,121.1 mn Total Income 16.21% Q1 FY26 Rs. 115,417.6 mn Q1 FY27 Rs. 80,557.0 mn Net Interest Income 33.67% Q1 FY26 Rs. 60,264.3 mn Q1 FY27 Rs. 34,445.6 mn PAT 59.79% Q1 FY26 Rs. 21,557.3 mn Q1 FY27 Rs. 14.83 EPS 29.41% Q1 FY26 Rs. 11.46 3 #To
Slide 35: Performance Highlights – Q1 FY27 vs Q1 FY26
Performance Highlights – Q1 FY27 vs Q1 FY26 Q1 FY27 Rs 3,137,983.9 mn AUM 15.26% Q1 FY26 Rs. 2,722,490.1 mn Q1 FY27 Rs. 144,784.8 mn Gross Stage 3 Assets 18.68% Q1 FY26 Rs. 121,994.8 mn Q1 FY27 Rs. 70,963.2 mn Net Stage 3 Assets 4.46% Q1 FY26 Rs. 67,932.9 mn Q1 FY27 Rs. 461.78 Book Value 48.52% Q1 F
Slide 36: Assets under Management, Provision Analysis and Geographical Distribution
Assets under Management (AUM), Provision Analysis and Geographical Distribution 5 #TogetherWeSoar
Slide 37: AUM Break-up
AUM Break-up Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Loan Portfolio - On Books Balance sheet assets 2,794,054.4 2,623,865.9 2,314,226.8 20.73% 6.49% Securitised assets 326,073.2 378,297.6 378,043.6 -13.75% -13.81% Total On books 3,120,127.6 3,002,163.5 2,692,270.4 15.89% 3.93% -
Slide 38: Segment-wise AUM Break-up
Segment-wise AUM Break-up Product Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) (Rs. mn) Amt % Amt % Amt % Commercial Vehicles 1,470,342.8 46.86% 1,416,666.0 46.87% 1,231,318.9 45.23% 19.41% 3.79% Passenger Vehicles 686,502.3 21.88% 644,130.9 21.31% 566,347.6 20.80% 21.22% 6.58% Construction Equipments 12
Slide 39: Provision Analysis – June'26
Provision Analysis – June’26 Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 144,784.8 137,432.7 121,994.8 18.68% 5.35% ECL provision-Stage 3 73,821.6 69,178.2 54,061.9 36.55% 6.71% Net Stage 3 70,963.2 68,254.5 67,932.9 4.46% 3.97% Gross Stage 3 (%) 4.64% 4.58% 4.53% 2.43
Slide 40: Product-wise Provision Analysis – June'26
Product-wise Provision Analysis – June’26 Commercial Passenger Construction Farm Two Personal Particulars (Rs. mn) MSME Gold Loan Total Vehicles Vehicles Equipment Equipment Wheeler Loans Gross Stage 3 69,840.1 27,301.0 8,741.7 4,177.6 21,664.5 6,081.3 1,927.6 5,051.0 144,784.8 ECL provision-Stage 3
Slide 41: Commercial Vehicles
Commercial Vehicles Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 69,840.1 66,333.6 58,821.9 18.73% 5.29% ECL provision-Stage 3 32,746.4 30,677.0 24,627.3 32.97% 6.75% Net Stage 3 37,093.7 35,656.6 34,194.6 8.48% 4.03% Gross Stage 3 (%) 4.78% 4.72% 4.84% -1.24% 1.27% Net
Slide 42: Passenger Vehicles
Passenger Vehicles Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 27,301.0 25,176.7 23,055.9 18.41% 8.44% ECL provision-Stage 3 12,950.2 11,893.8 9,609.3 34.77% 8.88% Net Stage 3 14,350.8 13,282.9 13,446.6 6.72% 8.04% Gross Stage 3 (%) 4.00% 3.94% 4.13% -3.15% 1.52% Net S
Slide 43: Construction Equipments
Construction Equipments Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 8,741.7 9,096.2 9,691.5 -9.80% -3.90% ECL provision-Stage 3 4,254.4 4,412.5 3,935.8 8.09% -3.58% Net Stage 3 4,487.3 4,683.7 5,755.7 -22.04% -4.19% Gross Stage 3 (%) 7.12% 6.90% 5.93% 20.07% 3.19% Net
Slide 44: Farm Equipments
Farm Equipments Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 4,177.6 4,072.6 4,392.7 -4.90% 2.58% ECL provision-Stage 3 2,167.2 2,001.1 1,762.1 22.99% 8.30% Net Stage 3 2,010.4 2,071.5 2,630.6 -23.58% -2.95% Gross Stage 3 (%) 5.95% 5.93% 7.59% -21.61% 0.34% Net Stage 3
Slide 45: MSME
MSME Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 21,664.5 20,869.7 15,854.6 36.64% 3.81% ECL provision-Stage 3 14,000.1 13,269.1 8,549.4 63.75% 5.51% Net Stage 3 7,664.4 7,600.6 7,305.2 4.92% 0.84% Gross Stage 3 (%) 5.20% 5.10% 4.12% 26.21% 1.96% Net Stage 3 (%) 1.90%
Slide 46: Two Wheelers
Two Wheelers Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 6,081.3 5,775.9 5,014.8 21.27% 5.29% ECL provision-Stage 3 3,852.1 3,468.6 2,853.9 34.98% 11.06% Net Stage 3 2,229.2 2,307.3 2,160.9 3.16% -3.38% Gross Stage 3 (%) 3.41% 3.32% 3.16% 7.91% 2.71% Net Stage 3 (%) 1.
Slide 47: Gold
Gold Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 1,927.6 1,519.2 1,063.4 81.26% 26.88% ECL provision-Stage 3 249.1 198.0 99.0 151.59% 25.81% Net Stage 3 1,678.5 1,321.2 964.4 74.04% 27.04% Gross Stage 3 (%) 2.57% 2.29% 2.06% 24.76% 12.23% Net Stage 3 (%) 2.24% 2.00% 1.
Slide 48: Personal Loans
Personal Loans Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) Gross Stage 3 5,051.0 4,588.8 4,099.9 23.20% 10.07% ECL provision-Stage 3 3,602.0 3,258.2 2,625.2 37.21% 10.55% Net Stage 3 1,449.0 1,330.6 1,474.7 -1.74% 8.90% Gross Stage 3 (%) 4.42% 4.28% 3.99% 10.78% 3.27% Net Stage 3 (%
Slide 49: Well entrenched Pan India Network
Well entrenched Pan India Network Semi-Urban State/UT wise Branches Metro Urban Total and Rural Andaman and Nicobar Islands - 1 - 1 Andhra Pradesh 25 76 204 305 Assam - 8 23 31 Bihar 3 42 48 93 Chandigarh - 3 - 3 Chhattisgarh 5 15 47 67 Dadra and Nagar Haveli - - 1 1 Delhi 20 - - 20 Goa - - 5 5 Guja
Slide 50: Well entrenched Pan India Network (Contd.)
Well entrenched Pan India Network (Contd.) Semi-Urban State/UT wise Branches Metro Urban Total and Rural Manipur - 1 - 1 Meghalaya - - 1 1 Odisha - 18 40 58 Puducherry - 9 6 15 Punjab 10 26 41 77 Rajasthan 14 40 94 148 Sikkim - 1 2 3 Tamil Nadu 72 137 561 770 Telangana 42 53 141 236 Tripura - 3 2 5
Slide 51: Branch & AUM distribution – Q1 FY27 vs Q1 FY26
Branch & AUM distribution – Q1 FY27 vs Q1 FY26 Metro, Urban, Metro, Urban, Branch (Nos) 362 821 AUM (Rs bn) 366.5 907.4 Q1 FY27 Q1 FY27 Total AUM Semi-Urban and Rural, Rs 3,138.0 bn Semi-Urban Total Branch 3,225 2,042 and Rural, 1,864.1 Metro, Urban, Metro, Urban, 366 828 332.0 702.7 Q1 FY26 Q1 FY26
Slide 52: Financial Statement
Financial Statement 21 #TogetherWeSoar
Slide 53: P&L Statement
P&L Statement Particulars (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) FY26 Interest income 132,992.8 123,898.4 114,631.4 16.02% 7.34% 477,529.7 Interest expended 52,435.8 53,957.6 54,367.1 -3.55% -2.82% 217,015.3 Net interest income 80,557.0 69,940.8 60,264.3 33.67% 15.18% 260,514.4 Staff cost
Slide 54: Summarised Balance Sheet
Summarised Balance Sheet Particulars (Rs. mn) Jun-26 Mar-26 Jun-25 YoY(%) QoQ (%) I. Assets Financial Assets a) Cash and bank balances 166,491.1 79,383.5 256,904.4 -35.19% 109.73% b) Loans 2,934,344.4 2,824,524.4 2,539,346.3 15.56% 3.89% c) Investments 218,661.6 147,827.6 136,622.3 60.05% 47.92% d)
Slide 55: Key Metrics – Q1 FY27
Key Metrics – Q1 FY27 P&L Metrics (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) FY26 Interest Income 132,992.8 123,898.4 114,631.4 16.02% 7.34% 477,529.7 Less: Interest Expenses 52,435.8 53,957.6 54,367.1 -3.55% -2.82% 217,015.3 Net Interest Income 80,557.0 69,940.8 60,264.3 33.67% 15.18% 260,514
Slide 56: Key Metrics – Q1 FY27 (Contd.)
Key Metrics – Q1 FY27 (Contd.) Balance Sheet Metrics (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 YoY (%) QoQ (%) FY26 Networth 1,082,974.8 652,440.9 588,657.2 83.97% 65.99% 652,440.9 Book Value (Rs.) 461.78 349.20 310.93 48.52% 32.24% 349.20 Interest Coverage (x) 2.56 2.32 2.12 20.75% 10.34% 2.22 ROA (%) 3.93%
Slide 57: Borrowing Profile
Borrowing Profile 26 #TogetherWeSoar
Slide 58: Borrowing Profile
Borrowing Profile Q1 FY27 Q4 FY26 Q1 FY26 Product Amt in bn % Amt in bn % Amt in bn % Non-Convertible Debentures 330.2 14.19% 396.1 15.80% 396.1 16.31% Public Deposit 720.7 30.98% 694.8 27.72% 630.3 25.95% Securitisation 331.1 14.23% 384.6 15.34% 388.2 15.98% Subordinated debts 24.2 1.04% 24.2 0.96%
Slide 59: ALM Statement as on June 30, 2026
ALM Statement as on June 30, 2026 Over one Over 2 Over 3 Over 6 Over one Over 3 to 5 Particulars (Rs. mn) One month month to 2 months to 3 months to 6 months to year to 3 Over 5 years Total years months months months one year years Total Outflows 74,815.3 49,874.1 96,211.4 152,203.9 462,061.7 1,123,
Slide 60: Shareholding
Shareholding 29 #TogetherWeSoar
Slide 61: Shareholding Pattern as on June 30, 2026 vs June 30, 2025
Shareholding Pattern as on June 30, 2026 vs June 30, 2025 No. of shares outstanding: 2,352.9 mn No. of shares outstanding: 1,880.6 mn Other Public 5.33% Corporate Other Public 5.54% Body , Corporate 0.33% Body , 0.37% Promoters & Promoters Promoters & MF/Bank/ Promoters Insurance group*, MF/Bank/ 20
Slide 62: List of Key Shareholders as on June 30, 2026
List of Key Shareholders as on June 30, 2026 Current Key Shareholders Shareholding % (mn Shares) Promoter and Promoter Group Shriram Capital Private Limited 335.7 14.27 Shriram Value Services Limited 133.8 5.68 Shriram Ownership Trust 0.3 0.01 Shriram General Insurance Company Limited 0.0 0.00 Sanla
Slide 63: Shriram Automall India Limited (SAMIL)
Shriram Automall India Limited (SAMIL) 32 #TogetherWeSoar
Slide 64: Business Overview
Business Overview Shriram Automall India Limited (SAMIL), an ISO 9001:2015 & Great Place To Work certified company, is India’s Largest Phygital Marketplace for Pre-owned Vehicles, Equipment, and other Assets. Founded in 2011, SAMIL pioneered India’s first professionally managed auction platform fo
Slide 65: Business Overview (Contd.)
Business Overview (Contd.) SAMIL consolidated Particular (Rs. mn) Q1 FY27 Q4 FY26 Q1 FY26 FY26 Revenue from operation 672.3 716.6 594.0 2,593.1 Profit after Tax 123.7 140.0 94.1 460.1 SFL Share in Net Profit of SAMIL 55.1 62.3 41.9 205.0 34 #TogetherWeSoar
Slide 66: Shriram Overseas Investments Limited (SOIL)
Shriram Overseas Investments Limited (SOIL) 35 #TogetherWeSoar
Slide 67: Business Overview
Business Overview Shriram Overseas Investments Limited (SOIL), formerly known as Shriram Overseas Investments Private Limited (SOIPL) is a middle layer non-banking finance company. Shriram Finance Limited (SFL) acquired 100% stake in SOIPL (now, renamed as Shriram Overseas Investments Limited w.
Slide 68: Contact Us
Contact Us 37 #TogetherWeSoar
Slide 69: About Us
About Us About Shriram Finance Ltd. Shriram Finance Limited is the flagship company of the Shriram group which has significant presence in Consumer Finance, Life Insurance, General Insurance, Housing Finance, Stock Broking and Distribution businesses. Shriram Finance Limited is one of India’s larges
Slide 70: Thank You
THANK YOU 39 #TogetherWeSoar