Qatar International Islamic Bank · QSE:QIIK
Qatar International Islamic Bank — FY2020 Earnings Presentation
20 slides from Qatar International Islamic Bank's earnings presentation, 2021
Slide 1: OlB@ 223)
OlB@ 223)
Slide 2: Investors' Presentation - YE 2020
Investors’ Presentation - YE 2020 - Page 2. Page 2.
Slide 3: Agenda
1. QIIB Overview & Strategy 2. Financial Performance 3. Equity & Funding Overview 4. Rating Overview Page 3. Page 3.
Slide 4: QIIB Overview & Strategy
Section 1 QIIB Overview & Strategy Page 4. Page 4.
Slide 5: QIIB Snapshot
QIIB Snapshot Introduction Shareholder Structure (QIIB) Established in 1990 by an Amiri Decree, Qatar International Islamic Bank began operations on 1 January 1991. 17% 17% As at 31 December 2020 QIIB is the third largest Listed Islamic bank in Qatar by total assets and accounts GCC & Foreign ▪ The
Slide 6: QIIB Business Overview
QIIB Business Overview Business Segments Overview Treasury & Investments o Equity participation, private equity, investment funds REVENUE o Sukuk investment book o International finance and syndications o Islamic Treasury products and services 16% Personal Banking Financing 22% 30% 35% o Large perso
Slide 7: Financial Performance
Section 2 Financial Performance Page 11. Page 7.
Slide 8: QIIB Assets & Financing
QIIB Assets & Financing Highlights QIIB’S strong asset growth (US$ mn) QIIB’s balance sheet sustained growth CAGR of 9.6% between FY 2016 – 15,607 16,837 2020, notwithstanding slower economic environment. 15,000 13,802 12,802 11,685 The growth has been driven by a strong increase in QIIB’s Islamic 1
Slide 9: Asset Quality
Asset Quality Asset quality highlights Asset quality ratios Non-performing financing ratio decreased to 1.56% as at 31 December 2016 2017 2018 2019 2020 2020, compared to December 2019. Bank’s non-performing ratio remains within the industry average. Non-performing financing ratio(1) 1.7% 1.3% 2.0%
Slide 10: Continued Profitability & Operating Efficiency
Continued Profitability & Operating Efficiency Operating income breakdown (US$ mn) Sustained profitability (US$ mn) 650 50 56 --1.5 280 35.4 140 109 32.8 6 101.7 450 32.3 8 83.8 260 84.3 254.6 257.5 250 475 507 240 389.7 435.6 242.2 346.5 50 220 228.5 -2 -11 200 215.5 2016 2017 2018 2019 2020 -150 F
Slide 11: Balance Sheet Highlights
Balance Sheet Highlights QAR ‘000 2016 2017 2018 2019 2020 Commentary Total Assets 42,550,960 46,618,980 50,259,955 56,831,439 61,313,668 Sustained asset growth CAGR of 9.6% from FY2016 to FY2020 Financing Portfolio 27,233,326 32,500,027 27,991,116 37,010,528 40,513,906 respectively. Investing Portf
Slide 12: Robust Capitalization
Robust Capitalization Highlights Capital Structure (US$ mn) Tier 1 Tier 2 +2.5% 2500 +21.5% Basel II, Pillar 2 (ICAAP) requirements were effective from 1 January 2014 with all ICAAP and BIII +2.1% +2.7% requirements subject to regular (external) audit. Guidelines were refined and updated in March 20
Slide 13: Summary of YE-2020 Performance
Summary of YE-2020 Performance 31 December 2019 31 December 2020 % Change Total Assets (US$ mn) 15,607 16,837 7.9% Sustained balance sheet growth Net Islamic Financing Facilities (US$ mn) 10,164 11,126 9.5% Stable asset quality Non-Performing Islamic Financing Facilities (%) 1.90% 1.56% -17.9% Liqui
Slide 14: Funding Overview
Section 3 Funding Overview Page 17. Page 14.
Slide 15: Funding Overview
Funding Overview Highlights QIIB’s Funding Split As at 31 December 2020 QIIB’s funding is predominantly driven by customer deposits and equity of investment account holders As at 31 December 2019 (EIAH) and is backed by the bank’s own capital. 14% 21% 14% 4% QIIB has leveraged its expanding branch n
Slide 16: Rating Overview
Section 4 Rating Overview Page 20. Page 16.
Slide 17: Credit Ratings
Credit Ratings Fitch Ratings Longer-term IDR Short-term IDR Viability Rating Outlook Date A F1 bb+ Stable December 2020 Moody’s Issuer Rating ST Issuer Rating Baseline credit assessment Outlook Date A2 P-1 baa3 Stable November 2020 Capital Intelligence Long Term Rating Short Term Rating Standalone R
Slide 18: Key Investment Highlights
Key Investment Highlights Third largest Islamic Bank in Qatar Based in one of the fastest growing markets in the world Strong brand name since 1991 Second largest Islamic banking network in Qatar with 15 branches Strong capital position & asset quality Strong government support with QIA as one of th
Slide 19: Contacts
Contacts Head Office: Qatar International Islamic Bank Doha, Qatar P.O. Box 664 Web: www.qiib.com.qa Email: IR@qiib.com.qa IR Mobile App IR Contact: Mr. Hossam Khattab Dr. Mohammed Ghiyath Sheikhah Chief Financial Officer Head of Treasury & Investment Finance Treasury & Investment hossamkhattab@qiib
Slide 20: Disclaimer
Disclaimer Acceptance by recipients of a copy of this document will be deemed to constitute an acknowledgement and agreement that: This document has been prepared by QIIB and accepts no liability, express or implied, to any other parties or recipients. The reliance which can be placed upon this docu
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