Kotak Mahindra Bank Limited · NSE:KOTAKBANK
Kotak Mahindra Bank — Shareholder Meeting (July 2019)
15 slides from Kotak Mahindra Bank's shareholder meeting presentation, Jul 23, 2019
Slide 1: Kotak Mahindra Bank cover letter to exchanges
e kotak Kotak Mahindra Bank 23rd July 2019 The Manager The Manager Corporate Relationship, National Stock Exchange of India Ltd. BSE Limited, Exchange Plaza, 1st Floor, New Trading Ring, 5th Floor, Rotunda Buliding, Plot No.C/1, G Block, Phiroze J eej eebhoy Towers, Bandra-Kurla Complex, Dalal Stree
Slide 2: 34th Annual General Meeting
34th ANNUAL GENERAL MEETING 22nd July, 2019 1
Slide 3: Global Developments
Global Developments Trade tensions have been weighing on global growth Global inflation remains muted Bond markets globally pricing a sharp slowdown Central banks turn dovish, markets expect more Lower oil prices key for India
Slide 4: India
India Prime Minister Modi’s vision - Making India a USD 5trn economy by 2025 Economic Survey ∞ FY20 GDP growth at 7% ∞ Government stands by the fiscal consolidation path ∞ Looking beyond the economics of equilibrium, survey makes case for investment- driven “virtuous cycle” to sustain growth at 8% ∞
Slide 5: At Kotak: An Organisation Powered by Conviction and Driven by Constancy of Change
At Kotak An Organisation Powered by Conviction and Driven by Constancy of Change ∞ 34 years of existence 19 subsidiaries spanning across financial services - 100% beneficially held by Bank ∞ Doubled customer base to 16 million by September 2018, within 18 months of launching 811 ∞ Well- capitalized
Slide 6: At Kotak
At Kotak ∞ One of the lowest SMA2 (0.07% of net advances – FY19) ∞ Net NPA 0.75% as on 31st March, 2019 ∞ One of India’s largest domestic custodians ∞ Kotak Securities cash market share in FY19 – 9.1% ∞ Kotak Life Insurance & Asset Management have dramatically improved performance in the last year &
Slide 7: Vision & Values
Vision & Values e kotak The Global Indian Down-to-earth Financial Services and approachable • Brand • Mutual respect • ............. • The Most Preferred . Em~loyer i~ F1nanc1al Serv1ces • • and transparent in dealing ... ~ ........ Passionto achieve • ·. The Most Trusted • ........... Financial Ser
Slide 8: Basic Tenets of our Philosophy
Basic Tenets of our Philosophy Low cost and stable liabilities Lower financial risk but high franchise value businesses Growing the risk book without diluting risk adjusted returns Embracing the new world of digital, analytics, AI and technology Culture of prudence, simplicity and humility continuin
Slide 9: The Journey So far…
The Journey So far… Acquired Acquired Bill Investment Mutual Alternate Scheme of BSS Discount Banking Fund Securities Assets Pinebridge MF Microfinance 1985 1991 1998 2001 2004 2014 2017 1990 1993 2000 2003 2008 2015 Auto IPO Life BANK ARC ING Vysya Finance Insurance Merger Kotak Mahindra General In
Slide 10: Concentrated India; Diversified Financial Services
Concentrated India; Diversified Financial Services KOTAK MAHINDRA BANK Commercial Bank & Holding Company Kotak Kotak Mahindra Kotak Investment Kotak Mahindra Mahindra Kotak Securities Investments Advisors Capital Company Prime ∞ Car Finance ∞ Investments ∞ Alternate Assets ∞ Investment ∞ Stock Broki
Slide 11: Kotak Uniqueness – Strengths
Kotak Uniqueness – Strengths An integrated Ability to Prudent risk Strong brand Strong and identify and management and governance diversified capitalise on capabilities leadership in culture with business opportunities various experienced model businesses management ∞ Balance sheet, ∞ Relative ∞ Gui
Slide 12: Standalone Highlights FY19
Standalone Highlights FY19 PAT NIM* LOANS NET NPA Rs. 4,865 cr 4.48% Rs. 205,695 cr 0.75% [Rs. 4,084 cr] [4.33%] [Rs. 169,718 cr] [0.98%] TOTAL CAR BRANCHES CASA ASSETS 17.5% [18.2%] Rs. 312,172 cr Tier I 1,500 52.5% [Rs. 264,933 cr] 16.9% [1,388] [50.8%] [17.6%] Figures in [brackets] are FY18 numbe
Slide 13: Consolidated Highlights FY19
Consolidated Highlights FY19 PAT CAR LOANS BOOK VALUE 17.9% PER EQ. [18.4%] SHARE Rs. 7,204 cr Tier I Rs. 243,462 cr Rs. 302.7 [Rs. 6,201 cr] 17.4% [Rs. 205,997 cr] [Rs. 264.9] [17.8%] NIM* CAPITAL & NET NPA TOTAL RESERVES ASSETS 4.46% Rs. 58,280 cr 0.70% Rs. 395,171 cr [4.29%] [Rs. 50,486 cr] [0.86
Slide 14: Consolidated PAT
Consolidated PAT PAT NET WORTH Rs. cr FY19 FY18 FY19 FY18 Kotak Mahindra Bank 4,865 4,084 42,898 37,482 Kotak Mahindra Prime 599 590 5,416 4,816 Kotak Mahindra Investments 207 245 1,590 1,382 Kotak Securities 452 531 3,979 3,527 Kotak Mahindra Capital 63 65 572 559 Kotak Mahindra Life Insurance 507
Slide 15: Geographical Presence
Geographical Presence Branches 1,500 [No./%] 2 North 10 478/32% 82 10 64 West East 98 463/31% 88/6% 1 76 63 4 22 1 South 471/31% 1 142 45 9 39 21 Branch Classification 3 18 312 85 7 107 No of ATMs 161 86 2,352 32
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